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IdentityIQ

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3 User Reviews

Founded in 2009, IdentityIQ provides consumers credit monitoring and identity protection solutions for affordable monthly rates. The company bundles these services into four plan options that offer credit scores and monitoring, dark web monitoring, identity theft protection, and more.

IdentityIQ also has an education center which provides customers with the latest up-to-date information on cybersecurity and company data breaches.

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The Good

  • Quick Signup
  • Plan Options
  • Identity Theft Protection
  • Text Alerts

Quick Signup

To sign up, IdentityIQ only has a process that takes a couple minutes, asking information about your name, address, plan choice, and so on.

Customers may be concerned that IdentityIQ asks for your SSN, but this is necessary to provide a credit report and identity protection, and IdentityIQ assures customers in its privacy policy that this information is only for internal use.

Plan Options

IdentityIQ gives you four options when signing up for its services:

  • Secure Plan — $6.99 per Month
    • Daily 1 Bureau Credit Report Monitoring
    • Dark Web and Internet Monitoring
  • Secure Plus — $9.99 per Month
    • Daily 1 Bureau Credit Report Monitoring
    • Dark Web and Internet Monitoring
    • Up to $1 Million in Stolen Funds
    • Annual 3 Bureau Report and Score
  • Secure Pro — $19.99 per Month
    • Enhanced 3 Bureau Credit Report Monitoring
    • Dark Web and Internet Monitoring
    • Up to $1 Million in Stolen Funds
    • Bi-Annual 3 Bureau Report and Score
  • Secure Max — $29.99 per Month
    • Enhanced 3-Bureau Credit Report Monitoring
    • Dark Web and Internet Monitoring
    • Up to $1 Million in Stolen Funds
    • Monthly 3 Bureau Report and Score

Each plan has dozens of other features, from score change alerts to checking account reports, so be sure to check IdentityIQ’s plans and pricing on the company website.

The Secure Plan gives you the option to receive a credit report from one bureau daily, but customers might prefer plans that allow you to see how all three bureaus score them to get a better picture of their credit.

Identity Theft Protection

All of IdentityIQ’s plans include measures to protect user identity. While many other credit monitoring services will charge you a similar price tag for credit services alone, IdentityIQ adds more value with its security measures. 

If you’re also looking for identity theft and fraud protection, IdentityIQ is a good choice.

Text Alerts

Users can opt into text alerts regarding changes to credit scores, dark web activity, and more. This can be useful for customers who are away from their computers but want to stay up to date.

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The Bad

  • Monthly Report on Most Expensive Plan

Monthly Report on Most Expensive Plan

To receive a monthly credit report from all three bureaus, you’ll need to subscribe to IdentityIQ’s Secure Max plan, which is $29.99 monthly. While other companies can have higher monthly rates, some competitors give you a monthly report completely free. 

You’ll have to determine whether IdentityIQ’s other features make it worth the cost, and keep in mind that you can receive daily reports from one bureau on cheaper plans.

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The Bottom Line

With its array of features and affordable plans, IdentityIQ is a good choice for customers looking into credit monitoring. 

However, IdentityIQ only gives you more value for your money if you’re interested in its identity protection services along with its credit monitoring features, so be sure that these are services you want and need before selecting a plan.

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Star Rating

3.7

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3 Reviews

Review Breakdown

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67%

4 grade

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3 grade

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2 grade

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1 grade

33%

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paula torres Temecula, CA

IdentityIQ is a great credit monitoring service. I get alerts right away whenever I have my credit ran. Also love that I get my credit reports every 30 days. Highly recommend

5 months ago

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Jerry Jacobs Secaucus, NJ

This identity iq should be renamed as identity theft (thieves)! They charged me $29.99 for 1day of having their services! That's the same price they charge for a whole month!! They train their supervisors to lie and say that they have refunded funds, but when you check your account, there's nothing in it from them. Numbers don't lie!! Identity IQ does! Stop being crooks and send my funds back my account!!

1 year ago

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Raquel May Maple Heights, OH

Seamless process. Very easy to navigate and understand. Has helped me improve my credit.

1 year ago

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