![National Debt Relief logo](https://images.bestcompany.com/admin/ZMuhbccGpdHSh4kZpBpyQ9XZIvtu0JEGeC82sbkP.png)
![InCharge Debt Solutions logo](https://images.bestcompany.com/admin/ii1wlrYlJ9xyXSeFZeqQak1rMJZdYeBHcWQto9xi.png)
Overview
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
16 Years
InCharge Debt Solutions
N/A
None
N/A
N/A
N/A
Undisclosed
Ratings
National Debt Relief
InCharge Debt Solutions
Reviews
National Debt Relief
Reviews
InCharge Debt Solutions
Reviews for National Debt Relief
Helpful Favorable Review
Alicia Montes
February 8th, 2025
DETAILS
Review Source
The representative provided me great customer service on the settlement offer she explained the terms to me very clearly and professionally. All the questions I had were answered promptly. The offer for the balance of my debt is very impressive and one that cannot be passed off and so are the three monthly payments. I was asked if there were any other unexpected expenses or debts that they could help me with as well. Overall, it was very professional, informative, amazing and I am impressed and grateful for the wonderful work!
Helpful Critical Review
Brian Phillips
December 30th, 2024
Review Source
The email with the offer prompted my to confirm/deny the offer. When I clicked on the link, the terms of the offer did not appear on the page and therefore I couldn’t evaluate what to confirm or deny. I reached out for it to be fixed, with no response. The customer service is poor and only replies when there is a form letter template to use.
Reviews for InCharge Debt Solutions
Helpful Favorable Review
ROY L CHASTEEN
September 21st, 2017
In Charge Debt Solutions handled my enormous debt very efficiently and professionally. Their counseling was good, and handled my debt well for two years. I am very pleased with the rates they negotiated for me. I give them a thumbs up for their work with my debt.
Helpful Critical Review
porsha
May 4th, 2019
Evanston, IL
DETAILS
terrible company they seem nice in the beginning but all they did is ruin my credit even more and taking my money monthly for no reason I plan on calling a lawyer about this soon DON'T WASTE YOUR TIME BEWARE!!
The Final Word
InCharge Debt Solutions negotiates interest rates with your creditors and sets up a monthly payment plan. Clients make one monthly payment to InCharge Debt Solutions and the company disburses it to clients’ creditors. This approach makes it easier for people to repay their debt in full and has a positive effect on credit scores.
National Debt Relief negotiates the debt total down so clients don’t have to pay as much on their debts. However, debt settlement negatively affects credit scores because people stop making payments to creditors to save up for a settlement payment. While settlement can be an effective way to settle debt, individuals should fully understand the risks of this process.
If you’re interested in debt settlement, National Debt Relief has solid industry experience and expertise.