Rising Point Solutions Logo

Rising Point Solutions

star star star star star_border

5.8

Overall Score

Author: Kaitlyn Short

LAST UPDATED: December 11th, 2024

Rising Point Solutions was founded in 2005 and has locations in both Texas and Oklahoma. Rising Point Solutions' clients are provided with a no-cost consultation with detailed insight into their credit and the educational tools they will need for success, including resources to help build credit. Rising Point Solutions maintains contact with customers throughout the credit repair process with its online portal system and dedicated customer service representatives. The company works with both mortgage lenders and home builders to help its customers more easily secure home loans; however, it also charges much more for its service than most companies. 

Top Ranked Companies

thumb_up

The Good

  • One-on-One Customer Support 
  • Customizable Plans 
  • Services Multiple States

One area in which Rising Point Solutions really excels is on its personalized customer service. And because Rising Point Solutions focuses its services on a smaller geographic area (though its services are available almost anywhere in the United States), customers are assigned a single account manager that will see the credit repair process through with them. This personal touch is important, as performing your own credit repair, or going through a strictly automated service can leave a lot of questions unanswered.

One-on-One Customer Support

As a small business, the company provides individualized attention to its customers.

Customizable Plans 

Rising Point Solutions has three plans that can each be customized to fit individual clients' needs. This is done on a case-by-case basis. 

Services Multiple States   

Rising Point Solutions services several states including Florida, Colorado, California, Michigan, Massachusetts, Nevada, North Carolina, West Virginia, Washington, Virginia, Utah, Texas, Oklahoma, New Mexico, Illinois, Kansas, and Louisiana. 

thumb_down

The Bad

  • No On-Staff Attorneys 
  • Poor Online Transparency 
  • High First-Time Fee

Although the company appears to provide excellent customer service, it does not appear to have attorneys on its staff. When it comes to credit repair, it's important (though not required) for companies to have a legal team that can represent clients to creditors, collection agencies, and credit bureaus. Credit repair attorneys have extensive industry knowledge, can put a stop to harassing collection calls, and even file suit to have inaccuracies removed from your credit report. According to the company's website, very few, if any, of Rising Point Solutions' staff, are qualified to handle such matters.

No On-Staff Attorneys

On-staff attorneys can increase the effectiveness and speed of the credit repair process.

Poor Online Transparency

No online information regarding pricing or the background and qualifications of the credit professionals

High First-Time Fee

The first time fees that Rising Point Solutions requires from customers is fairly high at $219. Although the company's monthly fees start at $99, which is about average for the industry, they do not offer a money-back guarantee. This might be a down turn for customers looking for the ability to get a refund. 

gavel

The Bottom Line

With Rising Point Solutions, customers in select areas can expect good customer service, one-on-one attention from company representatives including customizing plans, and services several states; however, because so little information regarding personal qualifications is readily available and there is no refund policy, customers may not be as satisfied with the company's credit repair service as they are with its customer service. 

View Best Credit Repair Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info

4.2

star star star star star_border

58 Reviews

Review Breakdown

5 grade

74%

4 grade

7%

3 grade

0%

2 grade

3%

1 grade

16%

Sentiment Criteria

Value

star star star star star_border

Quality

star star star star star_border

Service

star star star star star_half

Trustworthiness

star star star star star_border
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
star star_border star_border star_border star_border

Extreme Bank Fishing

As of now I'm very dissatisfied with the results. I I've done was pay a high initial deposit and four monthly payments without any results so far. Never any transparency. The only time you'll hear from someone is when you miss a payment. Other than that just pay your money for no results and never any transparency.

4 months ago

star star_border star_border star_border star_border

Dennis C

If I could give less than 1 star I would. Dustin G recommended we use them to clean up our credit. We paid almost 2500 for my husband and me. The only thing they did was update our personal information. They didn't provide the services they promised and Kelley even said that it would be "easy" to clean up my husbands credit. We have more than 10 years of credit history and she suggested we get more? The letters they sent to the creditors looked like they were written by an elementary school student. We decided to pay for service so we didn't have to do it -we have the ability to do it ourselves but didn't want to mess with it. Clearly, that was a bad decision, we are no closer to buying a house than we were 18 months ago.

3 years ago

star star_border star_border star_border star_border

Jo Po Katy, TX

A Total Waste of Money and No Results. DO NOT HIRE. To Pay $500 and $250 per month and not seeing any results on disputes. I never received not 1 dispute reply letter from the credit bureau in a 4 month period. No details on what was being done on the account nor any weekly updates. The staff Allyson H and Betsy H included a internal conversation in a email thread speaking negatively about a client as "high maintenance" and "hard to deal with" when it was a lack of communication on their part. see photos . Do Not Hire This Company.

3 years ago

star star_border star_border star_border star_border

Ida ARDOIN Lake Charles, LA

Ida Ardoin I started with rising point solution with a poor credit score payed $1200 into the program to improve my credit score to buy me a home.My credit score is still poor after 6 months being in the program still not able to buy a home I was left with a lots of charge offs on my credit report I call them about this situation. There answer was, we have did all we could do.this company is a totally RIP off. They didn't do what they said they were going to do. Ida ARDOIN

6 years ago

star star_border star_border star_border star_border

Personal Zephyrhills, FL

I was working with this company for a year and there has been nothing of significance deleted from my credit. My credit score has improved but that is because I am now paying my bills on time. Save your money and pay your bills on time. They dispute the same items round after round but they remain on your credit report. Again, take the money that you would pay them and pay your bills.

9 years ago

star star_border star_border star_border star_border

andy Flagstaff, AZ

I considered this company but after reading bad reviews I decided to go with another company . The sales rep and her boss have continually harassed me with emails and phone calls .I've told them I do not require their service but that doesn't stop them from their aggressive tactics . Do not use them

9 years ago

star star_border star_border star_border star_border

Joe m Fort Worth, TX

Rising point solution does not help you at all they just BS you out of your money that’s why they say it’s going to take at least a year to take you money I mean fix your credit this company is horrible

6 years ago

star star_border star_border star_border star_border

Vickie Cleveland Elk City, OK

I pay almost $700.00 for this program and still got everything still on my credit ...All a joke

9 years ago

star star_border star_border star_border star_border

Erica Webb-May Houston, TX

Dont waste your money! 5 months and only removed 1 possibly 2 accounts!

4 years ago