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5.5

Overall Score

63 User Reviews

Aggressive Credit Repair is a Utah-based credit repair company that is owned and operated by Lorin Hanks, a licensed mortgage loan officer. The company provides credit repair services in all 50 states and offers lower monthly rates than some top companies; however, the wait time to be cycled into its credit repair program may be longer than it would be with a larger company.

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5.5

Overall
Score

63 User Reviews

The Good

  • Low Monthly Rates
  • Mortgage Loan Officer on Staff
  • Gephardt Approved Business

Low Monthly Rates

Aggressive Credit Repair does not charge any upfront fees and its monthy rates are very affordable. At $59 per month, the company's services are less expensive than those of many other top credit repair providers.

Mortgage Loan Officer on Staff

For those looking for a home loan, Aggressive Credit Repair will work directly with financial institutions to help secure a loan. The mortgage loan officer on staff works directly with financial institutions to recommend mortgage applications for approval.

Gephardt-Approved Business

Aggressive Credit Repair has been independently vetted and approved by consumer advocacy group GephardtApproved.org, which comes with a $1,000 reimbursement guarantee to consumers that the company will not cheat them out of their money.

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The Bad

  • Poor Transparency with Attorneys on Staff

Poor Transparency with Attorneys on Staff

Aggressive Credit Repair does have attorneys on staff to assist with legally representing customers or to file suit against creditors. However, the company does not make this information known on its website.

The Bottom Line

Aggressive Credit Repair is highly recommended by its customers. The company is fully complicit with both state and federal credit repair laws and is owned and operated by a licensed mortgage loan officer. Additionally, Aggressive Credit Repair has secured a "Gephardt Approved" guarantee, which speaks to its trustworthiness.