Pinnacle Credit Management

Pinnacle Credit repair give me outstanding results in the first month I saw tremendous progress can’t thank them enough. Definitely gonna be referring friends and family thank you Andre and Tan M for all of you done on my file so let’s get into this review! It started with a heavy search online with searching for the best credit repair companies, and Pinnacle Credit repair, stood out from all the rest, and just like all the great reviews you see below this one you could read this one, and I share the same experience as all of the great reviews down below. My problem I was dealing with was late payments on mortgages I was 30 days late on one and paid. However, the bank reported 60,90 and 120 days late. Andre got them removed and the first month my credit score jumped up over 100 points. Paying Andres fee is justified because in today’s world interest rates are astronomically high. I needed these late payments removed so they could refinance. Hiring Pinnacle Credit repair was the best investment. I’ve made post Covid keep up the great work.

Compared to other reviews, mine might seem subpar. Andre was able to remove only a few inquiries, and, with the exception of three, the rest of the collections still remain on my file. However, I give Andre five stars for his unwavering commitment to working on my case. I understand the challenges of this process. Before choosing Andre, I didn't hire any other company nor did I attempt to dispute items on my own. I waited until I found a company I felt I could trust, and I chose Andre. So far, the journey has been challenging These five stars are a testament to Andre's dedication and expertise in working with me. As a disabled veteran, my main aim is to secure a VA loan for a home. Andre has been fighting relentlessly on my behalf, and I have faith in him. Before deciding on a credit repair company, please do thorough research. As many other reviews point out, some credit repair companies tend to give up when results don't manifest immediately. However, I believe Andre won't.

I had been trying to work on my own credit during the lockdown period in 2021 and did a pile of research and still to no success did I repair my own credit how'd I was explained I could watching different youtube videos. From my own experience I can say it important to find a seasoned professional. That's Andre, he's got something truly amazing and it worked for me. My scores soared right up after one week of hiring him! Can you believe it he removed my discharged chapter 13 bankruptcy off all three credit reports! I had been battling with them and the courts over a year! My expirian, Transunion, and equafax are over the 750s. I used 609 letters lexis nexis freezing and no success! 5 stars for speed and effectiveness but their customer service is lacking, sometimes I found myself not being able to get hold of Andre immediately but he always responded within a day or so, this could raise a concern to certain people but I have no problems as they delivered results. Lexington law and others had great customer service but they didn't deliver so I gotta go with what truly brings helps my credit score and not totally rely on just customer service reps trained to pacify you.

Y'all, I have to share my unbelievable experience with Andre from Pinnacle Credit Repair! I came across his YouTube channel by chance, and boy, am I glad I did. His videos were packed with valuable info, and his assertive relatable demeanor really spoke to me. I knew I could trust this guy to help me sort out my credit mess. Now, let me tell y'all, my credit report was a disaster. I had three nasty collection accounts haunting me: one for a $2,500 credit card balance, another for $4,000 in medical bills, and the third for a $1,200 past-due utility bill. I was in way over my head and had no idea what to do. Enter Andre, the man with a plan. He's not just some smooth talker; this guy has serious integrity. He broke down the credit repair process for me, step by step, and kept me in the loop throughout our time working together. His approach was so thorough and analytical, I knew I was in good hands. Get this - not only did Andre help me get those pesky collection accounts REMOVED from my report, but he also managed to do it without me having to pay a single penny towards those outstanding balances! I still can't believe my luck. I've got two awesome kids, and my main goal in life is to give them a happy, secure home. Thanks to Andre and Pinnacle Credit Repair, my family's one step closer to achieving our dream of owning a house. If you're struggling with your credit, don't think twice - give Andre a call. He's the real deal, and I couldn't be more grateful for his expertise and guidance.

I recently had the pleasure of working with Pinnacle Credit Repair and I can't say enough good things about my experience. At first, I was considering a DIY approach and had spent countless hours researching credit repair strategies on YouTube. However, I quickly realized that the expertise and personalized service Pinnacle offered far surpassed anything I could achieve on my own. Pinnacle's approach was not only more effective than DIY methods but also significantly faster than disputing items by mail. I was truly impressed by their efficiency and knowledge. I had previously encountered other credit repair companies that used generic letter templates from Dispute Fox, which often got rejected by the credit bureaus. Pinnacle, on the other hand, crafted tailored dispute letters that addressed my specific credit issues. One of the negative items on my credit report was from Chase. I had a few late payments that were dragging my score down. Pinnacle meticulously analyzed my situation and managed to have those late payments removed, making a significant impact on my credit score. Another issue I faced was with Ally Financial. Pinnacle took the time to thoroughly investigate the discrepancies in my report, ultimately getting the collections account removed, which was a huge relief for me. Bank of America had reported a negative item on my credit as well, and Pinnacle's expert team worked diligently to rectify the issue. Their persistence and knowledge of the credit repair process were instrumental in resolving the matter in my favor. Lastly, I had a Chapter 7 bankruptcy on my credit report, which I thought would be nearly impossible to address. However, Pinnacle exceeded my expectations by successfully disputing the bankruptcy and having it removed from my report. My experience with Pinnacle Credit Repair was nothing short of exceptional. Their dedication, expertise, and personalized approach made a tremendous difference in my credit situation. I highly recommend their services to anyone in need of credit repair, as they outperform DIY methods and generic dispute templates every time.

I was initially skeptical about hiring Pinnacle Credit Repair to work on my credit reports, I had a pleasant conversation with a knowledgeable Terry. After conducting some research on google, I decided to give them a shot, although I was uncertain if the fees justified the investment ($1000 was higher than lexington law) Getting in touch with the company owner proved to be somewhat challenging, but despite these initial difficulties, Pinnacle Credit Repair exceeded my expectations when it came to improving my credit score. Within a few months, my score had increased significantly, and I was approved for a loan that I had previously been denied. Although I paid a high fee of $10,000, I feel that it was worth it in the end. Pinnacle Credit Repair negotiated with my creditors and managed to remove numerous negative accounts from my credit report, resulting in a noticeable improvement in my financial situation. In contrast, I also tried Credit Saint at around the same time, but found their services lacking when compared to Pinnacle Credit Repair's expertise and efficiency. Overall, my experience with Pinnacle Credit Repair was incredibly positive, even though contacting the owner was challenging at times. They removed ally financial, jp morgan chase charge off accounts, and mortgage lates in my first week. It took them 3 weeks to remove all 56 negative accounts. My credit score improved by over 250 points, giving me more financial options and bolstering my confidence. I wholeheartedly recommend Pinnacle Credit Repair to anyone looking to improve their credit score. They were worth every penny I paid, delivering excellent results and removing negative accounts that I believed would remain on my credit report indefinitely.

They are very transparent and responsive to all my queries. I saw immediate results that action was taken on my behalf and was verified through my Experian and other credit monitoring apps. I receive timely updates on what is being done via email, text and phone calls. I have never experienced follow through on this level before!

The hype is real about It this company! I hired Andre for the expedited service and mentorship. I didn't have to write any letters or send anything out. Everything is done electronic and I got responses back from bureaus in the first month my credit was cleaned. Right now my credit scores are in the high 700s previously 549. UPDATE 5/2/2023 Andre Rocks he deleted 3 more collections and my score is up 19 more pts!!! Way to go

As a skeptic, I initially approached Pinnacle Credit Repair with a degree of hesitation. However, after conducting thorough research and reading numerous positive reviews, I ultimately decided to give their A.C.A.T system a try. I am glad to say that the results exceeded my expectations. The electronic dispute process offered by Pinnacle was not only more efficient but also proved to be more effective than traditional mail correspondence. The team at Pinnacle was able to swiftly resolve inaccuracies on my credit report, leading to a significant improvement in my credit score. Although I paid $3500 to hire Andre personally I only worked with his assistant. This disappointing me but all in all they were able to get the job done so no serious complaints. To tell you the truth I worked with Tammy most of the time and spoke to Andre just once very briefly after Tammy or Andre cleaned my report? Tammy doesn't seem to speak great english and he might possible be outsourced in India so that concerned me, UNTIL I got the investigation results my first week back with a clean file. Im not entirely sure what they did but it was definitely not a regular dispute or a credit sweep (No fraud Alerts). Again, im not sure why I am leaving them a 5 star review because considering I didn't really work with Andre although I paid for the premium service thats exactly what I thought I was getting... Whether I worked with him or a alien I suppose its irrelevant because I just wanted my credit cleaned LEGALLY and thats what I got. I am impressed by the level of professionalism and dedication demonstrated by Tammy at Pinnacle. His personalized approach to credit repair has made all the difference in helping me achieve my financial goals. I am now proud to say that I am an affiliate of Pinnacle, and wholeheartedly endorse their services to anyone looking to improve their credit standing.

I am writing this review to express my deep gratitude towards Andre, the owner of Pinnacle Credit Repair. I have been working with Andre for the past six months and during this time, I have received not only expert guidance in repairing my credit, but also a mentor who truly cares about my well-being and future success. As a 42-year-old single mother of two, I have struggled for years to make ends meet and provide for my children. Despite working hard and doing my best, life has thrown me many challenges and I found myself facing financial difficulties. My credit score suffered as a result and I was unable to get the loans and credit I needed to get back on track. Before I met Andre, my credit score was a low 428 and I was defaulted on credit cards with companies such as Chase, American Express, Ally Financial, and Exeter Finance. I felt hopeless and even went to see a lawyer, Jachimowicks, to explore the option of filing for bankruptcy, but the advice I received was not helpful. However, with Andre's guidance and support, I was able to turn my life around. He walked me through the process of repairing my credit and helped me to understand the steps I needed to take. Today, my credit score has improved dramatically to 779, and I am on the path to financial stability and security. I cannot thank Andre enough for his kindness, expertise, and mentorship. He has truly been a lifesaver and I am forever grateful for his help. If you are in a similar situation and need help repairing your credit, I highly recommend Andre and his company, Pinnacle Credit Repair. He will not only provide you with the tools you need to succeed, but he will also support and encourage you every step of the way. Their kindness and understanding has touched my heart and I will be forever grateful. I highly recommend Pinnacle Credit Repair to anyone who is facing financial difficulties and needs help repairing their credit. They truly have a heart for helping others and it shows in their work. Thank you from the bottom of my heart, Andre.

Hey there! I'm a 25-year-old stock broker and I recently used Pinnacle Credit Repair to fix my credit. Let me tell you, this company is the real deal. I had defaulted on several credit cards including Capital One, Discover, and Chase, and my FICO score was sitting at a low 647. I knew I needed to take action if I wanted to secure loans and credit cards with better terms in the future. That's when I found Pinnacle. These guys use AI technology to analyze your credit report and identify negative items that are holding your score back. Their dispute process is quick and efficient, and before I knew it, my score had jumped up to a solid 759. The team at Pinnacle was awesome to work with. They kept me in the loop every step of the way and fought hard to remove those negative items from my report. And let me tell you, the results were worth it. If you're in need of some credit repair, look no further than Pinnacle. Their use of AI technology sets them apart from other credit repair companies and the results speak for themselves. I can confidently say that Pinnacle has helped me secure a brighter financial future.

Yo! So, let me tell you about my experience with Pinnacle Credit Repair. When I met Dre my credit was destroyed... I had a bankruptcy, a divorce, and some late payments on my mortgage. Plus, I had some charge offs and collections on my credit cards. It felt like there was no way to dig myself out of this $### hole. But, I knew I had to do something. So, I decided to give Pinnacle a call. And, let me tell you, I was impressed from the start. Thanh the lady I spoke to was super friendly and understanding. She really listened to my situation and explained how Hiring Andre could help me improve my credit. At first, I was still a little skeptical, but I decided to give them a shot, I wired him 3gs... at this point the 3gs was spent so there was no use fussing over it. And, I'm so glad I did. They went to work on my credit right away and started disputing negative items on my credit report. This was like the 2nd time I disputed items on my credit before which was with lexington law. I seen what Andre does on the backend by zoom call. He uses a system called A.C.A.T its and A.I app that he claims is his. I suppose it is because i wasnt able to download it on the playstore or apple. Yoi gor to be cafeful cuz some companies use shaky 3rd party apps and they dont work. (Read others reviews). I started seeing some results almost immediately like the 5th day he cleared nearly everything except the major one which was my mortgage latest. One of the things I really appreciated about Pinnacle was that they kept me in the loop throughout the whole process. They sent me regular updates on what they were working on and always made sure I understood what was happening. They were also always available to answer my questions and address any concerns I had. It's been a few months now since I started working with Pinnacle, and my credit has improved a lot but I still got mortgage latest on the report. The man did an astounding job so much deserves this review. I trust he gonna fulfill on his Word removing the lates. My score went up by more than 100 points, from 550 to 665, which is insane! And, I was able to get approved for a new car loan from Navy fed Bank and even a mortgage from Banc Of California . I never thought that would be possible before. I can't say anything negative about the dude or his company except that They're a top-notch team that truly cares about helping their clients improve their credit. If you're in a similar situation like I was, don't hesitate to give them a call. Another thing I like about them is that they don't try to sell you or pressure you. Infact they gave me a lot of info online for me to do my due dillegence and when I was ready and less skeptical than I was before lol I went ahead and gave the green. They changed my life and I hope they can change yours too. Maybe Try them out?

let me tell ya, pero i was in a real pickle try ' to refinance my mortgage and get a line of equity out, but my credit was holding me back. I'm a doctor, and I didn't have the time to be messin' around tryin' to fix it myself. That's when I found Pinnacle Credit Repair. Yes Andre is the main guy working here I working with him only. I paid 3500 to get my credit fixed and thats what he promised to do and we handshaked on it! They got to work on my credit right away using A.C.A.T, it's a system they use appropriate for my situation because for me monthly is not an option! I need something fast and in just two weeks, my score had gone up! I couldn't believe it. They made the whole process so easy and stress-free. I'm just thrilled with the results and I couldn't be happier with the service I received from Pinnacle Credit Repair. If you're in need of some credit help, I highly recommend givin' them a call. They'll take real good care of ya.

nothing but the best service I have received when other companies took long time and never returned calls . pinnacle will return your call / message in a timely manner seen great results already. appreciate there time to help me out and definitely will recommend there services . thank you and keep up your honesty goes a long way.

I reached out to Andre at the end of august and let’s put it this way. I showed up to a dealership with $18k cash to buy a to buy a $21.5k car and I got denied. I went home that night and pulled the trigger with Andres services. Roughly 2-3 hours later my credit report was already reviewed, agreement signed and payment was sent for Pinnacle credit repairs Top Tier Services. Submitting all information needed was a breeze too. 2 months later update: now to start. I’ve paid a credit a credit repair company for the last two years and I probably received 4 letters from the credit bureaus. 2 months in and I’d guess that I have already received 40-60 letters in in the mail so far. The amount of cages raddled and sudden spikes communications I have noticed in these last 2 months is pretty amazing. 2 months in and I am totally content on the amount of money I have spent with Andre at pinnacle credit repair. I shoulda done this sooner. I look foreword to updating the before and after scores here soon. Thankyou! Jonathan K

Pinnacle Credit Repair has done an AWESOME job for me! The credit repair company I had before them left me hanging out there and “ghosted” me!! I tried doing it myself, but that was too time consuming. So, I started looking for a company that could get me results. After searching and researching, I chose the one that I felt best suited my needs. That was Pinnacle Credit Repair!! I paid my $1500 and Andre and his team went to work immediately! I joined at the start of April 2022. Each month after, I saw progress. It was a GREAT feeling to see those negative items get removed and my score going up, up, and up! As of August 2022, EQUIFAX: 635 to 754…EXPERIAN: 628 to 727…and TRANSUNION: 628 to 757!!!...all within 4 months!!! There is still a bit of work to be done. I’m looking forward to hitting that 800!!

Y’all this man Andre knows everything possible to solve all your credit problems. I was young and made some mistakes I’m not proud of. I didn’t think it was in any way possible to repair my credit because of so many serious delinquent accounts I couldn’t pay off. I wasn’t a victim of covid as these mistakes I made happened 6 years ago for the most part I forgot about credit for many years. A friend referred me to Andre, he explained my case and options to get these accounts removed. I choose them over several other companies as they have helped my friend before with their credit. They work very fast and removed all my derogatory information including student loans. The process took two weeks, my credit score jumped 80pts! Working with them has been a blessing and being a single mom aspiring to be a home owner I need my credit to be perfect! Trusting my friend was the best decision for my credit. I can’t thank Tammy and Andre enough. Way to go Pinnacle Credit! - Maliyah ✝️

Hi all I'm Jarvis, my wife Adelaide had told me to sign with them weeks ago. Without any hesitation we gave Pinnacle Credit Repair the green light to work on on our reports. Three weeks have passed since we signed the agreement with Pinnacle Credit, we decided hiring Andre was in our best interest since I am sick and tired of having below average credit. I haven't been able to get approved for a single credit card yet my income is six figures. If you are still wondering if Andre is legit then the answer is yes. The many great things I had heard about Pinnacle Credits reviews online has come true for both me an my wife. My transunion is 804 and my other two credit bureaus are high 700s. With a combo of credit fixing and some killer tradelines this was possible.

Tammy, does a great job at really honing into all of the inaccuracies on your credit. I was surprised to find that the inaccuracies that Tammy saw were not as apparent as the obvious things such as collections that were not accurate, or late payments that I was not late on E.T.C. You'd be surprised at what they might find for you that's keeping you from getting some of those tough accounts off. I needed a full credit makeover and had to remove this Bankruptcy I filed early this year so I started looking for companies and I found this company. When I found Pinnacle in january 2021, we were in quite the low place. We had found a house we wanted to place an offer on and couldn't because of my credit score and the BK. I contacted Pinnacle, spoke with Andre, and started the program. The next day we were talking about my situation. I appreciated that Andre did not sugar coat things he was upfront and honest which I personally appreciate. To keep a short story and short story my score skyrocketed 120 points in 20 days. That being said there is work that is required on the customers end (Filling out one form, and forwarded about 6 emails to Andre), but if you are willing to put in that VERY LITTLE EFFORT then the service will improve your score and your future. Since joining the program I have been able to buy a home at the best interest rate the bank had to offer. I can't say thank you enough!

I have been dealing with Pinnacle for three weeks and I was told that this company was a scam by a few people and that they don't work on your credit.Well let me say they are not, they did follow through with everything that I signed off on and talked about in our consultation. Andre and Pinnacle has gone above and beyond to do the right thing which is removing my repossessions, and several charge offs that I thought I could never get off (other companies could remove them). I learned more that I knew before with the credit building videos that had send to me. I have to say 100% I would recommend them to anyone that needs to build their credit fast.Therel team have been nothing but professional and friendly and I can’t thank the whole team enough. Great job Fresh Start.

Sometimes bad things happen to responsible people, myself included. I was really good with my finances and had a very good credit history for so many years until I went through a very difficult financial issues due to a separation/break up from a 9 yr relationship and brought almost everything down the drain. I struggled for quite sometime in trying to get my finances back on track. With God's grace, I was able to pick up myself and was able to keep up with my financial responsibilities, but... as many of us know, when it comes to cleaning up credit, and getting our credit score numbers back up again, not only that it can take years(that of course with charge offs & collections) but also very time consuming to deal with the merchants/collection agencies and so on, but not so much in my case. Thanks to Best Company I found Andre at PCM, which was a God sent, as it only took a few weeks to get my credit history all PCM straightened out and my credit score to climb up. Yes, like some of us here, at first I was very skeptical about such service, but I decided to give it try since in my case, I knew it was worth a try, especially with a free consultation. Andre was very thorough from the first time we spoke & thru the whole process. Bottom line, you get the service and the results of what you pay for, not to mention, you get a lifetime membership. Yes, it is as good as it seems! Again, in my case, I am very thankful that I came across Andre/PCR as I can truly say that it's one of my many blessings! Thank you again Andre for such great guidance and service!

I give five stars to reflect my satisfaction of the professionalism I received although I'm not a total success story because my credit is still being worked on. I hired Pinnacle Credit because of the amazing reviews, my only goal in this arrangement was to get some late payments off and to remove a collection account. Andre was able to remove all of my inquiries and the collection off of only two credit bureaus during the first month, and the late payments took 4 months.... The goal was to get them removed in two weeks like I saw on youtube but he's right about the situation. Not everybody has the same circumstances. Not entirely what I expected but I understand things take time. Thanks my score increased 80 points using the service

I highly recommend Pinnacle Credit Repair and I am happy to have found my Credit Coach Andre, and this awesome company. I went on a search recently for a good credit repair company. My credit was a mess after some bad choices over the past year and I wanted to find a company that could work fast so that I could get my life back on track. When I found Pinnacle Credit Repair what caught my eye was their claim to be the fastest in the industry. I know credit repair can be tricky, tedious and lengthy process, and I needed help. I was skeptical that credit repair could be fast and I knew nothing about Pinnacle except what their site claimed. My skepticism was quickly alleviated after a phone call I had with my credit coach, Andre. He totally put me at ease and answered all of my questions intelligently and clearly as to how the process would work. Since our initial chat, he has been very instructive and timely answering any further questions I’ve had. He also has a great video program that I got upon signing up with Pinnacle, that is really helpful in understanding the ins and outs of the credit repair process and industry. Within the first couple weeks with Pinnacle, through alerts from my credit monitoring service and other emails associated with my credit file, I could see that Pinnacle was working on fixing my credit, bringing my score up and removing inaccurate entries and unnecessary information from my report. Now I’m 3-4 weeks in after signing up with Pinnacle and I’ve seen items disappear from my report and the most amazing part is that my score has jumped up over 100 points in under 30 days. I feel very confident that Pinnacle and my coach Andre can help me get anywhere I want to go with my credit. These guys are skilled beyond what I’ve seen in the industry and most importantly to me, they have been good at communicating, very fast and thorough at getting me results, and skilled in ways that I know as we move forward, will be helpful for me to get to my business and property purchasing goals using my strong credit for leveraging. Thanks guys at Pinnacle Credit Repair. RJ from California

t took five months to take care of my credit I was expecting results much quicker due to the positive reviews called me I was losing faith but they pulled through. From my experience credit repair is a technical process how much you have to go back-and-forth my agent had sent out probably over 10 disputes within the first two months I got a bankruptcy off that was a few years old and some inquiries. My main concern was seven teen late payments on my second mortgage refinance was killing my credit. Started at 6:40 and now the score is 787. Being a member a fast track elite was all in all a good experience I like the fact I was given some instructional videos on how to build my credit some of those videos were helpful and some of the stuff I didn’t really quite understand. Thanks for pulling through!

Repairing credit can be scary enough, let alone, finding the RIGHT company to do so! You’re already either in debt, we’re in debt, trying to climb out, had unfortunate circumstances, & the last thing you want to experience is a scam! Even if you had a full FREE 24 hours in your day, there’s no way you could produce the results than an expert does, like Pinnacle Credit Management! This is why they’re the EXPERT! I tend to over analyze & research too much & after my consultation with Andre, I never looked back. I never looked at another potential company! I trust Andre & Pinnacle with repairing, my personal information, & I trust that he always has my best interest & goals in mind! I am a successful & educated young professional that went thru a nasty divorce, have been a single Mom, my dad committed suicide & his wife’s debt’s were attached to my name. I felt scared & overwhelmed. I had always had a trustable credit score, homes, cars, investment properties. When my Dad passed & his wife had ran up debt, I paid for it unfortunately.... With my credit! It was so unfair. After hiring Pinnacle Credit Management, within 2 months, my score jumped +24 pts & within 3 months, it jumped another +87 pts! So... within 3 months total, it’s jumped +111 pts! I cannot wait to see what next month has in store for my future! My next step is to invest in Pinnacle’s Tradeline Program. Andre & Pinnacle are fast-trackers & absolutely amazing at what they do! They produce results & have formulas that are UNMATCHED. If you are still on the fence about what to do, please... Reach out & I’d be happy to have a one-on-one conversation! I know what it feels like to be in YOUR shoes but you don’t have to feel helpless! Invest in Pinnacle Credit Management’s Fast-Track Program & feel like you’re on cloud 9 instead of wallowing in your own personal hell! Best wishes & cheers to your next chapter full of REPAIR, CONFIDENCE, & KNOWLEDGE!

I can honestly say that I’ve tried many different credit repair companies to see if they TRULY put their money where they mouth is, but none of those companies were ever able to get collections accounts or inquiries removed from my credit reports, except for Pinnacle Credit Repair! I participated in their Fast Track Elite program and within 30 days, I had a total of 6 collection accounts removed thus far, which is primarily what I needed to be removed as quickly as possible. Despite what some of the reviews may say, this service has been 100% legitimate for me, and their efforts have definitely paid off. I also like the fact that you can request to have the services stop at anytime, and you have the option to resume services again when you’re ready. I don’t just pay for anything, but I am happy that I found them back in November 2020 because those collections were killing my scores! I’ve also seen an average increase of 30+ points for each of the credit bureaus, with Transunion receiving a roughly 52-point increase in 30 days. My FICO and Vantage scores both received the increases, which has never happened before as it’s usually one or the other. Nothing happens overnight, but I would highly recommend Pinnacle Credit Repair for quick results.

I usually never write reviews, however because of the positive experience I had with Pinnacle Credit Management I felt motivated to write one. These guys did an excellent job repairing and increasing my credit score in a timely manner. Andre and Terry did exactly what they said they would do to resolve my credit issues and Im just so amazed at the results I received. They provided me with excellent customer service and always answered any questions I had that was regarding the credit repair process in a timely manner, it was good to know that they were just a text message or phone call away. Providing payment for my credit repair service was very fast, safe, easy and efficient. My payment of 1500 was processed through Zelle and of course there's also Apple Pay that's really user friendly, safe and convenient, it was good to know that I didn't have to leave the comfort of my home to make a payment, payment was only a few clicks away..Words cannot describe how satisfied I am with Pinnacle Credit Management, These guys really went above and beyond and exceeded my expectations, all the negative items on my credit report was taken care of and my score increased by 73 points in less than a month. I would definitely recommend Pinnacle Credit Management to anyone who needs their credit repaired. Don't hesitate to reach out to them,you won't be disappointed. Big Ups to Andre and Terry! You guys are Awesome! Keep up the Great work and God Bless!

I started working with Pinnacle Credit Management to repair some of the issues I had on my credit report. I had some stubborn items on my report that I wasn't confident about getting removed. I had another company that I worked with try to remove some of these items with no success. When Pinnacle started their first round of disputes, I saw immediate results with three of those accounts and some inquiries being removed. At the time of this review, I'm still working with Pinnacle to repair a few additional items but I can honestly say that I've seen results in a very short period of time and I will continue to work with them to get my credit profile in tip top shape.

Hello, I hope everyone is doing well. Although I’m not a huge fan of leaving reviews, this is one I most definitely have to share. My husband and myself needed to start fixing our credits. I mean desperately! We had to find a company that focused on quick credit repairs. Speed was our main priority. It felt like these days everyone and their momma repairs credit. I came across so many IG credit repair hustlers. It was unbelievably off putting and discouraging. It was honestly overwhelming. At some point I even thought that trying to get it fixed was a waste of time. Well it took some digging and boy oh boy I’m so glad I didn’t give up looking. I came across Pinnacle Credit Management several times on my google searches and I thought to give them a closer look. I did some research on the company and finally spoke with Andre. I had so many questions. Tons of them. I usually do lol. I had absolutely no idea what or how this worked. I mean at all. When I hung up with Andre I felt confident that he was going to help us get back on track. I knew he was legit. He was totally up front and honest. He made it very clear that this is a team effort. He mentioned that if I DO NOT follow his guidance and do as he recommends this will be a complete waist of time for everyone. If anyone is thinking about starting this program please be patient, communication is key and effort on your part is crucial. Andre does 95% of the work. All we have to do is follow his lead. He literally sends links to my phone when ever I reach out or he feels it’s time to take the next step. This is so real. Andre knows what he’s doing. Hands down. This has been really shocking to us. We honestly didn’t expect to get such quick results. Not just quick but drastic changes. Seriously unlike anything I could have ever imagined. I’m talking about double digit jumps. Beyond pleased so far and we are just getting started. My husband signed up with Andre at Pinnacle Credit Management the last week of May 2020. At that time his score was 391. Today August 1, 2020 his score is 505. I signed up in May 2020 with my husband as well. At that time my score was 407. Today August 1, 2020 my score is now 478. Listen it hasn’t even been three months since we signed up. We still have the entire month of August. I’m so thrilled about this. I truly am really excited about this. I can only imagine what it will look like come December. Bad credit has felt like pure torture. I just want to say THANK YOU. This feels like HOPE lol. Seriously and truly thankful for your service thus far Andre. Sincerely, The Estradas

So let's be honest if you are reading this then you have credit problems, and now you have decided that these credit problems are too much for you to handle on your own so you are researching credit repair companies😁. So I spent three months trying to deal with this issue on my own, and legally bylaw credit reporting agencies are required to work with you and make sure that the information on your credit report is true. The part they don't tell you is that you have to know WHO to talk to, WHAT to say, and HOW to say it. If you do not get this part right you will not get far. You will get lots of roadblocks, believe me this was frustrating for me because I am college educated, fairly smart guy. Let me first start out by telling you what Pinnacle Credit and other credit repair companies CAN NOT do for you. They cannot wipe out legitimate debts that you actually owe from your credit report, NOBODY can. If you have legitimate debts that you can afford to pay before you call a credit repair company I would suggest you do so,it will make things much easier and much faster. This brings me to my next topic these things take time, no matter how fast you are you are still at the mercy of the system. For example, you can file all your disputes in the same day but you are still at the mercy of the credit reporting system to respond to said disputes, which in some cases can be 60 to 90 days. Now if all you have is a couple of errors on your credit report that need correcting and you can't figure out how to do it yourself going with a monthly payment company is probably the right choice for you, however keep in mind most of these credit repair companies Who operate on month-to-month contract for around $100 state specifically that they will only deal with four disputes a month. Pinnacle credit repair charges a pretty sizable upfront fee to fix your credit but they will tackle everything all at once instead of waiting. In my specific case I had over 30 erroneously reported entries on my credit reports, don't forget there are three of them🤪. About 15 inquiries, countless past phone numbers and addresses. Don't get me started on the erroneously reported student loan entries, my credit was a complete disaster, but if you are here reading this you have to remember your credit didn't end up this way because you were managing and taking care of it. Pinnacle Credit Repair will deal with all of your credit repair issues all at the same time, this is the reason for the large upfront fee because you get it all at once and get it out-of-the-way instead of dragging it out over a 12 or 16 month timeframe. I have only been with this company for two weeks and already I am getting daily emails of stuff that has been corrected, my credit score is going up at least a few points every couple days. These guys really know their stuff they are knowledgeable, they know WHO to talk to, WHAT to say, and HOW to say it!! Not only that Andre will go through your payment history and make sure that they have your payment history corrected which again affects your credit score immensely. They do not just deal with credit repair they can also show you how to manage and maximize your credit for future use. This company is very detail oriented, I am completely pleased with what is happening and I believe they are worth every penny I have given them. So just to review if you only have a couple of errors on your credit report that need fixing pinnacle credit repair is probably not going to be who you want to call, dealing with a month-to-month service will be more effective in your case. If your credit is a disaster that is filled with erroneous information and outdated data, and really need somebody that knows what they're doing to go through it I would highly recommend pinnacle credit repair. The biggest piece of advice I can give anyone dealing with this situation you have to be PATIENT above all else, nothing happens overnight as far as credit goes. as far as my experience with credit repair? It's been absolutely miserable I can't stand it it's probably been one of the most annoying highlights of my life :-). The only person I've been able to locate to help me with this issue on any real level is pinnacle credit management. Hats off to you guys I am extremely pleased with your service! Bill Cronkright

WHAT EVERY READER NEEDS TO KNOW ABOUT… WHAT EVERY READER NEEDS TO KNOW ABOUT THIS COMPANY PINNACLE CREDIT MANAGEMENT AND ITS OWNER ***DO NOT BE SCAMMED BY CREDIT REPAIR COMPANIES*** First and foremost I would like to say that this review will be long however I wanna make it through as possible me so that your readers out there can fully grasp and understand my experience and how this company operates and treats its customers. Before I decided to work with Pinnacle Credit Management I did my thorough research on the net and believe me reading a lot of the reviews from company after company I realize that credit repair is definitely a long process and not a short one. My expectations for my credit are relatively high considering the fact almost every single reviewer of Pinnacle has had quick success so that set the bar for my expectations right from the get go. ***INCOMPETENT EMPLOYEES*** I called the number 858-252-6053 and I had reached a representative that was fairly polite but I sense there or not the proper person to talk to considering they couldn’t answer any specific questions I had but had a basic fairly generic response however they did put me in touch with someone that answered all my questions which I was very enlightened after I spent about an hour with him over the phone. ***FAST TALKING HIGH PRESSURE SALES TACTICS*** Most of the call was more or less educating me on my scores and how they were calculated which I thought I knew a lot about already but I definitely learned something new. As a customer or a value customer service and not being talked to as if the other person is trying to sell me a service that I don’t need. I never felt pressured at all my initial consultation was very informative and educational and that’s what pretty much sealed the deal. So I decided to work with them. I cannot disclose how much I paid them however I will tell you that what I paid them is more than what most people make in a month! ***DON’T BE FOOLEE BY FAKE CREDIT SCORES!*** I started out with a 453 Ficoscore most people don’t realize that Andre reviews your credit he’s only reviewing your Credit Karma reports and the scores that you see are not your real fico scores they are your vantage score! How did I find this out of course Andre told me which I greatly appreciate it again most of the phone consultation was informative and educational I never felt pressured at all. On my credit I had a foreclosure type of charge off account because I had lost my house during a hurricane and the institution reported several months as negative. Four of my credit cards had multiple leaks throughout the years and I had a collection account from your old apartment years back that was beyond seven years ago! Last but not least I had filed chapter 7 bk 6 years ago and that was on my credit report as well. ***DO NOT BUY INTO FALSE PROMISES OF CREDIT REPAIR COMPANIES!*** The first week of the dispute process my score had dropped tremendously and I was shocked. I immediately called Andre which was my advisor and he mentioned that scores tend to drop during the dispute process however they did not make me feel any better and I became extremely doubtful! Two weeks have passed in no changes on my credit again I felt even more doubtful and called Andre. First of all Andre is sometimes hard to get a hold of but he doesn’t answer his phone when he has the time. Andre told me that I have pending disputes and that a change can happen any day “Just Hang Tight” was his exact words... So I waited another week and absolutely no changes were on my report and I received nothing in the mail from the creditors other than that there’s a credit freeze on my credit report and I did receive a credit report in the mail that had all the negative items on it and show I emailed that report to Andre and it looked exactly the same as when we first started so I got no changes on my credit report and a day passes I get an alert from Credit Karma that my score increased 182 points and the foreclosure was wiped off 95% of my late payments were repaired! I was so happy that I called Andrew and I apologize for panicking and being doubtful in the beginning when I should’ve listen to them because in the end it all worked out. I highly encourage everyone to take a step back and think about your credit and the information that you don’t know that one applied will help you. Pinnacle Credit Management and Andre are a professional person and company that you can trust and it is important that we as credit this rest people take the advice of those that are the professionals. I hope this review can help you make the right decision for you and your family - Lacie Anne-Webber

My New years resolution was to buy a house in 2019, with my credit it was impossible for me to apply for a loan and try to get a low interest rate. My husband and I recently came to PCM credit because we heard from a friend that it works. At first I was kinda skeptical about it because I came from a terrible experience company that supposedly helped me with my credit. which had screwed me up big time and that's the reason why my credit went down hill and all these court papers I had to deal with from that credit agency. But I still want to take a risk and try PCM credit because i just thought, what the heck my credit is already bad. How much worse can it be? My credit was 638 at the time signing up in November. It wasn't that bad but buying a house I wanted to have a higher credit score before applying. Jonny was the person that walked and guide us through the process. He signed us up with a credit identity where we have to pay $29.95 per month so i can log in and watch my credit score jump, plus I can log in anytime I want without my scores going down. After he looked at our credit report, he recommend us on which package is best for us or what route we can take. At that moment I really felt like there's hope and someone actually cares about my credit and not just trying to sell me the idea and just take my money. We ended up choosing the Fast Track package which was $2,500. We didn't have to pay the full amount of $2,500 when signing up. We only paid $1,250. The remaining balance will be collected when the whole process is complete. Within 2 months, I notice a 160 point jump in my credit score leaving it now (798). It was unbelievable :) I was too excited to know that I can actually apply for a house loan now. (I am currently in the process of house hunting, I was approved for 300k home loan, we had our dad co signed for us. So we were able to get a $400k loan). Thank you so much PCM Credit Team! Couldn't have done it without you, I will highly recommend anyone that want to re-build their credit. Devontia Michaels

After reading all the positive reviews about Pinnacle Credit Repair on Best Company I decided to give Pinnacle a call. I left a message and got a call back that same day from Alex, and we talked for a little while about my current credit situation. After going over the credit reports of my husband and I, he called me back the next day and went over several things I could do to improve my credit. He was very knowledgeable, and even knew more than a lawyer that I had previously consulted regarding the same issues. What I liked most about him was his candidness, I felt like I could trust him. I was so impressed with Alex, that I immediately knew I wanted to hire Pinnacle, so I asked him how we should proceed. To my surprise, he told me that I would benefit more from self-help, over hiring Pinnacle to repair my credit. Although I was disappointed that I did not need to use their credit repair services, I appreciated that he was candid enough to tell me that. All around, it was a great experience speaking with Alex, and I highly recommend I Pinnacle Credit repair, and will recommend them to anyone who needs credit repair. I'm so glad I called. Thank you, Alex!

What can I say working with Andre has been great. I won a prize and Andre has been fixing my bad credit. He is the truth. He is the goat on fixing bad credit. I’ve had great conversations with him. I’ve gotten numerous negative items removed from my report. Ive gotten school loans removed ,l.I’ve been with him with 3 weeks . It’s only the beginning of restoring my credit. It took a very long time for me to get bad credit and I know it will take time to get everything that’s negative removed. I would recommend anyone that really wants to get their credit repaired. Andre will make it happen and assist you in numerous ways to obtain higher credit limits, loans, etc. Patience is the key. God bless.

When I First started with Pinnacle my credit was beyond poor. Andrew worked with me and got my score up 62 points in less than one month!!! I see a change every time I log into my account and I don’t know how to thank him enough. I did exactly what he said and now I am seeing real results. My credit recently went up another 110 points since the start. My goal was to dedicate the next 12 months to fixing my credit so I can purchase a home for me and my kids. With the help of Andrew I don’t see it being that long before I can become a home owner. I highly recommend Pinnacle Credit Management to persons with poor or very poor credit. Thank you Andrew and Pinnacle I appreciate your patience and help with my file and you just don’t now that with your help I am making my dream into a reality very soon!!!

I had a charge of from bofa and chase that I need to get removed asap. They cleared my credit pretty fast and boost my FICO up 187 points in the first 3 days. It's better than waiting until August as when the report says they will remove those accounts, do they ever remove them automatically if they exceed 7 years 🤷‍♂️. I like the consultative approach pinnacle credit management llc has, It really feels like they are my advisors because every step of the way they guided me on what to do. They helped me with my business funding and only charged 7% that's lower than what I have seen and the interest I'm saving is well beyond what I spent to repair my credit here. This was the best investment I've made all year long! Rock on

Great customer service it was very easy for me to choose pinnacle want to started because their staff is very informative they’re easy to get a hold of they got me results what more could you ask ? What compelled me to work with him was the reviews and here I am even my own so this is the proof that they do it they say guys feel free to check out my video testimonial on YouTube about clinical I promised I would put it if they help me and they did so thanks a lot . My problem was that I had late payments on my mortgage and they got them removed quick I hired a company before and they told me about sending these goodwill letters but that didn’t do jack . Not really sure what pinnacle did but he at work so I don’t care I didn’t want to do a rapid rescore I want to do a complete re-finance and that’s what I got so I’m grateful

I’m leaving review because I’m a satisfied customer Andre spent nearly an hour with me discussing my options and told me exactly what I needed to do . My credit score did increase in the 700 range and that was my long-term goal. The repair took less time than I expected or when used to. I’m glad that I chose to work with them because I’ve never felt more certain about my credit in my entire life. Credit is something that they don’t teach you in school and so I made a lot of mistakes early on but I’m grateful that companies like this exist some people deserve a second chance and I’m glad I got it sounds good to be true but this company rocks.

At first I thought repairing my credit would be like the avengers versus Thanos the first time, evidently Pinnacle didn't need to go back in time to change anything (I wish) although what's the difference except the fact that I am still 44 however my credit report looks as if did. I paid them $2500.00 to swipe the file clean now I'm just waiting on primary tradelines to post so I can refinance my mortgage. I hope it works. Btw I started my credit restoration 4 days ago and 🤷‍♂️ if that makes any difference. My score is 790 which I thought was good enough to refinance considering I started with 620, but andre says the score doesn't matter? And that I need trades I dont know how much of that is true but I won't put it past them because they did help me out a great deal. Either way I'll for sure be back here to update this review to let everyone know if the tradelines post or if he is full of crap like the rest.

I missed both of my car payments on January and February of this year because I was lazy and Andrew was able to repair the late payments he actually increase my $500 credit card limit to a $20,000 limit and actually got me approved for four of the credit card now I have around a $60,000 credit limit I never thought I had this I have a credit limit at this age I’m 23 years old Andre is help me understand on how to avoid interest and leveraging my credit to rack up rewards points and I missed post of my car payments on January and February of this year because I was lazy and Andre was able to repair the late payments he actually increase my $500 credit card limit to a $20,000 and actually got me approved for for the credit cards now I have a round of $60,000 credit limit never thought I have this I have a credit limit at this age and 23 years old Andre is help me understand on how to avoid interest in leveraging my credit to rack up rewards points and constantly increasing My credit limit so later on I can purchase a home when I’m ready thanks a lot this company is legit very informative and they work with the 101 I feel like I have a credit partner I am never in doubt

Pinnacle credit exceeded my expectations to repair my credit. I have been working on my credit for over a year I've hired 2 companies and the weren't satisfactory. pinnacle would be more expensive than the to fees put together that I spent on the other 2 companies that a hired 10 months ago. however I saw an advertisement and I saw YouTube videos of their previous and current work and I was convinced that I should join. So I went ahead and called them just last week and within 24 hours I was able to get 100% of my negative items removed and we aren't talking 1 or 2 negative items to be more precise I will disclose a little bit more about my personal situation. I had recently gone through a horrible divorce and had lost a home during the divorce I also proceeded bankruptcy. I had more than probably 100 negative items on my credit I didn't expect this to be an overnight process but in one day I got my life back. I have nothing else to say this people change my life end of story! Now go sign up and get your life back as well!

After Speaking with Andre of PCM regarding my credit issues, I can say he has given me full transparency and an understanding of how the process works. This is not the typical copy and paste dispute or the credit sweep that is considers illegal. He used AI to dispute real inaccuracies on credit reports. I’ve had my share of companies helping me with my credit in the past and I will tell you, I’ve never felt more confident with a company handling my issues like Pinnacle Credit Management is. This has constantly been a stressful weight on my back. But after our conversation based on the process and even my personal issues in life I’m dealing with, I will say Andre is the most humble and professional person I’ve dealt with in a while. I look forward to better credit and I wish Pinnacle Credit Management even more success than they are already receiving. Their process is gonna be a game changer and I don’t know of any other repair companies who handle the process the way they do. I look forward to updating everyone as the process continues.

I'm thinking about buying a house and I needed to make my credit look it's best. I contacted Pinnacle Credit Management since it was highly rated on Google. I spoke directly to Andre, who as it turns out is the owner. He let me know immediately that I needed several old collections removed from my credit report and dove right in and sent disputes immediately to all those creditors. He got several of them removed within a few days and just a few weeks later my FICO score is up 78 points, my Transunion and Experian scores are up near 800 and i have a new $18,000 credit card from my bank. Andre educated me all about credit scoring systems and how lenders used them, showing tremendous depth of knowledge, and instructed me further on how to use my cards in order to obtain the most cash back benefits as well as travel rewards. Pinnacle was a one-stop-shop for all my credit needs. Every question was answered comprehensively and in clear language. The service and advice Pinnacle provided makes me feel like I have a solid game plan and deeper understanding of how to actively MANAGE my credit (just like it says in their name). While other companies may charge less Pinnacle provides a customized approach for how to actively repair and build credit quickly and effectively. I feel like I can literally get any credit cards I want now and my next goal is to obtain business funding which Andre assures me will be a piece of cake to easily get at least $250,000 in business trade lines. Henry David Thoreau said “The price of anything is the amount of life you pay for it.” You can spend less with another company but at the end of the day the time lost and aggravation of waiting for your credit to be repaired isn't worth it in my opinion. As a Business owner nothing is more important to me than my time and the faster I have access to credit the sooner I can reach my financial goals. I cannot more highly recommend Pinnacle Credit Management services and in fact regularly do send friends and family members to Andre for help restoring their credit rating.

Pinnacle Credit Management is a great company. They provide straight to the point credit repair services. PCM performs credit repair using current legal processes and electronic filing systems to challenge errors on your credit report. The staff are accessible, transparent, and they educated me through each process. I had no problems and was not given the old run around . In the first 2 weeks I received responses from credit bureaus, saw removals on my file, and score increase. In the past I've tried 3 other credit repair companies and they all failed and just took my money. I highly recommend PCM to those you are looking for real results. --- Robert Muhammad

I highly recommend Pinnacle Credit Management! Not only are they reasonable, they are also very knowledgeable and reliable. Andre took his time answering all of my questions and explaining the process to me step by step during our initial consultation, which put my mind at ease. After several conversations with Andre, I signed up in November 2018. In less than 3 months, my score has already increased nearly 130 points, from 557 to 685. Though there’s still work to do, I’m extremely happy with the results so far and can’t wait to see the results from the next round. Thank you Andre and Pinnacle Credit Management for actually doing what you said you would do!

Andre is very knowledgeable about credit repair and spent over an hour on the phone with me explaining what he wanted to do to fix my credit file. After about 10 days I started to see results- he was able to remove a huge charge-off from AMEX for $35k that several other credit repair places were unable to remove. He also has a plan for after your credit file is clean, where he can help boost your score even more and then help you secure business or personal funding. He has been a pleasure to work with and responds to you personally when you email or text him a question- he doesn't hand your file off to someone else. I would highly recommend Andre to anyone looking to repair their credit.

Here is a breakdown of why I gave this company a high review,: 1. Amazing work that was done within the 90 days as timeframe they told me. 2. I was given 20,000 in trade lines which boosted my credit score in conjunction with the work these guys did. 3. They were very responsive with updating me during the program. That helps a lot. When I worked with other credit repair companies never updated me but happy billed me but not this company. 4. They have the resources to get stuff done fast that other companies don't. The reason I chose this compwny is because I got denied for a mortgage because of my credit score and I was not gonna anything get in between me and our families dream home.

Pinnacle Credit Management is a Wonderful Company that is Easy to Work With. They are There to Help with All Your Questions and Concerns, 24/7. Very Friendly, and Knowledgeable. You Actually Can Speak With a Real Person. If You Prefer, You Can Text, or E-Mail. They are Very Prompt to Respond No Matter which Way your Contact Preferences are. They Make you Feel Like You Have a Big Brother Looking Out for You! I Wouldn't Trust Any Other Company with Something so Personal. Give Them Try, before Considering Anyone Else! You Won't be Sorry! They're Price's are Better than Anyone Else I Called!

Lou H. I have had a fantastic experience working with Pinnacle Credit Repair. Andre and his team have been very responsive. I can regularly see the work they are doing via email and text updates as they professionally perform disputes of all negative items across all three of my credit reports. In the past ten months, all three of my credit scores have increased over 125 points each. I highly recommend their service. If you need dramatic results in an expeditious manner, then stop hesitating and sign up. Andre and his team are eager to help!