National Credit Care


Overall Score

56 User Reviews

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National Credit Care focuses on helping consumers "become mortgage ready", stating that they make credit repair simple.  The NCC team strictly operates 100 percent in the United States and says clients' accounts will never be outsourced.  In addition, National Credit Care provides a personal approach to credit repair services, helping consumers fix their credit the right way.

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56 User Reviews

The Good

  • Free Consultation 
  • Customer Service 

National Credit Care strives to provide a personal touch to their credit repair clients. Stating that "only a personal approach can provide the optimal service and benefits needed to fix a client's credit history", NCC truly focuses on personalization over automation. The firm has a few other benefits, such as:


Free Consultation

National Credit Care offers a free consultation to potential clients.

Customer Service

All customer service representatives are located in the U.S. In addition, NCC states that they are available to help clients at any time.

The Bad

  • No Licensed Attorneys on Staff
  • No Money-Back Guarantee 
  • Lack of Transparency 

Although National Credit Care has its benefits, the firm does have drawbacks. From a high sign up fee of $189 to no guarantees, the firm gives potential clients reason to hesitate before signing up. Below are a few additional drawbacks to using National Credit Care for your credit repair needs.

No Licensed Attorneys on Staff

NCC has no licensed attorneys on staff. A lot of other companies in the industry have licensed attorneys on staff who work on the actual accounts, providing a level of expertise in the credit repair industry.

No Money-Back Guarantee

National Credit Care doesn't offer a money-back guarantee on their services.

Lack of Transparency

The firm doesn't provide detailed program information or deletion proof on their company website.

The Bottom Line

Overall, National Credit Care does offer a personalized approach to credit repair at a reasonable price. However, they don't have licensed attorneys on staff and do not offer a money-back guarantee like a lot of its competitors. In addition, their lack of transparency is cause for concern. We recommend viewing and researching all of your options for credit repair before making a decision.

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