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Credittude Credit Repair

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LAST UPDATED: March 22nd, 2021

Credittude Credit Repair was founded in 2008 and strives to “teach, train, and educate” its clients in addition to repairing and restoring credit. The company offers several credit repair plan options and guarantees results in 30-90 days. Those who do not see results in that time span are offered a 100 percent refund. Credittude Credit Repair offers a free credit consultation as well as a free credit analysis.

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The Good

  • Multiple Credit Repair Options
  • 90-Day Money-Back Warranty
  • Additional Services

Multiple Plan Options

According to the Credittude Credit Repair website, the company offers the following three credit repair packages for clients to choose from:

  • Regular Credit Repair — includes a 60-120 day deletion term, normal credit bureau challenges, student loans, foreclosures, child support, brankrupties, normal creditor challenges, 24-hour portal access, charge-offs, hard inquiries, judgments, late payments, collections, etc.
  • Platinum Credit Repair — includes a 30-90 day deletion term, aggressive credit bureau challenges, student loans, foreclosures, child support, brankrupties, aggressive creditor challenges, 24-hour portal access, charge-offs, hard inquiries, judgments, late payments, collections, etc. 
  • Hard Inquiry Removal — includes a 30-60 day deletion term and unlimited deletions.

The company offers three package options due to clients’ varying credit needs. Credittude Credit Repair understands that everyone has a different credit situation and, therefore, the company knows people need more than one package option for credit repair.

90-Day Money-Back Warranty

Credittude Credit Repair states on its website that it does offer a complete refund after 90 days if the following things occur:

  • There were no removals of the negative items worked on
  • Six months of no results has passed since the client retained the company’s services
  • The client had a minimum of four negative items on their credit report when they signed up for the company’s services
  • The client has not used a credit consulting agency and has not tried to repair their own credit two months or less previous to signing up for the company’s services
  • The client agrees to send updated reports from all three credit bureaus to the company “within five days of receipt”  

Credittude Credit Repair’s warranty allows customers to obtain 100 percent refund if they meet the criteria mentioned above.

Additional Services

In addition to credit repair services, Credittude Credit Repair offers several other services:

  • Two Tradeline Packages: Silver Package and Gold Package
  • Business Credit Builder Package
  • Four Aged Shelf Corporation Packages: 6-Year Old, 10-Year Old, 15-Year Old, and 25-Year Old Corporation

Credittude Credit Repair also provides clients with helpful credit education resources in order to help clients create a brighter financial future.

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The Bad

  • High Credit Repair Prices
  • Steep Cancellation Fee

High Credit Repair Prices

Credittude Credit Repair does charge relatively high fees for its credit repair services. According to its website, Credittude Credit Repair charges the following prices for its credit repair services:

  • Regular Credit Repair — $798 ($399 Start Up)
  • Platinum Credit Repair — $998 ($499 Start Up)
  • Hard Inquiries Only Removal — $299 ($299 Start Up)

Steep Cancellation Fee

Credittude Credit Repair charges a cancellation fee of $199 to clients who choose to cancel services after three business days from the date that they signed their contract. This cancellation fee is fairly steep in comparison to what some other companies in the credit repair industry charge. Additionally, the majority of credit repair companies allow clients to cancel services at any time.

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The Bottom Line

Credittude Credit Repair offers three credit repair packages for customers to choose from. These packages range depending on the amount of help clients need to improve their credit situations. Credittude Credit Repair gives clients a 90-day money-back warranty and offers additional non-credit repair services.

Unfortunately, the company does charge fairly high fees for its credit repair services in comparison to other companies in the industry. Additionally, Credittude Credit Repair charges a $199 cancellation fee for clients who cancel services three business days past their signup date. Those interested in Credittude Credit Repair services should consider reading Credittude Credit Repair reviews and conducting research to get a better grasp of what the company has to offer. 

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