PacificSource
Author: Kaitlyn Short
PacificSource is a not-for-profit health insurer that offers health insurance in parts of Idaho, Montana, Oregon, and Washington. It has several subsidiaries: PacificSource Medicare, PacificSource Community Solutions, and PacificSource Administrators. It also works with IPN, which is the largest provider network in Idaho.
The Good
- Simplified Plan Options
- Great Member Benefits
- Employer-Sponsored Group Health Plans
Simplified Plan Options
PacificSource offers traditional health insurance plans, catastrophic health plans, and Consumer-Directed Health Plans (CDHPs) with Health Savings Accounts (HSAs).
These plans come in different network-types. PacificSource offers Preferred Provider Organization (PPO) plans called Voyager. It also offers coordinated care plans called Navigator and SmartChoice.
PacificSource also offers Medicaid and Medicare Advantage plans. To see what’s available in your area, enter your zip code on PacificSource’s website.
Great Member Benefits
PacifcSource includes great features and benefits with their plans:
- Teladoc ® telemedicine
- Health education reimbursements
- Prenatal program
- Quit for Life ®
- Prescription discounts for uncovered prescriptions
- Weight Watchers ® reimbursement
- Jenny Craig ® discounts
- Active&FitTM gym membership program
- Case and care management support
PacificSource also makes it easy to find in-network providers online and track claims.
Employer-Sponsored Group Health Plans
PacificSource offers group plans to small and large businesses in Idaho, Montana, Oregon, and Washington. Some plans can include Flexible Spending Accounts (FSAs) and Health Reimbursement Accounts (HRAs).
PacificSource will also work with employers to implement wellness programs in their workplace.
The Bad
- Limited Availability
Limited Availability
PacificSource only offers plans in parts of Idaho, Montana, Oregon, and Washington. Plan offerings also vary by location. For more information on what’s available in your area, visit PacificSource’s website.
If PacificSource is not available in your area, you’ll need to consider other health insurance providers.
The Bottom Line
PacificSource offers a good plan selection and great benefits to members. If PacificSource health insurance is available in your area, it’s a great option to consider. Be sure that you understand a plan’s costs and coverage before enrolling to make sure you have a plan that will meet your needs.
Call our recommended rep over at PacificSource below.
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Daughter of customer
6 years ago
