Woligo
Author: Kaitlyn Short
Founded in 2020, Woligo (WŌ-luh-go = Work-Life-Go) is an insurance, banking, retirement planning and benefits provider for small business owners, freelancers, self-employed, independent, and per diem workers.
The company offers a variety of coverage options, such as Personal Insurance, Business Insurance, Banking and Retirement solutions, and Medical Insurance.
Woligo health insurance plans are designed to help the self-employed cover anything from a routine checkup to surgery.
If you are interested in a Woligo health insurance policy, it is easy to get a quote. Enter your income, age, and zip code into the company's subsidy calculator, and you'll receive a quote within minutes.
Top Ranked Companies
The Good
- Quick Response Time
- Informative Website
- Available Coverage
- Customizable Coverage
Quick Response Time
Whenever you're working with Woligo, you can expect a quick turnaround time.
The company prides itself on helping people get answers to their questions faster and aims to respond to any inquiries within one hour (during the company's business hours, of course).
Additionally, if you're interested in getting an estimate for a policy, it only takes a few minutes to enter your information and receive a quote.
Informative Website
Regarding health insurance, most people rely on their employer to handle everything. Freelancers, small business owners, and independent workers don't have this luxury. Woligo's website is a convenient resource for buying your own health insurance policy. The company's website explains why health insurance is essential, how it can save you money over time, and possible tax benefits.
Available Coverage
Woligo has several different policies with varying amounts of coverage. Depending on which policy you choose, your coverage could include the following:
- Outpatient care
- Emergency room trips
- Treatment in the hospital for inpatient care
- Care before and after a baby is born
- Behavioral health treatment
- Prescription drugs
- Physical therapy after an injury, disability, or chronic condition
- Lab tests
- Preventive services
- Pediatric services
Customizable Coverage
One of the best things about individual health insurance plans is that it allows you to cherry-pick your coverage. You get to pick the policy that best suits your needs and situation. Additionally, your health insurance policy doesn't change with your employer, so there is no need to worry about making changes to your coverage.
The Bad
- Vague Service Area
- No International Coverage
Vague Service Area
According to Woligo's website, the company is part of CamSolutions, LLC (a licensed independent insurance broker).
CamSoultions, LLC states that Woligo Insurance Solutions is licensed in Arizona, California, Oklahoma, and Texas. The company will only provide other state insurance license numbers if you request them. If you want to know if Woligo is available in your state, you'll need to contact the company directly.
No International Coverage
It appears that Woligo does not offer any international health plans. This isn't a deal breaker for most people, but if you plan on traveling a lot for work, you'll want to look into another company.
The Bottom Line
It's easy to forget about health insurance when starting your own business or going solo for the first time. Woligo is a good option for self-employed, independent, per diem workers or small business owners. The company offers a variety of policies with varying coverage, plus you get to choose which policy works best for you.
There isn't international coverage, so if your work requires a lot of traveling out of the country, you'll want to consider another company.
