March 17th, 2017 Chicago, IL
I never write reviews but I feel in this case, I need to and if you're going to rely on a review, please rely on this one. Clients I worked with were referred to this company and if I could give 0 stars, I would. Working with NCC will be a waste of your time and money, they are a scam and will not actually do anything to help you improve your credit score. They are more concerned with receiving a monthly payment from you than helping you improve your credit score. And not only that, they refer you to a third party to obtain your credit report, privacyguard.com, where you can enroll for $1 for the first 14 days and then $19/month after (on top of what you're paying NCC). Then, they want your log in credentials for that privacyguard account so they can access all of your information. Being a credit repair company, I would think NCC should have the ability to obtain your report for you and the cost would be included in what you're already paying to them monthly. If you decide to work with this company, you will be paying upwards of $100+ per month PLUS their enrollment fee. For free, you can go to the Federal Trade Commission's website, bulkorder/ftc.gov and view the publications available to all consumers on Credit & Loans. You will find useful information and guidance about how to improve your credit score on your own. Please don't make the same mistake my clients did. I hope this can save people from having a terrible experience.