FreeCreditPros
Author: Kaitlyn Short
FreeCreditPros is a credit monitoring agency that watches for changes in your credit score and sends out alerts of any significant changes. FreeCreditPros features and services are to help alert, protect, and assist clients in the event of identity theft or credit reporting issues.
The Good
- Daily Credit Monitoring
- Identity Theft Insurance
Daily Credit Monitoring
Anyone buying a house or a new car can tell you how important it is to know your credit score. FreeCreditPros provides clients with their scores from all three credit bureaus (TransUnion, Experian, and Equifax), giving clients daily and accurate insight.
If any changes occur, the FreeCreditPros allows clients to quickly check their report and take action if anything unexpected happens.
Identity Theft Insurance
Nobody wants to have their identity stolen, so FreeCreditPros offers identity theft insurance from Credit Connect. Credit Connect offers up to $1 million in ID insurance for each FreeCreditPros member. Any out of pocket losses or expenses caused by ID theft will be covered.
The Bad
- Must Call to Cancel
- Monthly Membership Pricing
Must Call to Cancel
In order to cancel a monthly membership with FreeCreditPros, consumers will need to call the company directly. While this isn’t a negative for some, most people prefer to cancel online — ensuring a company representative doesn’t try to convince you to stay.
Monthly Membership Pricing
When compared to other credit monitoring companies, FreeCreditPros is pricier than its competitors. Currently, FreeCreditPros charges $39.95 per month for its services.
The Bottom Line
FreeCreditPros offers clients triple-bureau credit reporting, a daily refresh rate, identity theft monitoring and insurance, as well as dark web monitoring. However, the company charges more per month than its competitors and requires consumers to call in and cancel their monthly membership.
