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Lighthouse Financial

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Author: Kaitlyn Short

LAST UPDATED: October 19th, 2023

Lighthouse Financial is based in Lehi, Utah and is led by Matthew Slagowski. It was founded in 2017 and has a few years of experience providing business funding to its customers. Lighthouse Financial primarily provides funding to businesses. Its services can assist businesses with the following:

  • Start Up Funding
  • Small Business Funding
  • Personal Credit Development
  • Business Credit Development
  • Entrepreneur Networking

While it provides capital to many early stage companies, this is not the only business client it services; however, this emphasis on funding early stage business is helpful to new businesses that are in need of capital and that may struggle to be approved for funding by traditional banks or lenders. 

The company's funding specialists are trained to build custom funding plans and maintain client relationships to ensure it finds the best funding solutions possible.

Its process is common to other funding organizations and it specializes in getting business owners access to revolving, unsecured lines of credit that can be used however they need. This includes expansion, payroll, marketing, paying off existing business debts or any other needs.

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The Good

  • Funding for Higher Risk Businesses
  • Low Rates and Flexibility
  • Good Reviews

Funding for Higher Risk Businesses

It can be difficult for some start up businesses to find funding. Most banks want to know how long a business has been operating and its monthly revenue. If the business does not meet certain standards that may be impossible for a new, or higher risk, business then they may be out of luck.

Lighthouse Financial is dedicated to helping these business owners find funding — for example, seasonal businesses, high risk industries, or businesses that have inconsistent deposits. Regardless of your time in business or revenue, Lighthouse Financial can find a solution for you.

Low Rates and Flexibility

Lighthouse Financial has a variety of funding options. Its funding options focus on providing low interest rates and low monthly payments.

Lighthouse Financial also says it offers flexible payment plans. These low rates and flexible payment options should appeal to businesses that are in higher risk industries or that are facing emergency expenses.

Good Reviews

Lighthouse Financial doesn’t have a lot of reviews, but it does have some customers who have left positive reviews. Customers express that they were happy with the personalized customer service they experienced. They also expressed that they were happy to receive more funding than they anticipated. 

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The Bad

  • No Examples of Past Clients

No Examples of Past Clients

Lighthouse Financial has very few customer reviews and only on one website. It also does not have any customer testimonials on its website or examples of past clients that it has helped with funding.

This lack of information on any past clients does not promote confidence and is unusual considering the amount of time it has been operating.

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The Bottom Line

Lighthouse Financial provides funding solutions to businesses that may otherwise struggle to find capital. It provides loans for emergencies, payroll funding, inventory, or expansions. It also works frequently with startups.

This is a great option for new companies or businesses that operate in higher risk industries. Customers will like that it offers low interest rates and flexibility.

We were unable to verify the amount of business or quality of its services due to a low number of online reviews, and a complete absence of customer testimonials.

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Star Rating

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4.9

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137 Reviews

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93%

4 grade

6%

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1 grade

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Review Source

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Shane Laurent Gardena, CA

From the commencement of my service, I was helped every step of the way. The only issue was the miscommunication about the address I had on file, which affected me in various ways. Lighthouse Financial did an amazing job working with me and they enabled me to expound my business and solve some of my personal issues. My representative, Miss P., was very kind and patient. She answered all of my questions and made me feel comfortable proceeding with the credit institutions that I was connected with. The only issue I would say was inconvenient was the scheduling. Between their schedule and that of my own, it was a little difficult to always reach one another at preferable times. But text messaging works with them so that did make a difference. Overall, amazing financial service and a great help.

2 years ago

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Jackie Valera Sacramento, CA

They know their business. They are vigilant, earnest and polite. I would have never found these credit cards on my own with 0% APR from 12 to 18 months.

2 years ago

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Andrea Ball Queens, NY

The process didn't take no time. Just fill out your information and they take care of the rest.

2 years ago

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Michael James Citrus Heights, CA

I liked that my representative kept in contact with me before and after the process.

2 years ago

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Kimberley Niang Seattle, WA

I appreciate the communication between Lexi and the other agents that assisted me through the processes.

2 years ago

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Cindy Pinneo Vancouver, WA

The entire process was not explained very well in the beginning but everyone I dealt with was helpful and positive.

2 years ago

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Jeffery Sanders Austin, TX

They were great, Lexi was a big help through the entire process.

2 years ago

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Craig M St. Petersburg, FL

It has been a positive & professional interaction & we are pleased.

2 years ago