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Liberty Debt Relief

Liberty Debt Relief

Name: Liberty Debt Relief
Rating: 4.7

4.7

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471 User Reviews

4.7

star star star star star_half

471 User Reviews

The Good

The Bad

Bottom Line

Reviews

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Company Details

Time in Business

9 Years

Company Headquarters

333 City Blvd W, 17th Fl Orange CA, 92868

Number of Reviews 471

info Source of Information

Message from

Liberty Debt Relief

Liberty Debt Relief gives you our experience and knowledge every step of the way to face any debt challenge.

No matter your credit’s condition, we have the information you need to make an informed decision.

Whether you’re looking for more information on debt consolidation or are looking into debt settlement, we have what you need.

Author: Kaitlyn Short

LAST UPDATED: September 2nd, 2026

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

Video Customer Reviews

P Norvell

06 Dec 2023

Wency Carino

25 Apr 2025

Brittany Scheib

25 Apr 2025

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The Good

Debt Relief Services
Industry Accreditations
24/7 Support
Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

star star star star star

Judy

So far they have been awesome. Letting me know what's happening and very informative. Speaking with them over the phone has been good too. Always very nice and courteous.

2 days ago

star star star star star

Rex

Liberty saved my credit. I owed over $10,000 and they wiped all my interest with one low monthly payment. I was paying $900 a month and half was interest. Liberty got me down to $321 with $0 interest and got my life back.

3 days ago

star star star star star

Laura garcia

I was assisted by Oscar Gonzales, and all of my questions were answered. He made me feel comfortable and confident throughout the process. Liberty is definitely a great option!

1 week ago

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Georgianna Giampietro

I am editing my review from 1 to 4. The four is from hidden fees/costs and the fact money was taken out when I was told it wouldn't be. I'm adding to my review and increasing the stars because one or two persons' miscommunication does not count for the whole company. When I called today I spoke with Javier Menendez. He listened to my issues and complaints. Everything was canceled and the money taken out will be refunded. So, yes at first I had issues, but he quickly resolved everything with one phone call. My star increase is for Javier.

1 week ago

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User Reviews

Star Rating

4.7

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471 Reviews

Review Breakdown

5 grade

84%

4 grade

10%

3 grade

2 grade

1 grade

Sentiment Criteria

Value

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Quality

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Service

star star star star star

Trustworthiness

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Featured Review

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Verified Customer

star star star star star

Kim M Shaffer

Working with this company has been one of the best financial decisions I’ve ever made. For years, I felt like I was drowning in credit card debt and high interest rates that made it impossible to get ahead. From the very first phone call, my stress levels plummeted. What stood out to me: Compassionate Support: The staff didn't judge my situation. They were empathetic, professional, and took the time to explain every step of the process. Clear Communication: I never felt left in the dark. Their online dashboard is incredibly easy to navigate, allowing me to track my progress and see my settlements in real-time. Significant Savings: They were able to negotiate my balances down far more than I ever could have on my own, often cutting what I owed by nearly half. True Peace of Mind: Instead of juggling multiple bills and predatory interest rates, I now have one manageable monthly payment that I can actually afford. If you are feeling overwhelmed by debt and don't know where to turn, I cannot recommend their services enough. They didn't just help me with my bills; they gave me my life back."

9 months ago Edited January 9, 2026

Reply from Liberty Debt Relief

Thank you, Kim! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 14th, 2025

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Featured Review

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Verified Customer

star star star star star

Zachery Mullins

I called Liberty stressed over debt enough that it was becoming a health issue. They evaluated the debt and quickly got to work negotiating and resolving the debts with multiple creditors for far less then if I had just paid over 10yrs.

9 months ago

Reply from Liberty Debt Relief

Hi Zachery, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

star star star star star

David Martinez SR Birmingham, Alabama

Liberty debt relief has been a great partner. They have taken care of all my debt. They greatly negotiated with the creditors. They also continued negotiating even after a settlement and provided an even lower offer. They have walked me through the whole process with ease and consistently communicated every process. Thank you Liberty Debt Relief.

2 months ago

Reply from Liberty Debt Relief

Thank you, David! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jul. 7th, 2026

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Verified Customer

star star star star star

Cheryl Scogin Huntsville, Alabama

I was very anxious about my situation. I needed to release the tension for my health. The moment I spoke to the representative I felt heard, and understood. There was no pointing out of my short comings. Relief was immediately felt.

4 months ago

Reply from Liberty Debt Relief

Hi Cheryl, thank you for the stellar review.

May. 1st, 2026

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Verified Customer

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Rebecca

Very professional and friendly. They have always been available to answer my questions and help me through the process. Never did anyone make me feel uncomfortable about my situation. Would recommend them to anyone who needs help.

5 months ago

Reply from Liberty Debt Relief

Hi Rebecca, thank you for the stellar review.

Apr. 1st, 2026

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Verified Customer

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Lee Chip Cull

My previous company had my account for over 6months, and got absolutely nothing done. Liberty got right on it and had settled one account before my first payment due. I’m very happy to see results immediately and look forward to working further with them.

5 months ago

Reply from Liberty Debt Relief

Hi Lee, thank you for the stellar review.

Mar. 30th, 2026

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Verified Customer

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Debra E Tyler

My debt was getting higher and I couldn't afford my regular bills, l contacted Liberty to see about getting a loan to payoff my bills but they asked if l would think about debt consolidation. l agreed and here l am. Things are still tight, but l try to make it, l have to say it's a little less stressful now. l just wish my debtors would stop harassing me

8 months ago

Reply from Liberty Debt Relief

Hi Debra, thank you for the stellar review.

Dec. 30th, 2025

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Verified Customer

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Theresa

I got something in the mail from Liberty debt relief, I called and spoke with someone who made me feel a lot better about the things that were going on with my finances at the time.

4 months ago

Reply from Liberty Debt Relief

Hi Theresa, thank you for the stellar review.

Apr. 20th, 2026

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Verified Customer

star star star star star

Alvita D Wilcox

I had been overwhelmed and it seemed something would happen to set me back, so far Liberty Debt Relief has been keeping their word and even prepared me to know what to expect. They are very professional, honest and helpful. I will recommend and thank you for going above and beyond!!!

7 months ago

Reply from Liberty Debt Relief

Hi Alvita, thank you for the stellar review.

Feb. 16th, 2026

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Verified Customer

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Allen

I like the manner in which they work with me on paying off my debits, and working with the businesses to ensure I can pay them back. The down side is the stress when on of the companies suddenly take legal action because of not being able to explain to them that I am in a program to pay them back.

7 months ago

Reply from Liberty Debt Relief

Hi Allen, thank you for the stellar review.

Feb. 9th, 2026

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Verified Customer

star star star star star

Harry Voiers Jr Kodak, TN

Not really sure they seemed good. They answered our questions.

2 weeks ago

Reply from Liberty Debt Relief

Hi Harry, thank you for the stellar review.

Sep. 10th, 2026

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Verified Customer

star star star star star

Tambra Deaton

I receive multiple calls daily about a debt relief. Liberty debt relief was not one of those annoying calls.. I was contacted by mail. I checked them out with a Better Business Bureau and truly feel safe with this company. Anytime I have any questions they break it down and explain it to me. The settlement offers are showing me they’re doing the job I expected. I highly recommend liberty debt relief..

8 months ago

Reply from Liberty Debt Relief

Hi Tambra, thank you for the stellar review.

Dec. 19th, 2025

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Verified Customer

star star star star star

Rohjai

9 months ago

Reply from Liberty Debt Relief

Hi Rohjai, thank you for the stellar review.

Dec. 9th, 2025

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Verified Customer

star star star star star

Emelita G Rea

AT FIRST , I WAS SCARED. I DONT KNOW WHOM I CAN TALK TOO , I WAS CRYING AND ASHAMED BUT THEN SOMEONE TALK TO ME A GUY AND A LADY SORRY I FORGOT THEIR NAME AND EXPLAIN IT YO ME WHAT THE PROCESS GONNA BE. HOW ITS GONNA WORK. NOW EVENTHOUGH SOMETIMES IM SCARED , BECAUSE CREDITORS KEEP CALLING ME AND SEND ME LETTERS THAT THEIR GONNA SUE ME, BUT I KNOW YOUR THERE TO HELP ME. THANK YOU SO MUCH FOR THAT. IM GLAD THAT SOMEHOW, SOMEONE THERE’ A COMPANY WHO WILL HELP . THANK YOU EVERYONE. HAPPY THANKSGIVING AND EARLY MERRY CHRISTMAS. GOD BLESS YOU.

9 months ago

Reply from Liberty Debt Relief

Hi Emelita, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

star star star star star

Katherine Murdoch Salisbury, North Carolina

I have been working with Liberty Debt Relief for some time now and it has been a learning experience for me. I am very satisfied with what they have done so far, and am hopeful that they can get me through the negative financial position I found myself in when I became ill and my husband lost his job. We are rebuilding ever so slowly but steadily, and the assistance by Liberty Debt Relief has been positive and welcomed. Thank you so much and I look forward to "graduating with a good grade!" Katherine M.

9 months ago Edited August 21, 2026

Reply from Liberty Debt Relief

Hi Katherine, thank you for the stellar review.

Nov. 20th, 2025

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Verified Customer

star star star star star

Barbara Hendricks

I felt overwhelmed by the debt I accumulated during these last few years with all prices going up on everything. Even though I made a decent income I had based my expenses on the economy before everything went sky high in cost. Towards the end of each month I was living off my credit cards. After receiving a letter in the mail from Liberty Debt Relief and accepting their help I feel like I can see a bright light at the end of the tunnel. Thank you so much!

9 months ago

Reply from Liberty Debt Relief

Hi Barbara, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

star star star star star

Arlene Dominguez

I was very skeptical at first since I didnt know anything about Liberty Debt Relief but it has been the best decision I've made! From the beginning they were very patient and informative and made me feel at ease when I was overwhelmed with all my debt. The process from beginning to end has been amazing and the support you get from the team is better than I imagined. I would 100% recommend them to anyone who is considering looking for debt relief. You will not be disappointed!

10 months ago

Reply from Liberty Debt Relief

Hi Arlene, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

star star star star star

Lynn Marie Gallant

I have never done anything like this before, my Agent knew what he was doing, it was scary at first but each time I called him he was very professional and reassured me that everything was being taken care of I now see they have been working with my creditors & they keep me informed with all updated information. I’m so happy I decided to go with Liberty.

10 months ago

Reply from Liberty Debt Relief

Thank you, Lynn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

star star star star star

Sean E Matthews

⭐️⭐️⭐️⭐️⭐️ Amazing experience with Liberty Debt Relief! Even though they don’t always give constant updates, I can definitely say they’re working hard behind the scenes to get everything done. I was a little unsure at first because communication wasn’t super frequent, but the results spoke for themselves. They truly came through and helped take a huge weight off my shoulders. If you’re patient and trust the process, they’ll get it handled! Highly recommend.

11 months ago

Reply from Liberty Debt Relief

Thank you so much, we’re happy to hear you’re pleased.

Oct. 27th, 2025

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Verified Customer

star star star star star

Tammy D. Ackles

After the initial consultation, I was confident that LDR would help me to resolve and restore. I have not been disappointed. During my initial consultation, I was very apprehensive. I asked the rep “how do I know this is not scam?” He patiently gave information regarding Theo history and credentials. But most important my, he encourages me to do my own research and to take my time making my decision. I don’t feel like I was being rushed or coerced into my decision.

11 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 27th, 2025

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Verified Customer

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T Grant

I am three months in so far working on 2 to 3 deals at the moment have one that was settled already. Yes my credit dipped from 580 to 500 and some other places read 430 however I am seeing results quicker than any other place. I’ve been paying on these bills for over five years and I should be done with them within a year with the liberty debt program.

11 months ago

Reply from Liberty Debt Relief

We truly appreciate your kind review.

Oct. 13th, 2025

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Verified Customer

star star star star star

Justin A Burch Cedar Hill, Tennessee

I chose to work with them because they gave me a great plan to knock my debt out.

1 month ago

Reply from Liberty Debt Relief

Hi Justin, thank you for the stellar review.

Jul. 31st, 2026

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Verified Customer

star star star star star

Eugenia Reid Alpharetta, Georgia

So far I have no complaints, the young man that I spoke with was very helpful and I could understand what he was saying

2 months ago

Reply from Liberty Debt Relief

Hi Eugenia, thank you for the stellar review.

Jun. 23rd, 2026

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Verified Customer

star star star star star

Susan Milam Little Rock, Arkansas

Liberty debt relief is a great company to help with all your credit woes..They have wonderful communication with the clients also!

3 months ago

Reply from Liberty Debt Relief

Hi Susan, thank you for the stellar review.

Jun. 11th, 2026

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Verified Customer

star star star star star

Alton Thrasher

I really appreciate that Liberty Debt Relief did everything. They told me they would do and I’d use them again in a minute if I got in trouble again with my debt thank you so much.

6 months ago

Reply from Liberty Debt Relief

Hi Alton, thank you for the stellar review.

Feb. 20th, 2026

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Verified Customer

star star star star star

James Mcguire

I looked at a lot of Debt Relief programs and this one had great reviews so I chose you all and boy am I glad that I did its paying off for me thank you all for what you all do

8 months ago Edited January 9, 2026

Reply from Liberty Debt Relief

Hi James, thank you for the stellar review.

Jan. 6th, 2026

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Verified Customer

star star star star star

Helen Kelsey

When I called Liberty Debt Relief, I liked the person I talked to. She was very knowledgeable. She took my information, put in line for me, found how much I could pay and gave me an idea when everything could be paid off. It was easy talking and understanding how things works. Whenever I have a question and call, I get an answer right away.

9 months ago

Reply from Liberty Debt Relief

Hi Helen, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

star star star star star

Estrella Martell

I chose to work with Liberty Debt Relief due to it’s positive ratings and satisfied customer reviews, besides those persons Word of mouth experience. So far, so good, already had a positive turn out in less than 2 months. Highly recommend the services rendered.

9 months ago

Reply from Liberty Debt Relief

Hi Estrella, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

star star star star star

April

I chose Liberty Debt Relief because of their excellent customer service. They listened to my concerns, offered honest guidance, and made the process feel manageable. Their professionalism and compassion helped me feel confident in my choice.

9 months ago

Reply from Liberty Debt Relief

Hi April, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

star star star star star

Darren Miller

I found myself in a bit trouble. These credit cards had gotten me in debt, so I called Liberty and I’m so glad that I did. I talked to Art one of their representatives and he was so helpful they have released all of my debt. they are very good at what they do and they do it very well. Thank you, Liberty..

9 months ago

Reply from Liberty Debt Relief

Thank you, Darren! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 21st, 2025

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Verified Customer

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Charita Brazile

They are great, patient, professional, and work hard for customers to get to best settlements. Liberty Debt Relief also have the best resources and partnerships with legal support who look out for their customers. I appreciate what you are doing for me, and can't thank you enough!

10 months ago

Reply from Liberty Debt Relief

Hi Charita, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Hager Stump

So far so good lam so happy that you guys are doing awesome job for me I look forward to working with you guys and I'm excited about getting very deal paid and closed thanks so much for the peace of mind that you have already given me

10 months ago

Reply from Liberty Debt Relief

Hi Hager, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Juan R Abarca

First time I got in debt. When I first talked to your team, I felt I could trust in you. Little skeptical, but your counsel cleared up my doubts. More than happy with the results. I feel myself free from the burden of being tight with my finances. THANK YOU!!!

10 months ago

Reply from Liberty Debt Relief

Hi Juan, thank you for the stellar review.

Nov. 12th, 2025

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Verified Customer

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Shanon Stephens

We had accrued a large credit card debt and saw no way out. We heard about Liberty Debt Relief and gave them a call. We are so glad we did. After just a few short months we are seeing our way to being debt free. We could not have done this without their help. Thank you Liberty Debt Relief.

10 months ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Shanon! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 12th, 2025

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Verified Customer

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Kris P Eddins

They help so much and they are also so amazingly nice and understanding and help you through this process you will be glad you came to Liberty Debt Relief and if your like me someone who has a little trouble understanding things they will go over things with you happily until you understand exactly what’s going on!

10 months ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Kris! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Melanie Householder

After doing some research on my own and calling other companies I didn't have the good feeling that I had with Liberty debt relief. Everything was explained to me step by step and I felt like it was a good process and I have been very pleased with my choice.

10 months ago

Reply from Liberty Debt Relief

Thank you, Melanie! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Tina Marie Swan

Would like to thank Bill and also Monica for helping me with my account and walking me through to getting help with my Son. So I fell on hard times and now needing the help from my Son and the transition you helped with. both helped me through. Great full.

10 months ago

Reply from Liberty Debt Relief

Hi Tina, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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William Lee Muhammad

I chose to work with Liberty Debt relief because it made sense I owed thousands and credit card debt and speaking with a representative. They informed me that I can cut down the interest rates and get my credit back right so far they help me with one of my cases so far it’s been good.

10 months ago

Reply from Liberty Debt Relief

Hi William, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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Angela Boyer

Liberty Debt gave me my life back! No more struggling to make ends meet because of high credit card bills. I felt like I would never get out of debt. My interest rates were so high, it seemed impossible to escape. Finally, I don’t have to worry about phone calls and bills piling up. Thank you Liberty Debt!

10 months ago

Reply from Liberty Debt Relief

Thank you, Angela! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Norma Esther German

Thank you for helping me and I appreciate your time and efforts on my behalf. Your representatives are so respectful and kind which means so much to me personally, being in a financial hardship has negatively affected my self esteem. Thank you again.

11 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you for taking the time to review us.

Oct. 27th, 2025

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Verified Customer

star star star star star

Leigh Moore

You’ve kept me well informed and that means the world. Thank you for negotiating for a better amount so I may get this paid off and move on. It’s been weighing heavy on my mind and didn’t know how I would handle this alone. I don’t have to now😁

11 months ago

Reply from Liberty Debt Relief

Thank you, we’re happy to hear you’re pleased.

Oct. 13th, 2025

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Verified Customer

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Terry Jeffreys Birmingham, Alabama

This has help me, and it’s put me in a better position financially.

1 month ago

Reply from Liberty Debt Relief

Hi Terry, thank you for the stellar review.

Jul. 21st, 2026

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Verified Customer

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Brittany Scheib USA

1 year ago

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 13th, 2025

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Verified Customer

star star star star star

Wency Carino USA

1 year ago

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 13th, 2025

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Verified Customer

star star star star star

Dana Irish USA

1 year ago

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 13th, 2025

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Verified Customer

star star star star star

Kathleen Connell Atlanta, Georgia

They are amazing and work with you! They keep you updated and help you get the best deal! I will always recommend them!

3 months ago

Reply from Liberty Debt Relief

Hi Kathleen, thank you for the stellar review.

Jun. 11th, 2026

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Verified Customer

star star star star star

Adriane J Jones

The rep that assisted me from day one was very knowledgeable and guided me through the whole process. I was so relieved after the process was over

5 months ago

Reply from Liberty Debt Relief

Hi Adriane, thank you for the stellar review.

Apr. 20th, 2026

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Verified Customer

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Margaret

As of right now they have already taken care of half my stuff in a very short time looking forward to the finish line! Thanks guys and gals for your hard work

6 months ago

Reply from Liberty Debt Relief

Hi Margaret, thank you for the stellar review.

Mar. 6th, 2026

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Verified Customer

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Yokaury Melendez

They are helping me a lot , the only bad thing that I have to said is that sometimes the fee for the negotiation in not that good but I appreciate the help of doing it

7 months ago

Reply from Liberty Debt Relief

Hi Yokaury, thank you for the stellar review.

Feb. 12th, 2026

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Verified Customer

star star star star star

Terry Woodworth

Made the process of removing debt with manageable payments easier for us to get by, saving a huge amount in interest, I would highly recommend Liberty Debt Relief.

8 months ago

Reply from Liberty Debt Relief

Hi Terry, thank you for the stellar review.

Jan. 13th, 2026