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ClickFreeScore

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7 User Reviews

ClickFreeScore is a credit monitoring company that provides customers with credit reports and scores from all three major credit bureaus: Experian, Equifax, and TransUnion. The company offers customers three fair-priced credit membership packages to choose from and provides customers with an educational credit learning center online.

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The Good

  • Plan Options
  • Email Alerts
  • Credit Learning Center
  • Rewards

Plan Options

ClickFreeScore offers three comprehensive credit monitoring plans: Basic Credit Membership plan, Premium Credit Membership plan, and Ultimate Credit Membership plan. The Basic Credit Membership option costs $9.95 per month and includes daily Equifax and TransUnion credit report and score monitoring, $6.95 for Experian credit report and score monitoring, email alerts, credit fraud consultation, 24/7 roadside assistance, and rewards.

The Premium Credit Membership costs $29.95 per month and  includes everything from the Basic Credit Membership, but instead provides customers with unlimited access to their Experian credit report and score.

ClickFreeScore’s Ultimate Credit Membership costs $39.90 per month and provides customers with unlimited access to credit reports and scores from all three credit bureaus as well as unlimited access to every benefit the other two package options offer.

Email Alerts

ClickFreeScore provides an email alert benefit with each membership plan it offers. According to the company’s website, customers can receive email alerts when changes are made to their Experian, Equifax, and TransUnion credit reports. The email alerts that ClickFreeScore offers are sent out within 24 hours after the credit report change(s) are made. With these prompt email alerts, customers will be more aware of their credit reports and take quick action if there is ever an inaccurate change made to their credit reports.

Credit Learning Center

Those who visit the ClickFreeScore website are able to easily access the company’s Credit Learning Center resource page. This educational page provides a significant amount of information detailing what a credit score is, how a credit score is calculated, how credit scores are used, how people can obtain copies of their credit reports, and much more. In addition to the general credit education on this page, the company explains the benefits of getting a ClickFreeScore membership and additional information about its services.

Rewards and Benefits

According to the company’s website, ClickFreeScore customers are able to receive certain rewards including “monthly grocery and shopping coupons, travel and hotel discounts, PC support and long distance calling, movie tickets, magazine subscriptions, and much more.” In addition to these reward benefits, ClickFreeScore also provides members with 24/7 roadside assistance.

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The Bad

  • Limited Website Information
  • Monthly Fees

Limited Website Information

ClickFreeScore does not seem to provide a significant amount of information regarding details of its credit monitoring services and benefits. The company states the basic benefits that accompany each credit membership it offers, but does not provide much information about all of its offered features and benefits like identity theft protection options or its refund and cancellation policies. Customers who are looking for more detailed information from ClickFreeScore have to contact the company directly.

Monthly Fees

Although the company’s monthly prices for its services are fairly reasonable, ClickFreeScore customers still have to pay a monthly fee. Several other companies in the credit monitoring industry do not charge any fees for credit monitoring services. Granted, ClickFreeScore customers are provided with several benefits in comparison to what other credit monitoring companies offer.

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The Bottom Line

ClickFreeScore provides customers with around-the-clock daily credit monitoring for credit reports and scores from Experian, Equifax, and TransUnion. The company also has an in-depth credit learning center page on its website that is available to everyone, not just customers. ClickFreeScore members can receive quick email alerts for any key changes made to their credit reports and are provided with several benefits including rewards, 24/7 roadside assistance, and more.

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Star Rating

1.6

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7 Reviews

Review Breakdown

5 grade

14%

4 grade

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3 grade

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2 grade

0%

1 grade

86%

Sentiment Criteria

Value

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Quality

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Suzanne Palmer

I called because I was charged 39.90 on my bank card today..I was told that I signed up a week ago for it and didnt cancel it in the trial period..Bull..I didn't sign up.. She told me I was on the site yesterday at a time that there is no way I was..I work 3rd shift and was asleep at that time.. They got me this time unless my bank dispute will help..But I'm gonna close the card associated and start over..She even told me she saw where I had 4 accounts and closed them a few months ago and then opened another..I just do not believe them..Definately theives..I know I didn't use them yesterday as she claimed..I was asleep to work another graveyard shift last night..

2 years ago

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OLIVIA VOLTAIRE Lawrenceville, GA

Scam!!! Signed up for "free," credit monitoring backbin July, under a "$1.00 trial offer. Cancelled the very same day , my trial was suppossed to run until August 13, they charged me$39.90 on August on 3,2018! When I calledvthem as my bank suggessted the rep Melanie, "helped me ny resetting my password,and assured mevthat I wouldntbe charged the following month, but, refused to give me mybmoney back, howrver she granted me access until Sepember3. Wtf? I. Needvmy money as a dingle mom on social security disability, please stop stealingvfrom me,and, fake helping me, while you keepvyour had in my pocket. Why do I need this ??? credit karma isreally free, and, I monitor my own credit ! Rip off . Alert !!!! Disputec5hese chargescxithcyour bank, getcyour moneyback ! .Shut these disreputable businesses down ! 😟😣😠😠😠😠

2 years ago

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Rebecca Laurel, MS

Wrong Equifax score. I paid for my equifax score directly through equifax. Clickfreescore has my score 59 points higher than Equifax. If you are going to be charging people for this information you need to make sure your information is correct! I also have an experian account and the score on Clickfreescore is 47 points higher than my actual experian. I do not have a Transunion account so I couldn't say it was correct or incorrect. If you are going to charge for this service you should have the accurate information. Otherwise you are a SCAM!

2 years ago

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Modris Reinbergs

WRONG and Grabbing your money. They reported my Equifax credit score as 641. I have an Equifax account, logged in, updated to SAME day and they said my score with them is 691. I logged in to me FREE account at clickfreescore and saw to my surprise that they would charge me $39.99 monthly after 7 days free. I can close any of my bank accounts online but clickfreescore will NOT let you close your account with them online. You have to call. So Note they are trying their best to keep charging you indefinitely for WRONG information.

3 years ago

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Carolina James Wurtsboro, NY

Got my Credit Score pretty quickly. Printed and gave to my landlord for new apartment. All worked out.

2 years ago

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wendell allen jr Henderson, NV

No 24 hour phone service, no way to cancel their site. No refund if you miss the window because they were not available when you did call. Would not recommend.

2 years ago

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John Denver, CO

Ripped me off for the $39. on a technicality. I called immediately. Unhelpful, unsympathetic.

2 years ago

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