Physicians Mutual stands out from other health insurers because it doesn't offer major medical insurance or short-term health plans. Its only offerings are Medigap and cancer insurance. If you are interested in either of these two policies, you may find working with Physicians Mutual beneficial.
Physicians Mutual offers Medigap, or Medicare supplement, policies to Medicare beneficiaries with Original Medicare (Part A and Part B).
From the website, it isn't clear what kinds of Medigap policies the company offers. Medigap policies from Physicians Mutual are not available in every state.
States have different rules about which Medicare supplement insurance policies can be issued, so it's not surprising that the company doesn't offer Medigap in each state. However, it would be nice to have more upfront information on the types of Medigap policies available through Physicians Mutual before submitting contact information to view options.
Physcian's Mutual also offers cancer insurance that can be used to supplement major medical health insurance plans. These plans have cash payouts that can be used as you see fit, including to help with out-of-pocket expenses related to cancer treatment.
Physicians Mutual does not offer major medical coverage or short-term health insurance. If you're looking for a health plan beyond Medigap or cancer insurance, you'll need to consider another insurer.
The health insurance options Physicians Mutual does offer may not be available in your area. You'll need to contact Physicians Mutual directly to learn more about what it offers where you live.
Physicians Mutual lists its financial strength ratings from 2017. Its 2017 ratings were high, which is a good sign for an insurer. However, many insurers are rated annually. Physicians Mutual's outdated ratings are concerning because it may indicate that either the company hasn't been rated since or its most recent ratings aren't as good.
Physicians Mutual does not have many customer reviews on Best Company. With limited information, we can't draw conclusions about the customer experience at Physicians Mutual.