National Debt Relief vs InCharge Debt Solutions
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Overview
National Debt Relief
18-25% of Debt
None
N/A
$7,500
12 Years
InCharge Debt Solutions
About $30 per Month
$50–$75
5-35%
None
24 Years
Ratings
National Debt Relief
InCharge Debt Solutions
Reviews
National Debt Relief
Reviews
InCharge Debt Solutions
Reviews for National Debt Relief
Helpful Favorable Review
Sylvia Jarvis Las Vegas, NV
I was first using Freedom Debt Relief to clean up my credit card cotastefry, but the place never told me I’d be paying them 28% in fees. I received a call from you and it was really great to hear some one tell me what really happens when using you for credit card help. I chose right away to work with you due to the honesty you portrayed in your voice. Honesty is the best policy.
2 days ago
Helpful Critical Review
Nat C Cornelius, NC
First call and application was great! Had a good sense of relief. It has been 8 months and I finally have my first offer to settle one debt. I contacted them in August and asked what’s going on and they said then that they were close to settlement with 3 accounts. A total lie. Believe the pandemic has forced them to work at home and accounts are sitting there collecting dust. Call and you will get a nice sales person. Email and they reply. Problem is —they have no power—they are jusy worker bees! You’d be better off settling with the companies on your own.
2 months ago
Reviews for InCharge Debt Solutions
Helpful Favorable Review
ROY L CHASTEEN
In Charge Debt Solutions handled my enormous debt very efficiently and professionally. Their counseling was good, and handled my debt well for two years. I am very pleased with the rates they negotiated for me. I give them a thumbs up for their work with my debt.
3 years ago
Helpful Critical Review
porsha Evanston, IL
terrible company they seem nice in the beginning but all they did is ruin my credit even more and taking my money monthly for no reason I plan on calling a lawyer about this soon DON'T WASTE YOUR TIME BEWARE!!
1 year ago
The Final Word
InCharge Debt Solutions negotiates interest rates with your creditors and sets up a monthly payment plan. Clients make one monthly payment to InCharge Debt Solutions and the company disburses it to clients’ creditors. This approach makes it easier for people to repay their debt in full and has a positive effect on credit scores.
National Debt Relief negotiates the debt total down so clients don’t have to pay as much on their debts. However, debt settlement negatively affects credit scores because people stop making payments to creditors to save up for a settlement payment. While settlement can be an effective way to settle debt, individuals should fully understand the risks of this process.
If you’re interested in debt settlement, National Debt Relief has solid industry experience and expertise.
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