Sterling Credit Group is a credit repair company based out of Denison, Texas.
The company has specialized in credit repair services for over 15 years and provides customized credit repair plans that are designed to meet every client's needs.
Sterling Credit Group states on its website that it uses "state-of-the-art computer technology" to keep track of clients' credit repair progress. Sterling Credit Group's website also mentions that, on average, it takes about 90 to 180 days for the company to repair clients' credit.
Keep reading to learn more about Sterling Credit Group's credit repair services.
Unlike some other credit repair organizations, Sterling Credit Group offers customized credit repair plans to all of its clients.
During a free credit consultation, Sterling Credit Group's credit consultants will analyze a client's credit report in order to determine the best course of action. This allows each customer to have a unique repair plan that is tailored to their circumstances.
As mentioned above, it can take about 90 to 180 days for the company to repair a client's credit score. The company's program time may vary per person due to each client's individual credit situation.
Sterling Credit Group offers a full refund to customers who do not receive improved credit profile results. That said, consumers may want to contact a company representative directly to learn about this refund policy since there is a lack of information online about it.
Sterling Credit Group does not offer consumer-based education materials to help clients maintain good credit or become more financially educated.
Other credit repair companies usually offer tools, courses, content, videos, and more to help their clients become more well informed in financial matters.
Additionally, Sterling Credit Group does not seem to offer coaching sessions. Coaching sessions can be very beneficial for a client to learn and improve; they're also an opportunity for a client to ask questions and become clearer on specific topics.
Sterling Credit Group does not offer any published results on its website. Published results aid customers in their decision-making process.
Published results can show what an average customer's experience with the company is and that the program is worth the investment and time.
Additionally, published results can give potential customers much-needed information like how long it will take to see results, and what kind of results are possible.
A major drawback to Sterling Credit Group is the process of having to receive credit reports and send them to Sterling. This can take a great deal of time and effort to send and receive files versus having the information online.
Most competitors have the information online or have the information available over the phone. Other credit repair companies also have online tools to enable clients to see the progress of disputes.
Sterling Credit Group charges customers a high monthly fee of $120 for six months for its credit repair service along with a $79 one-time fee.
In total, consumers will have to pay $799 for the company's credit repair program. This pricing is fairly steep in comparison to many other companies in the credit repair industry who are known to charge lower monthly/initial fees.
Sterling Credit Group offers custom plans for each client. This can be very beneficial to potential customers with complex situations. The company also offers clients a refund if it cannot improve clients' credit after the allotted time period.
With the lack of published results and high monthly and initial costs, it is difficult to determine if the services are worth the investment.
It is recommended that any potential customers research their options thoroughly and read several customer reviews before choosing to work with Sterling Credit Group.
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