360 Credit Consulting

• Customized Credit Repair Process
• Affordable Average Monthly Fee
• Online Credit Education Resources
• Available Customer Service

Customized Credit Repair Process

360 Credit Consulting offers customized credit repair plans based on clients' varying credit repair needs. The company's process includes a free credit analysis and the development of a customized credit restoration plan.

According to the company's website, the credit analysis is conducted by FICO experts. These experts evaluate clients' credit reports and make sure that they understand their credit reports.

Once clients decide to sign up for 360 Credit Consulting's services and create an account, they will receive a customized credit restoration plan. Each credit repair process is different and may take a different amount of time depending on the clients' credit repair needs. 

According to the credit repair service's website, however, most clients see positive credit score results within the first month or two after they start using the company's services.

Affordable Average Monthly Fee

360 Credit Consulting states on its website that monthly service fees vary by state and plan; however, the company does provide that most account clients pay around $69.99 per month for credit repair services. 

This monthly fee is considerably lower than what many other repair companies in the industry charge for credit repair services.

Online Credit Education Resources

Along with its credit repair service, 360 Credit Consulting also offers helpful online credit education resources that clients with bad credit can take advantage of.

360 Credit Consulting provides clients with websites and phone numbers for all three major credit bureaus, an active blog, credit score and credit rating information, and credit report information. 

Clients can use these resources to check their credit report and score and strengthen their current poor credit situations.

Available Customer Service

With 360 Credit Consulting, clients can obtain one-on-one support from a dedicated credit report specialist. These specialists stay with clients throughout the credit restoration process. 

Along with one-on-one support from credit report specialists, clients can also call the company directly whenever they need additional assistance. 

• Lack of Important Website Information
• Potential Lack of Legal Assistance

Lack of Important Website Information

Although 360 Credit Consulting does offer some website information about its repair services, potential clients will notice that the credit repair company fails to disclose a significant amount of information on its website regarding the following:

• Refund policy
• Signup fees
• Exact monthly payments
• Credit repair processes
• Employee certifications
• Legal assistance
• Negative items the team disputes
• Company history/experience in the industry

Those who wish to learn the above-mentioned information and more must directly contact 360 Credit Consulting.

Potential Lack of Legal Assistance

360 Credit Consulting does not appear to provide any legal assistance for clients' credit situations. Several other companies in the credit repair industry have at least one attorney on staff who is available to provide legal assistance to clients if needed.