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Oryzon Credit

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6.0

Overall Score

LAST UPDATED: February 25th, 2022
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Oryzon Credit is no longer in business.

We recommend checking out our top credit repair companies, as Oryzon Credit no longer offers credit repair services.

Oryzon Credit was founded in 2014 and is located in San Diego, California.

Oryzon Credit’s entire process is done virtually online while utilizing state-of-the-art software CRM that automates the entire process from beginning to end.

Clients will receive routine updates weekly from their own personal credit advisor via text/email to help navigate them through this journey, should they have any questions or concerns.

The company's programs have been engineered with the intention of ensuring their customers obtain the highest level of credit performance, with the least amount of effort needed.

Although Oryzon is fairly new to the industry, it does not let that hinder the levels of success that it is able to provide to its customers. Through innovation and customer service, the company is determined to provide all of its customers with the necessary tools to achieve optimal credit.

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The Good

  • Free Consultations
  • Couples Discount
  • Multiple Plan Options 
  • Money-Back Warranty
  • Speed of Service

Free Consultations

Oryzon Credit provides interested clients with a detailed, 30-page credit analysis (audit), free of charge, with the intent to give the client a deep understanding of where they stand with their credit at this current moment.

The intended use of the audit is to provide support and knowledge with respect to the consumer data provided. The credit analysis would consist of the following: 

  • Education on credit reports, raising the client's credit score, and rebuilding credit. 
  • Current credit scores. Summary of all of the inaccurate negative accounts. 
  • Accounts that went negative within the first 24 months. 
  • Accounts the creditors can sue for that fall within the statute of limitations. 
  • Key factors regarding the client's credit score. 
  • Detailed list of all inaccurate accounts. 
  • Plan of action - Next steps to restoring credit. 

Couples Discount

Oryzon Credit offers a 25 percent discount for couples who choose any of their Basic, Standard, or Pro plans. 

Multiple Plan Options

Oryzon Credit provides three service plans to choose from depending on customers' credit situations and preferences.

The plans range from the Basic plan ($79/mo) to their Standard plan ($99/mo), to their Pro plan ($129/mo). The company's credit repair plans each begin with the first week’s work fee that is typically billed within seven days after enrollment.

According to Oryzon Credit's website, the Basic plan is highly effective, while also budget-friendly. The Standard plan gets customers the fastest results and is their most popular plan, and the Pro plan is the most aggressive option that they offer.

Money-Back Warranty

The company has a money-back warranty that includes any and all fees paid to Oryzon Credit, should the customer’s credit not reflect any improvement whatsoever over 90 days.

Speed of Service

Oryzon Credit’s clients have raved about the rate in which their credit improves over a short period of time but in the credit score and credit report aspects.

Oryzon Credit states that their clients graduate from their programs in an average of 4-6 months. 

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The Bad

  • Short Time in Business

Short Time in Business

Oryzon Credit has only been in business since 2014 which makes it one of the youngest companies in the industry.

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The Bottom Line

Oryzon Credit offers free consultations, an appealing 25 percent discount for couples, has multiple plan options to choose from, and provides customers with a solid money-back guarantee as well as fast service.

Unfortunately, the company has only been in business since 2014 and may lack the experience and reputation that older credit repair companies may have. 

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Star Rating

4.9

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40 Reviews

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S Slaten Carlsbad, CA

This company has deceptive and misleading business practices, from my prospective and experience. When comes to actual debt it doesn’t happen with company and they linger on as if they are actually doing something to keep you paying their fees after over $800.00 latter and several heated conversations with this companies’ owner, whom is rude and unprofessional. They satisfied nothing from my report but reporting their erroneous billing on my credit report when canceled my account! Beware of this company/Stay away. However if you do get suckered by this company make sure you contact the Attorney General Office, the Consumer Financial Protection Bureau and the better Business Bureau!!!

3 years ago