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Credittude Credit Repair

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Author: Kaitlyn Short

LAST UPDATED: March 22nd, 2021

Credittude Credit Repair was founded in 2008 and strives to “teach, train, and educate” its clients in addition to repairing and restoring credit. The company offers several credit repair plan options and guarantees results in 30-90 days. Those who do not see results in that time span are offered a 100 percent refund. Credittude Credit Repair offers a free credit consultation as well as a free credit analysis.

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The Good

  • Multiple Credit Repair Options
  • 90-Day Money-Back Warranty
  • Additional Services

Multiple Plan Options

According to the Credittude Credit Repair website, the company offers the following three credit repair packages for clients to choose from:

  • Regular Credit Repair — includes a 60-120 day deletion term, normal credit bureau challenges, student loans, foreclosures, child support, brankrupties, normal creditor challenges, 24-hour portal access, charge-offs, hard inquiries, judgments, late payments, collections, etc.
  • Platinum Credit Repair — includes a 30-90 day deletion term, aggressive credit bureau challenges, student loans, foreclosures, child support, brankrupties, aggressive creditor challenges, 24-hour portal access, charge-offs, hard inquiries, judgments, late payments, collections, etc. 
  • Hard Inquiry Removal — includes a 30-60 day deletion term and unlimited deletions.

The company offers three package options due to clients’ varying credit needs. Credittude Credit Repair understands that everyone has a different credit situation and, therefore, the company knows people need more than one package option for credit repair.

90-Day Money-Back Warranty

Credittude Credit Repair states on its website that it does offer a complete refund after 90 days if the following things occur:

  • There were no removals of the negative items worked on
  • Six months of no results has passed since the client retained the company’s services
  • The client had a minimum of four negative items on their credit report when they signed up for the company’s services
  • The client has not used a credit consulting agency and has not tried to repair their own credit two months or less previous to signing up for the company’s services
  • The client agrees to send updated reports from all three credit bureaus to the company “within five days of receipt”  

Credittude Credit Repair’s warranty allows customers to obtain 100 percent refund if they meet the criteria mentioned above.

Additional Services

In addition to credit repair services, Credittude Credit Repair offers several other services:

  • Two Tradeline Packages: Silver Package and Gold Package
  • Business Credit Builder Package
  • Four Aged Shelf Corporation Packages: 6-Year Old, 10-Year Old, 15-Year Old, and 25-Year Old Corporation

Credittude Credit Repair also provides clients with helpful credit education resources in order to help clients create a brighter financial future.

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The Bad

  • High Credit Repair Prices
  • Steep Cancellation Fee

High Credit Repair Prices

Credittude Credit Repair does charge relatively high fees for its credit repair services. According to its website, Credittude Credit Repair charges the following prices for its credit repair services:

  • Regular Credit Repair — $798 ($399 Start Up)
  • Platinum Credit Repair — $998 ($499 Start Up)
  • Hard Inquiries Only Removal — $299 ($299 Start Up)

Steep Cancellation Fee

Credittude Credit Repair charges a cancellation fee of $199 to clients who choose to cancel services after three business days from the date that they signed their contract. This cancellation fee is fairly steep in comparison to what some other companies in the credit repair industry charge. Additionally, the majority of credit repair companies allow clients to cancel services at any time.

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The Bottom Line

Credittude Credit Repair offers three credit repair packages for customers to choose from. These packages range depending on the amount of help clients need to improve their credit situations. Credittude Credit Repair gives clients a 90-day money-back warranty and offers additional non-credit repair services.

Unfortunately, the company does charge fairly high fees for its credit repair services in comparison to other companies in the industry. Additionally, Credittude Credit Repair charges a $199 cancellation fee for clients who cancel services three business days past their signup date. Those interested in Credittude Credit Repair services should consider reading Credittude Credit Repair reviews and conducting research to get a better grasp of what the company has to offer. 

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Star Rating

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9 Reviews

Review Breakdown

5 grade

67%

4 grade

11%

3 grade

0%

2 grade

0%

1 grade

22%

Sentiment Criteria

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Martin H Thomas Ashburn, VA

When I initial spoke with Trechell C. - Chief Operating Officer | Vice President, and also sent payments to him via PayPal & CashApp, which was red flags. They promised ALOT of things about improving my credit, and getting items removed, but NOTHING HAPPENED. Once they got my final payment, they went ghost. Even my access to the portal was turned off. Please don't use this company. I tried to call about the 180 day money back guarantee, but I can't reach anyone to get that started and ALL of my emails go unanswered.

4 years ago

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Mandy La Grange, IL

I used this fraudulent company Dec '18. Eric stole my money. Never did any work to repair my credit. He blocked my number & blocked me on all social media platforms shortly after he recieved close to $500 from me. ALL reviews on here are FAKE!!! He makes fake social media pages as well to make it look like they vouch for him. I havent gotten a refund til this day. Oh but I have gotten tons of "pay day loans" flooding my phone & email. DO NOT USE, PLEASE. CROOKS CROOKS CROOKS!!!

6 years ago

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Reply from Credittude Credit Repair

Greetings, as we check our records; it’s come to our attention that we have (never served) a client by the name of “Mandy” since we’ve been in business. Sir; Who are you? Neither have we ever served a client from La Grange, IL in our history of being established. Your review comment isn’t adding up correctly. We noticed that you didn’t even list your last name. Who are you and why are you trying to sabotage our company by leaving a fake Non-sufficient review? Blocking individuals on social media is not in our nature neither tolerating one of our competition companies trying to hurt our astounding reputation of immaculate customer service to our clients.

You stated that we took $500 from you over 8 months ago, and you never got a refund. What protocol steps did you follow to receive a refund? Additionally; when did you sign a client agreement & receive your receipt of payment? These are all normal protocol steps that each client go through before obtaining our services.

Also if this was factual; why would it take you 8 months to leave a bad review if this supposedly happened back in December 2018? Trying to destroy other companies repetitions is not how you get ahead in business. This is cheating, disrespectful and unlawful. When we do discover whom this is leaving a Non-sufficient review to destroy our our company‘s imagine; we will seek legal action. This is wrong and something that we do not tolerate.

Aug. 15th, 2019