UrChoice & Associates
5.0
6.5
Overall Score
Author: Kaitlyn Short
Founded in 2016, UrChoice & Associates is a credit repair and financial service firm located in New Jersey. The company's goal is to utilize consumer rights to investigate and remove inaccurate and unverifiable accounts from customers' credit reports. UrChoice & Associates strives to achieve high FICO credit ratings in order to successfully hit members' financial goals.
Top Ranked Companies
The Good
- Free Consultation
- Money-Back Guarantee
- Unlimited Disputes
Free Consultation
Money-Back Guarantee
Unlimited Disputes
According to the UrChoice & Associates website, the company provides customers with an unlimited amount of disputes which are tailored to each customer's specific credit situation.
The Bad
- Shorter Warranty Time Frame
Shorter Warranty Time Frame
Although the company provides a complete money-back guarantee, the amount of time (90 days) for customers to get their money back is shorter than the warranty time frame offered by other credit repair companies.
The Bottom Line
UrChoice & Associates does provide a free consultation, including a credit repair action plan as well as a 100 percent money-back guarantee. The company also provides customers with an unlimited amount of situation-specific disputes. Unfortunately, the company does have a shorter warranty time frame and has only been in business since 2016.
