Continental Credit

3.0

Overall Score

68 User Reviews

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Continental Credit is a financial services company based out of Westminster, Colorado. The credit restoration company provides a customized experience for its clientele through a monthly commitment with no contract and customers may cancel anytime.

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#25 Continental Credit Logo Continental Credit

3.0

Overall
Score

68 User Reviews

The Good

  • No Contracts-Cancel Anytime
  • Personalized Attention From Credit Specialists 
  • Credit Education and Tips to Help Boost Overall Score 
  • Comprehensive Credit Analysis with Customized Plan 
  • Monitoring and Progress Tracking 

Continental Credit works with consumers to establish a customized game plan and consumer education to improve overall credit scores. The financial services company charges consumers a consulting fee and a fee per month. This credit repair company is best suited for individuals in need of long-term credit repair in the deletion of several inaccuracies or false information on their credit reports and who do not have the time to deal with these items on their own. Many benefits of this credit repair company include:

No Contracts-Cancel Anytime

There will be no penalty if a client decides to cancel services and no reason is required.

Personalized Attention From Credit Specialists

Each case that comes to Continental Credit will get a dedicated credit specialist. That means each client has a specific contact and resource working on their behalf.

Credit Education and Tips to Help Boost Overall Score

Credit repair may only be one way a client can improve their credit scores. With additional knowledge and understanding of the credit and financial landscape can help with future money decisions.

Comprehensive Credit Analysis with Customized Plan

All clients will receive a comprehensive credit analysis that will identify all areas of weakness in their credit reports.

Monitoring and Progress Tracking

Clients will be able to access their case results and track deletions done by continental credit.

The Bad

  • No Money-Back Guarantee
  • No Licensed Attorneys on Staff 
  • No Customer Testimonials or Deletion Proof on Corporate Website 
  • No Pricing Structure Offered to the Public on Website 

In order to fully cancel membership with Continental Credit, customers will need to call the company directly and speak with a customer service representative. If the necessary steps are not taken properly for cancellation, the consumer's account will continue to be billed on a monthly basis. Negative concerns that have been raised by consumers regarding Continental Credit include:

No Money-Back Guarantee

If unsatisfied with the service, Continental Credit clients will not be able to get their money back.

No Licensed Attorneys on Staff

While not required by credit repair agencies, often times having an attorney on staff can help with difficult disputes.

No Customer Testimonials or Deletion Proof on Corporate Website

There is not much for prospective clients to read about in terms of previous experiences Continental Credit clients have had.

No Pricing Structure Offered to the Public on Website

There is a lack of transparency when it comes to how much the Continental Credit service will end up costing. Want to know which companies are top-rated? Click here.

The Bottom Line

Continental Credit seems to be a legitimate credit restoration company with over 9 years of experience in the financial services industry. Consumers are offered monthly plans that can be canceled anytime. However, consumers have reported issues with billing, cancellation, and overall service delivery. Consumers are advised to review all policies carefully before the agreement to services. 

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