Lighthouse Financial is based in Lehi, Utah and is led by Matthew Slagowski. It was founded in 2017 and has a few years of experience providing business funding to its customers. Lighthouse Financial primarily provides funding to businesses. Its services can assist businesses with the following:

Start Up Funding
Small Business Funding
Personal Credit Development
Business Credit Development
Entrepreneur Networking

While it provides capital to many early stage companies, this is not the only business client it services; however, this emphasis on funding early stage business is helpful to new businesses that are in need of capital and that may struggle to be approved for funding by traditional banks or lenders.

The company's funding specialists are trained to build custom funding plans and maintain client relationships to ensure it finds the best funding solutions possible.

Its process is common to other funding organizations and it specializes in getting business owners access to revolving, unsecured lines of credit that can be used however they need. This includes expansion, payroll, marketing, paying off existing business debts or any other needs.

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The Good

Funding for Higher Risk Businesses
Low Rates and Flexibility
Good Reviews

Funding for Higher Risk Businesses

It can be difficult for some start up businesses to find funding. Most banks want to know how long a business has been operating and its monthly revenue. If the business does not meet certain standards that may be impossible for a new, or higher risk, business then they may be out of luck.

Lighthouse Financial is dedicated to helping these business owners find funding — for example, seasonal businesses, high risk industries, or businesses that have inconsistent deposits. Regardless of your time in business or revenue, Lighthouse Financial can find a solution for you.

Low Rates and Flexibility

Lighthouse Financial has a variety of funding options. Its funding options focus on providing low interest rates and low monthly payments.

Lighthouse Financial also says it offers flexible payment plans. These low rates and flexible payment options should appeal to businesses that are in higher risk industries or that are facing emergency expenses.

Good Reviews

Lighthouse Financial doesn’t have a lot of reviews, but it does have some customers who have left positive reviews. Customers express that they were happy with the personalized customer service they experienced. They also expressed that they were happy to receive more funding than they anticipated.

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The Bad

No Examples of Past Clients

No Examples of Past Clients

Lighthouse Financial has very few customer reviews and only on one website. It also does not have any customer testimonials on its website or examples of past clients that it has helped with funding.

This lack of information on any past clients does not promote confidence and is unusual considering the amount of time it has been operating.

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The Bottom Line

Lighthouse Financial provides funding solutions to businesses that may otherwise struggle to find capital. It provides loans for emergencies, payroll funding, inventory, or expansions. It also works frequently with startups.

This is a great option for new companies or businesses that operate in higher risk industries. Customers will like that it offers low interest rates and flexibility.

We were unable to verify the amount of business or quality of its services due to a low number of online reviews, and a complete absence of customer testimonials.

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User Reviews

Star Rating

4.9

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135 Reviews

Review Breakdown

5 grade

93%

4 grade

3 grade

2 grade

1 grade

Sentiment Criteria

Value

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Quality

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La Tania Mullins Euclid, OH

I'm happy to have been introduced to Lighthouse Financial! The representatives that I worked with were extremely knowledgeable, personable, and patient with me as I asked my many questions. Leilani was such a pleasure to work with and I'm so grateful that she was able to secure so much funding for me that will help the business grow exponentially! Thank you!

5 months ago

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Nancy Austria Rowland Heights, CA

I was introduced to Lighthouse Financial through a Trading workshop, and the experience from the beginning to the end was great. They helped me through all the steps, answering every question I had, following through to make sure everything goes smoothly, and giving me great support every time I had some difficulties . They have very friendly and professional customer service, I would definitely recommend their service.

5 months ago

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Bruno & Diana Ramirez Phoenix, AZ

We loved that Lighthouse was patient with us and didn't rush or pressure us in any way. Lexi held our hand from the get go, responding to all of our concerns one at a time. We were looking to have a little funding for a little extra padding and what we got were a whole lot more doors opened to us that we never would have imagined! Instead of us going to each lender one at a time, Lighthouse was a one-stop shop and took care of everything - super quick and easily. We'll definitely recommend to others! We have nothing but good things to say about our experience with Lighthouse... amazing service that achieves truly amazing results, trustworthiness, etc., def 5 Stars!

7 months ago Edited October 28, 2022

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Heidi Blackburn Salem, OR

Lighthouse Financial, helped us navigate the financial waters in our new endeavor. They called us to make sure we understood what was going on and made sure we had all of our questions answered. Totally recommend them for any financial maters.

4 months ago

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Joy Ferguson Willows, CA

I was recommended Lighthouse Financial recently to get an increase in cash on hand. They were able to secure a very large increase in my lines of credit, (almost triple my previous lines of credit). If you’re looking to get into real estate investing and need to fund your first deal, Lighthouse Financial is the genuine article. I am looking forward to a year of success, and it’s in no small part due to the folks at Lighthouse Financial. We’ll Done!

6 months ago

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Pat Ferguson (PixelTeam) Las Vegas, NV

We were referred to Lighthouse Financial by a real estate investor friend. Within a few days of meeting with Lighthouse Financial, our capital was raised by an obscene margin. We were greatly impressed with the quality of service and professionalism by this company, and will definitely be keeping in touch with them on future deals. If you are looking to raise capital for your new business, or need to fund a project, Lighthouse Financial is the real deal. You only live once. Might as well finish strong.

6 months ago

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Joe T. Strafford, NH

I recently contacted Lighthouse Financial to assist me with some business funding. They were thorough and professional when explaining the application process to me. Lighthouse handled all of the paper work for me, and I was kept informed every step of the way. Their follow through and service was terrific. It was a great experience to work with them. I highly recommend Lighthouse Financial to anyone that may need funding assistance.

6 months ago

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Kimmy Gomez Las Vegas, NV

I LOVE LIGHTHOUSE!! I’m literally putting all my friends and family on lol 😂 I got approved for a 10,500 credit line and my credit score was average !! They did all the work and made the process so simple, all I had to do was wait for my phone call ☺️ 10/10 company fr!!! Thank you so much especially to PAYTON!! SHES THE BEST!! THIS IS YOUR SIGN TO TRY LIGHTHOUSE IF YOUR IFFY !! 😇😇

7 months ago

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Evangeline Billingslea Jonesboro, GA

My experience with Lighthouse Financial was very fast and smooth. The representatives that assisted me was Diego and Lexi who was very helpful, professional, and kind to work with. They answered all my questions and took me step by step through the process of obtaining the funds needed to start my business venture. The process took about 7-10 days very fast. I recommend Lighthouse Financial to anyone who need funding for a business venture. Call and check them out.

7 months ago

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Alicia Zimmer Brookline, MA

Lighthouse Financial has done EXACTLY what they say they would do. They have allowed me ways to optimize the borrowing experience without any hassles or loss of energy on my part. I can’t express how grateful I am to have a team from Lighthouse make my experience as easy and seamless as possible. They are hands down an A+ organization that I’d recommend to any and all in need of financial assistance. Thank you Lighthouse Financial for working with me!!

7 months ago

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Lloyd Dzinotyiwei Canton, GA

I needed help getting access to finance, and had decided that going through credit card applications would be the best way. Within a day, I had been approved on all of the applications, and within 5 days, I had the funding I needed for my business. The process was seamless, and the whole time, I had a contact holding my hand throughout the entire process. I highly recommend them

7 months ago

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Martha Kellen Raymondville, TX

The process to get lines of credit with Lighthouse financial was very smooth and fast. It took me only a few minutes to fill up the form and with the information they searched for the best places to apply. There was a moment in the middle of the process that I questioned myself of why should I pay them, because it seemed kinda of obvious what they were doing. But, it’s not obvious. They knew very well what to do to not damage my credit in the process. And what I got was the best line of credit out there in the market. By myself, I would not know where to look for and most importantly, I would not have the results in such a short amount of time. The fees are high. But you have to pay for good service.

6 months ago

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Manuela Franke

Thank you Lighthouse Financial for helping me on my way to success. You made it possible for me to obtain the working capital I needed to start up my business. Very pleasant staff to work with. Very great experience. Thank you!!

7 months ago

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rory martinez Henderson, NV

Light house financial was a great company to work with. It was an easy process, everything went smooth and the customer service was great. Most financial institutes can give you a headache, but light house financial made it simple and quick.

7 months ago

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Paula Wise McDonough, GA

Lighthouse has been great to work with. They are very proactive and very professional. They have a great sense of urgency and excellent follow-up. They created an opportunity for me to pursue a passion where I did not see the possibility. Thank you Lighthouse Financial - especially Diego and Lexi!!!

7 months ago

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Nicole Johnson Kansas City, MO

Pretty much handled everything. They found multiple funding for me. All i had to do was confirm i wanted the funding and finalize with the lender. They called and checked on me and kept me informed. Since i prefer to text they communicated with me via text.

7 months ago

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Connie Wilson San Pedro, CA

Lighthouse has been very Professional and informative. I’ve had the opportunity to learn, through them, a little more about credit and how to help it to work for me. Lighthouse has always been patient, friendly and consistent. I’m grateful

8 months ago

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Jay Singh Casselberry, FL

Lighthouse was instrumental in getting my business the funding it needed in order to grow. Kori was amazing to work with. She and her team exceeded all expectations! She was on top of things to make sure I had the best outcome possible. Amazing experience every step of the way!

8 months ago

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D. Davis Riverview, FL

My experience was 5 stars grade. It was a pleasant experience their customer service were patient, professional and courteous. I will recommend family and friends to do business with this fine institution in the future. Thank you for a pleasant experience.

8 months ago

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Verified Customer

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Dawne Ziegler Detroit, MI

Working with Lighthouse and Matt has been a complete joy. Matt has been accommodating, professional and thorough every step of the way. Lighthouse is definitely a company you can count on to meet your needs, big or small!

2 years ago

Reply from Lighthouse Financial

Thank you Dawne!

Jul. 28th, 2021

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Donald Feith Tampa, FL

Great experience overall. My rep, Peyton, was kind and patient and held my hand through the whole process. With her guidance, and little effort on my part, my credit score increased and I then had more access to additional funds which was very important to my newest business venture. Thank you Lighthouse and thank you Peyton.

4 months ago

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Alexis Espidol Lake Worth, FL

This was my first time using this type of service and this company made it really easy! Diego and Leilani were very helpful and the process was so fast! I will definitely recommend this company to friends and family and will work with them again in the future if needed.

5 months ago

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Sharon Farley Ashburn, VA

Peyton was very professional and assisted me with my financial issues. She went above and beyond her call of duty to make me comfortable with my decision. She explained everything to me from the first to the final steps. Her email was very simplistic to the point where anyone could follow without any issues. She's delightful, exhibits empathy, and helpful. She calls and follows up with me as promised. Furthermore, she provided additional information that I may need later to help me be more successful with my finance.

9 months ago

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Tiffani Barner Brandon, FL

I was referred to Lighthouse and I'm glad I made the call. Lighthouse was polite, professional and treated me with respect. My Lighthouse Professional, Peyton, did a great job of keeping me abreast of the entire process and of all next steps, so I understood what to expect. I would most certainly look to Lighthouse for all my future funding needs. Thank you

9 months ago

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Yesenia Banuelos El Paso, TX

Lighthouse Financial has qualified and knowledgeable personnel, such as Diego S and Leilani C. My experience with working with this company has definitely exceeded my expectations. They got me approved for double what I was expecting in a matter of 24 hours. I felt valued and cared for throughout this process. I would highly recommend this company to anyone looking for a reputable financing company. Thank you for your support!

7 months ago

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Lisa Ann Douglass St Louis, MO

Lighthouse Financial services is exactly the kind of company that you would like to work with when you need to establish credit. I did utilize them to begin a new business venture. They were patient with my numerous questions and they answered them with details regarding process and progress of my applications. I did everything that they asked me to do and my credit was increased greatly. If it weren't for their expertise I wouldn't have been able to get the amount if credit I needed.

7 months ago

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Monteman Fort Worth, TX

They we easy to communicate and got back with answers in a timely manner, also were able to get more then they initially had offered very pleased with their services

4 months ago

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Kente Boutte Mobile, AL

Lighthouse Financial is definitely the shining light you need in the finance funding sea. They will supersede your expectations. Does customer service get any better?

5 months ago

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Twyla Doucet TX

Awesome service, great communication! Lexi and her team provided me with funding in a timely manner. Surprisingly, I got approved for 25k. Can’t wait to apply again! Legit company

6 months ago

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Marcus James Las Vegas, NV

If you want to get the best help in start or need help financially, Lighthouse Financial is your answer. They can get you qualified and financed in less than two weeks or even days. Thanks Lighthouse for all the help!

7 months ago

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Maggie Dickson Yelm, WA

I really enjoyed working with Lexi from Lighthouse Financial. She walked me through the whole process so that I understood what was going to happen. I would recommend them to anyone.

7 months ago

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Jesse Teegarden Shawnee, KS

It was a pleasure to work with Lighthouse Financial! They worked out all the details and kept things clear & simple. I would highly recommend using them and I will be using their services again!

8 months ago

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Sonya Harris Chicago, IL

I was introduced to Kori at Lighthouse Financial to assist me with getting lines of credit for my extended education and new business opportunity. She was very helpful and I received my new cards within a few days of applying for them!! I will definitely refer and use Lighthouse Financial in the future.

9 months ago

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VICKI FLUKER Simpsonville, SC

Lighthouse has been very proficient in assisting me with any questions or concerns that I had. Anna was delightful to work with, very patient, knowledgeable and always listened with a honest ear. I found Lighthouse to answer my calls and emails in a very timely manner. I appreciate the valuable service they provided.

9 months ago

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Malanie Cheshire, CT

I had a great experience with Lighthouse Financial. They got me more funding than I initially thought I could get and they worked with me and allowed me to pay a lower service fee based on the pre-approval amount of funding rather than my actual amount of funding. I’m super grateful for them!

10 months ago

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Brigitte J. North Pole, AK

Working with Lighthouse Financial helped me to obtain more funds for a new business venture than I had anticipated. I felt Kori and Leilani were experienced professionals with a caring approach. It was a pleasure working with them. I would recommend this company to anyone looking for personal or business funding.

6 months ago

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Clive Bryant San Francisco, CA

Was in need for funding for a course to get me in a position to retire and the funds where quick and the people where very perfessional... would recommend it to anyone who is in need of funding for opening your business adventures...

7 months ago

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Debra J Loganville, GA

Lighthouse Financial provided a service that I didn't even know existed. They were so efficient and professional every step of the way I would definitely use their services again and have recommended their services to friends.

7 months ago

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Shane Laurent Gardena, CA

From the commencement of my service, I was helped every step of the way. The only issue was the miscommunication about the address I had on file, which affected me in various ways. Lighthouse Financial did an amazing job working with me and they enabled me to expound my business and solve some of my personal issues. My representative, Miss P., was very kind and patient. She answered all of my questions and made me feel comfortable proceeding with the credit institutions that I was connected with. The only issue I would say was inconvenient was the scheduling. Between their schedule and that of my own, it was a little difficult to always reach one another at preferable times. But text messaging works with them so that did make a difference. Overall, amazing financial service and a great help.

9 months ago

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Better Future Now LLC Prosper, TX

I am so glad that I found out about this company! I will definitely be using their service again! They got me access to more 0% financing than I would’ve been able to find myself, especially since they are all applied for so simultaneously. My available credit shot up about 30% and allowed me to afford a vocational program I wouldn’t have otherwise been able to afford. The people who work here are also very nice, knowledgeable, and helpful!

9 months ago

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Mathew Mata Wilsonville, OR

Working with lighthouse financial was very easy and relaxing. No hassle, just a few information provided and then kick back and wait for the funds to come through. Bo and Peyton were beyond helpful, I now am very excited to start my business knowing that I just bought myself lots of time through the expertise of Lighthouse Financial. I appreciate your help guys!!

10 months ago

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Tim Brazell Ashburn, VA

Lighthouse has a good system to secure limited time 0% interest rate cards. Also, they are very courteous and easy to work with.

4 months ago

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Angela Peterson Fernandina Beach, FL

Thank you Lighthouse Financial; I appreciate your helpful service during this process. This procedure was new to me so, your professionalism made everything hassle free. I can move forward with confidence. Again, thank you.

9 months ago

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Nicole Greer The Colony, TX

The staff at Lighthouse Financial is super easy to work with. Kori explained everything thoroughly and kept in contact throughout the entire process. She followed up and made me feel comfortable.

9 months ago

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M Young Shingle Springs, CA

Lighthouse Financial was a pleasure to work with. Very quick and efficient service provided by Kori. We are referring their funding services to other business owners and individuals for financing options .

9 months ago

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Sederra Hill Orlando, FL

I worked with Peyton and she is amazingly great! She answered all my questions and went above and beyond. She also kept me informed and aware of the complete process. I am so grateful!

9 months ago

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juan Delgado Chicago, IL

What I liked most about Lighthouse Financial is how responsive they work. Their follow up process is stellar in trying to achieve one's financial goals. It was a smooth process working with Lighthouse Financial.

9 months ago

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Team Thompson Dallas, TX

Lighthouse Financial made it easy and seamless for me to obtain a substantial line of credit to start my business venture. Lexi kept me informed during the entire process while also coaching me every step along the way.

6 months ago

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Victoria Hurst Boise, ID

Great customer service and were able to help me get the most possible from my credit score! Loved seeing the spreadsheet of the funding! Lexi walked me through the whole thing and reached out with updates! Highly recommend!

6 months ago

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Dan Terrell, TX

Great experience with Lighthouse! From Diego who got the ball rolling to Kori assisting working thru all the contingencies, I was able to get the funding right at the upper end of their initial projection!

8 months ago

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