Pivot Health focuses on short-term health insurance plans. Through its online platform, you can view quotes and compare plans. You'll need to provide your contact information before accessing these features.
The short-term plans are flexible, so you can adjust the deductible, out-of-pocket expenses, and coverage period.
There are limited Pivot Health reviews, which makes it difficult to understand what customers like and dislike about the company. However, its convenient features make the company worth exploring further if you don't need comprehensive coverage and want lower premiums.
Pivot Health is powered by HealthCare.com, another site focused on helping people compare health insurance options online. Pivot Health is different for its specialization in short-term health insurance.
Through Pivot Health, you can view quotes, apply for a plan, and get coverage (if approved) in one sitting.
Pivot Health uses data analysis to help you find a short-term plan that meets your needs. You can also compare plans through its platform, which makes it easier to find a good deal.
Pivot Health's specialty is short-term health insurance. If you're looking for an inexpensive health insurance option, short-term health insurance offers low premiums. Keep in mind, however, that short-term plans don't offer robust coverage. Generally, short-term plans cover doctor visits and emergency care.
Before you buy a short-term health plan, be sure to understand the coverage you're getting.
When you work with Pivot Health, you can find network-based plans and PPO plans that offer more flexibility when choosing a provider. You can also adjust your deductible, copays, and length of your coverage. Most of the plans listed on Pivot Health also include telemedicine access that costs $49 per visit.
Pivot Health promotes short-term health plans designed for people ages 60–64. These Bridge to Medicare plans include access to telemedicine and the ability to keep your doctors. These plans can help save on premium costs, but they may not be the best option for people with pre-existing conditions.
Beyond short-term health insurance, you can find fixed indemnity plans, Medigap (Medicare supplement insurance), dental insurance, vision insurance, and supplemental insurance policies. Supplemental insurance policies generally offer set payouts for certain situations like cancer or an accident. If you have a high deductible health plan and can't afford your deductible, a supplemental insurance policy can be helpful.
Best Company has not received many reviews for Pivot Health, so conclusions about the customer experience are not available.
Pivot Health specializes in short-term health plans. These plans are quite limited in the coverage offered. For example, they do not cover pre-existing conditions. Preventive care isn't usually covered either.
If you need medical attention for a pre-existing condition, you may want to find another option. You'll also want to review coverage carefully before purchasing a plan.
Plan features and availability can vary by state. This variability is common with health plans. However, it's worth keeping in mind.
Before you can start comparing plans and pricing, you have to answer a few questions and provide contact information. If you're just interested in looking and aren't ready to make a purchase decision, this requirement can be frustrating.