Credit Monitoring Solutions is just as its name suggests — a credit monitoring company.
Credit Monitoring Solutions promises to monitor its customer's credit files at all three major credit bureaus and notify them if there are any changes. Customers can also access their credit scores and reports from Credit Monitoring Solutions member portal that is available 24/7/365.
Credit Monitoring Solutions works together with TransUnion, Equifax, and Experian. Knowing all three credit scores is beneficial as it gives consumers an overview of their credit and where they stand.
The company also offers customers access to the Member Portal 24/7/365. Customers can log in anytime or anywhere to view their scores, reports, and more.
Additionally, Credit Monitoring Solutions' customer service is available Monday–Sunday to help with any questions or concerns.
Monday–Friday: 9:00 a.m. – 8:00 p.m. (EST)
Saturday: 9:00 a.m. – 4:00 p.m. (EST)
Sunday: 1:00 p.m. – 6:00 p.m. (EST)
Credit Monitoring Solutions offers a 7-day trial that allows customers to see their credit reports and scores. Consumers should be aware that the company may charge $1 for the trial. If the service is not canceled before the end of the trial period, Credit Monitoring Solutions will automatically bill users regularly at the regular subscription or membership price.
While most other credit monitoring companies will send an email or SMS alert to notify users of a credit report change, Credit Monitoring Solutions customers have to log in to the member dashboard to view any credit alerts.
Compared to a number of other companies in the industry, Credit Monitoring Solutions is a bit pricier than others. The company’s Ultimate Credit Membership gives users unlimited access to their Experian, Equifax, and TransUnion credit reports and scores. It also includes credit alerts on key changes, credit fraud consultation, 24/7 roadside assistance, and exclusive access to free products, coupons, and more. But users will have to pay $39.90 per month.
There are a few cheaper plans such as the Premium Credit Membership, which includes unlimited access to the Experian credit report and score and daily monitoring for the Equifax and TransUnion reports and scores, but that costs $29.95 per month.
The cheapest plan is the Credit Monitoring plan at just $1 per week. However, users will have to pay an additional $6.95 for their Experian and Equifax credit reports and scores.