IdentityIQ

• Quick Signup
• Plan Options
• Identity Theft Protection
• Text Alerts

Quick Signup

To sign up, IdentityIQ only has a process that takes a couple minutes, asking information about your name, address, plan choice, and so on.

Customers may be concerned that IdentityIQ asks for your SSN, but this is necessary to provide a credit report and identity protection, and IdentityIQ assures customers in its privacy policy that this information is only for internal use.

Plan Options

IdentityIQ gives you four options when signing up for its services:

• Secure Plan — $6.99 per Month
  
  • Daily 1 Bureau Credit Report Monitoring
  • Dark Web and Internet Monitoring
• Secure Plus — $9.99 per Month
  
  • Daily 1 Bureau Credit Report Monitoring
  • Dark Web and Internet Monitoring
  • Up to $1 Million in Stolen Funds
  • Annual 3 Bureau Report and Score
• Secure Pro — $19.99 per Month
  
  • Enhanced 3 Bureau Credit Report Monitoring
  • Dark Web and Internet Monitoring
  • Up to $1 Million in Stolen Funds
  • Bi-Annual 3 Bureau Report and Score
• Secure Max — $29.99 per Month
  
  • Enhanced 3-Bureau Credit Report Monitoring
  • Dark Web and Internet Monitoring
  • Up to $1 Million in Stolen Funds
  • Monthly 3 Bureau Report and Score

Each plan has dozens of other features, from score change alerts to checking account reports, so be sure to check IdentityIQ’s plans and pricing on the company website.

The Secure Plan gives you the option to receive a credit report from one bureau daily, but customers might prefer plans that allow you to see how all three bureaus score them to get a better picture of their credit.

Identity Theft Protection

All of IdentityIQ’s plans include measures to protect user identity. While many other credit monitoring services will charge you a similar price tag for credit services alone, IdentityIQ adds more value with its security measures. 

If you’re also looking for identity theft and fraud protection, IdentityIQ is a good choice.

Text Alerts

Users can opt into text alerts regarding changes to credit scores, dark web activity, and more. This can be useful for customers who are away from their computers but want to stay up to date.

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• Monthly Report on Most Expensive Plan

Monthly Report on Most Expensive Plan

To receive a monthly credit report from all three bureaus, you’ll need to subscribe to IdentityIQ’s Secure Max plan, which is $29.99 monthly. While other companies can have higher monthly rates, some competitors give you a monthly report completely free. 

You’ll have to determine whether IdentityIQ’s other features make it worth the cost, and keep in mind that you can receive daily reports from one bureau on cheaper plans.