Overview
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
17 Years
InCharge Debt Solutions
N/A
None
N/A
N/A
N/A
Undisclosed
Ratings
National Debt Relief
InCharge Debt Solutions
Reviews
National Debt Relief
Reviews
InCharge Debt Solutions
Reviews for National Debt Relief
Helpful Favorable Review
Carletta Nell Frazier
May 29th, 2026
Justin, Texas
I was not informed that they make ask more funds to accept a offer. I am on a 5 yr program and I accepted a offer, which payments start in June. I have be paying $582 a month since January. I was informed another offer was made by one of my other cards but I either had to deny or and more funds. Which makes the card company think I didn't like the offer, which was not true. I believe this will hurt my next offer from them.
Helpful Critical Review
Donna Winters
May 17th, 2026
Dallas, Texas
DETAILS
Review Source
This is the second time something that should have been included initially was not. I have not called back for them to include it yet because I’m mad. I am satisfied with the recent settlement however
Reviews for InCharge Debt Solutions
Helpful Favorable Review
ROY L CHASTEEN
September 21st, 2017
In Charge Debt Solutions handled my enormous debt very efficiently and professionally. Their counseling was good, and handled my debt well for two years. I am very pleased with the rates they negotiated for me. I give them a thumbs up for their work with my debt.
Helpful Critical Review
porsha
May 4th, 2019
Evanston, IL
DETAILS
terrible company they seem nice in the beginning but all they did is ruin my credit even more and taking my money monthly for no reason I plan on calling a lawyer about this soon DON'T WASTE YOUR TIME BEWARE!!
The Final Word
InCharge Debt Solutions negotiates interest rates with your creditors and sets up a monthly payment plan. Clients make one monthly payment to InCharge Debt Solutions and the company disburses it to clients’ creditors. This approach makes it easier for people to repay their debt in full and has a positive effect on credit scores.
National Debt Relief negotiates the debt total down so clients don’t have to pay as much on their debts. However, debt settlement negatively affects credit scores because people stop making payments to creditors to save up for a settlement payment. While settlement can be an effective way to settle debt, individuals should fully understand the risks of this process.
If you’re interested in debt settlement, National Debt Relief has solid industry experience and expertise.
