Name: Pacific Debt Inc.
Rating: 4.8

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Sharon Orange Bedford, VA

Given good news in reference to relieving our overwhelming debt that we could no longer maintain. If all goes as originally discussed, we will be almost fully debt free in 48 months; this didn't seem possible just a few days ago.

5 years ago

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Kara S Bardstown, KY

Spoke with Chris T at Pacific. He explained everything so I could understand and helped to feel like I’m taking control of a bad situation. I only gave 4 stars because I have not complete the debt pay off and want to see how well the process works and if it does lower my debt-to-income ratio.

5 years ago

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Janette Hernandez Fontana, CA

Julia is very understanding of my situation and has offered me invaluable advice about how to get myself out of debt. She helps me understand where i stand and her reassurances make me feel a lot better about my situation.

5 years ago

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Dana S New Port Richey, FL

Getting started with Pacific Debt waa a much simpler, non-judgemental than i initially expected. I worked with Eva who made sure to answer all my questions to ensure I understood and was comfortable with the process.

5 years ago

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TRACY EDWARDS Thomasville, NC

PDI was the first to listen to our concerns without judging us for the problems we have incurred. They promptly took the necessary steps to start us on our journey to become debt free. I only give 4 stars at this time pending results of PDI's efforts in getting our credit cards resolved.

5 years ago

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Victoria Sabin King City, CA

I am so happy I called Pacific Debt! Thank you Rian for helping me with my debt problems. I feel I can breath and sleep at night. You were very easy , nice and helpful. I highly recommend this company.

5 years ago

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Aldine Harrisburg, PA

Getting started was very hard for me but they made it clear and were great at answering my questions. I'm very pleased with how my first call was handled. Thank you for the beginning of a fresh start.

5 years ago

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Michael Bentley Virginia Beach, VA

I have been behind on bills since I was disabled from the military. I have been trying to get help for my bills and no help. I saw this online and I feel now that I can better support my family. Thank you

5 years ago

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Anthony Stott Houston, TX

Oh my goodness. I just got a great consultation from Rian concerning a debt management plan. He explained everything in straightforward terms and got me a great quote on a plan. Time to sleep easy tonight!

5 years ago

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Arthur Jaronik Palm Springs, CA

First time I've needed to find debt relief, but found the process clear and Julian explained the process very well. I expect this "relief" to make life easier and less stressful.

5 years ago

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Brian may San Diego, CA

Eva was extremely helpful with my needs, down to earth and extremely polite and professional. All my questions were answered and we set up a plan that worked perfectly for me.

5 years ago

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Felicia Glispie Seagoville, TX

Although I’ve not started this program it appears to be a great program to assist with debt overwhelming. However what I didn’t like about it was the fact that my credit score will drop due to the payments being made late in the beginning of the program.

5 years ago

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Giselle Gonzalez Cape Coral, FL

Ray and Eric were upfront and made sure I understood my decision. Eric went through the contract page by page, I truly appreciate that very important gesture. They didn’t push their point or there services.

5 years ago

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Derek Kansas City, MO

Eric L did an awesome job at explaining everything to me. He took his time and was very professional. He made sure I understood what he was saying and answered any questions I had.

5 years ago

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Crys El Mirage, AZ

Ashley was very helpful in answering my questions. Ashley told me what the next steps are and what I should expect and told me if I needed anything I could reach her as well. I am just starting the program so I hope all is taken care of and all goes well.

5 years ago

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Gary E Tarter Tulsa, OK

Representative (Jennifer E) ws very professional, personable and knowledgeable! She gave me complete information to questions and presented the program very effectively! I have been in the program only "hours" but will come back and leave information as my time with PD continues.

5 years ago

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Donna T. Stoker Henagar, AL

Julius Y was helpful and persuaded me to go through with the debt consolidation today. Any questions I had were answered in a both a timely manner and in an empathic way. I found both the application process and and subsequent exchange of information needed and non-invasive. Overall I was delighted with my initial contact with Pacific Debt.

5 years ago

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Marianne Kerr Boise, ID

This was a difficult decision to make. Ray made it somewhat easier by explaining the process. I realize that this is going to be hard but i think with Pacific Debt helping me i will get through it.

5 years ago

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Miranda Three Springs, PA

I was very thankful for the help and knowledge I received. I was impressed with the courteous manor I was treated. I didn’t feel embarrassed or ashamed of my debt. They made me feel like it was going to be okay.

5 years ago

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janine leighton

I was suprised at how efficient the whole process was. Eva made me feel comfortable talking about my debts and answered all of my questions. Eva knows her stuff! I feel like I can finally breathe now.

5 years ago

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Rayandre Fort Wayne, IN

Totally changed my life and gave me ease to move forward with my future in a quick timely manner. Super nice and informative as well as easy to understand. Highly recommend if you need help, theres no shame in it.

5 years ago

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Annie Castaic, CA

I had an amazing experience with Ray C. He was kind and listened to all my concerns (even with tears). My phone call was informative and left me feeling a sense of relief I havent felt for some time.

5 years ago

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Elise Franco Shelby, NC

Nick H. was excellent in assisting me with my debt consolidation options. He laid out the process and walked me through each step, making sure I felt secure and comfortable throughout the entire process.

5 years ago

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Maureen Powe Culver City, CA

Nick was extremely well informed about the program and relayed the terms and conditions of the program so that I understood what was required of me. I feel a feeling of extreme relief. Thank you, Maureen Powe

5 years ago

Reply from Pacific Debt Inc.

Thank you so much for the 5 star review. We appreciate your feedback andcongratulate you on taking the first step! We will do everything in our power to live up to your expectations. If you ever need anything, don't hesitate to reach out at 1-877-722-3328 or via email .

Jun. 18th, 2018

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William Sanborn La Mesa, CA

Stellar performance! They seem to be very well connected to many creditors and handled the matters of debt on a timely and professional manner. Good customer service. Very professional.

5 years ago

Reply from Pacific Debt Inc.

Thank you so much for the 5 star review. We appreciate your feedback and taking the time to compliment us on our customer service! We will continue to do everything in our power to live up to your expectations. If you ever need anything, don't hesitate to reach out at 1-877-722-3328 or via email .

Jun. 27th, 2018

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Michael Lithia, FL

So far so good. The team follows up every month and helps you with any questions or issues that might come up. The process has been good so far. I look forward to the day I am out of debt.

5 years ago

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Tara Frizzle Waterford, MI

Ashley was very kind and helpful. She was willing to work with me and she checked into any questions I had. This is a huge step for me as I begin the next chapter of my life single.

5 years ago

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Kathleen S Husband

I'm a new customer with Pacific and so far I'm very impressed. They were not pushy at all and found a plan that will fit my budget and get us out of debt in 36 months or less. I feel confident we can make this work.

5 years ago

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Tiffany Rancho Cucamonga, CA

I just enrolled with Pacific Debt. Rian was extremely informative and empathetic in regard to my situation. He provided a lot of insight and comfort with the upcoming process of becoming debt free. Thank You Rian.

5 years ago

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DORIS WATTS Spruce Pine, NC

Was very pleased to discuss my relief with this company , they truly came across as if they cared about you and helping out with your debts . also talked to where i could .understand what they were doing to help with my issues .

5 years ago

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Manuel Coffey Lexington, KY

Making the decision to contact Pacific debt was one of the best decisions ever. Victor was personable, he understood and executed! We feel more at ease to know I bills will be paid and our debt is lowered!

6 years ago

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Dora Lou Holland Kansas City, MO

I was very pleased with the explanation of this program and the willingness to answer any and all questions until I was comfortable with my understanding. Rian was friendly and very helpful. My experience was very good.

6 years ago

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Juan Aguilar Laredo, TX

Jennifer was very helpful and understandable she did a great job explaining everything to me i sure do appreciate what she did to me and helping the company and the people to get out of debt fast.

6 years ago Edited September 14, 2021

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Hazel Inglewood, CA

The representative who helped me was great, very empathetic and helpful, she also made the process very smooth and fast. The outcome was well within my budget and is a huge relief. thank you!

6 years ago

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Rada Milicevic

It was simple, clear, effective. The representatives I spoke with have excellent comunication skills and are knowledgeable of the different aspects of what entails the processes of credit card consolidation.

6 years ago

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Bronwyn San Diego, CA

Julius was very helpful and personable to make this process as stress-free as possible. I do wish I had a little more background on how the settlement process works and where the payment amount that I’m making is coming from (what factors are included, etc) but overall it was a good experience.

6 years ago

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Barbara Flores Woodbridge, VA

Surprisingly fast and easy. My daughter-in-law inquired about the process via e-mail and we received a call within minutes. Ashley was very helpful and explained the program to us in detail and guided me through the registration with ease.

6 years ago

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Jill Holland, MA

I was embarassed about needing to consolidate my debt. Victor was fantastic. He made me feel at ease and confident that my situation could be resolved. I appreciated his kind and supportive demeanor.

6 years ago

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Jennifer Prairie du Chien, WI

Eva was able to help me consolidate my dept for an amount that I was able to pay monthly. She was able to get it done quickly and efficiently and was very helpful and friendly.

6 years ago

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Emilce Vasquez New York, NY

I recommend Pacific Debt Inc. they showed a great interest of my financial needs. Joshua, was very helpful and covered every details of the agreetment. Am already incoraging my friends to joined.

6 years ago

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Pam Miller Escondido, CA

This was all new to me and a little overwhelming. Pacific Debt has been with me step-by-step - keeping in contact constantly to make sure I understood and didn’t have any questions.

6 years ago

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Traci Anderson

Kimberly B. had been a great supporter in helping me! I was nervous about doing this at first. But so happy I did this and this first settlement with Visa has made be feel good. Very happy with Kimberly.

6 years ago

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Nick Scranton, PA

Very easy to work with, everything thoroughly explained. Nick made me feel very comfortable and the process went smooth and painless. Looking forward to completion and being debt free.

6 years ago

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Silvio fuentes Delray Beach, FL

Was very helpful make me feel confident about the step that I did there is not enough thanks for that waht he did for me , I would recommend with no doubt. Thanks for everything. Silvio

6 years ago

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Shirley Friar Mesquite, TX

Good to know that the possibility of saving money is an option over the 36 mo. agreement. I was reasonibly satisfied with questions that I could think of during our conversation.

6 years ago

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Pleased customer Mountain Home, AR

Kimberly B. has been great. She is aggressively seeking settlements & guiding me through the process. Now that I'm starting to have enough money in my account we've quickly settled two debts.

6 years ago Edited September 14, 2021

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Rob Milwaukee, WI

So far, they have been really good, Victor was thorough and up front about the process and answered all my questions satisfactorily.. I just started out with them so consider this review an incomplete grade. ask me in 6 months when I have been in the program for a while.

6 years ago

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ruth n jim Romulus, MI

i was pleased with the process of enrollment, the only concern i have is the changing of the guard so to speak. i would prefer working with one person but this may just be the beginning of the process.

6 years ago

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Douglas Tucson, AZ

No more phone calls. No more email threats. Going to be be debt free in 36 months thank to Pacific Debt and in particular, Kimberly, our agent handling our accounts. Four down and three to go.

6 years ago

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Lucy San Diego, CA

It was a wonderful experience and the representative was so helpful and understanding of my situation. Before I hung up the phone with him I felt that i could finally see the light!

6 years ago