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Walmart

4.9 Overall Score

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Walmart

Name: Walmart
Rating: 4.1

Is This Your Business?

4.1

star star star star star_border

74 User Reviews

4.9

Overall Score

Compare

4.1

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74 User Reviews

4.9

Overall Score

Compare

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Author: Kaitlyn Short

LAST UPDATED: October 27th, 2024

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User Reviews

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4.1

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74 Reviews

Review Breakdown

5 grade

53%

4 grade

23%

3 grade

14%

2 grade

1 grade

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Kevin Ortiz

This credit card has quickly become the one I use the most. Since Walmart has been running a 5% cashback promotion, I have taken advantage of this by buying every day items in several department. Only issue I find is that they do not have other. benefits aside from the cash back. Other similar companies offer additional benefits, which entice the shopper to not only go to the place and buy but receive bigger discounts and become a returning customer. I do like that the payment method from the Walmart credit card can be added to the Walmart app making it easy to use the Walmart credit card as a payment method through the iOS app.

2 years ago

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Leonard J Balon

I am using Walmart Plus delivery service because I do not own a vehicle . Its a very convenient way to order food to be delivered the very same day and if you use the service you do not have to pay delivery charges so it is an efficient way to keep getting the necessities at the Walmart great prices they offer without needing to walk around their huge stores. I also like their pharmacy as they offer vaccines and medical necessities immediately if you should somehow gain access to a vehicle and in times of need Walmart always has great inventories of goods so they will most likely have what you need in an emergency, Its nice to have such facilities available should you need them.

1 year ago

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Surf Farmer Washington, DC

My Walmart credit card is the best surprise. For years I was led to believe they were not a good company. But now that I shop at their store using my Walmart credit card, I can vouch for a very easy experience . Not only do they have practically anything I want from grass fed beef to almond flour tortillas. But they have great prices and incentive to gain points for cash back. Walmart is doing something right!

2 years ago Edited July 28, 2023

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Joseph Tempe, AZ

This is a convenient credit card, as I shop at Walmart weekly. The credit card has a good limit and decent rate. I had an issue once, called customer service and they handled it, good customer service

2 years ago

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David Adrian Morales Weslaco, TX

I have the Walmart Credit Card from Capital One. Good introductory offer. Good cash back rewards. Compatible with Walmart Pay. Decent credit line.I use it on a weekly basis. Credit line is difficult to increase though.

2 years ago

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Justin Dube Show Low, AZ

This piggy packs off Capital One. It used to be a citi card and then it moved over to capital one. No complaints. Higher cash back online vs in store by a full percentage point. I use it pretty often. Capital One is a good company to have a card with for cash back and such. I recommend. Not a HUGE fan of store branded cards but one or two may be worth having.

2 years ago

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Michelle Thomas Anaheim, CA

Walmart has made it an easy process to shop with convenience of easy quick pay with the Walmart credit card. I just recently applied, and I was accepted. I realize that the more Walmart Services I use I reap better benefits. I have nothing bad to say since I am new.

2 years ago

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Jowara Morgande

The Walmart card has helped us to build credit and also helped at the end of the month when we were short on cash. We love the customer service, they are always so helpful. The billing cycle is catered to our needs making things much easier.

2 years ago Edited October 5, 2023

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Alexciz

When you have good credit and do what you are supposed to do, this card is amazing! You get all kinds of extras when you use it as well like discounts on other products for using Walmart Credit Card or being able to check out with a barcode which is SUPER RAD!!!

2 years ago Edited July 28, 2023

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Sherran Nutson Atlanta, GA

I am/have been a Walmart customer, credit card holder and shopper for too many years to count. Walmart is a one-stop-shop where I can find just about any and everything I need. I hate most Walmart's are no longer 24/7, but they still have decent hours.

2 years ago

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Bunny Garlington Weatherford, TX

I like everything about Walmart and their credit cards. They carry the best items and are less expensive than many other stores. I like having a Credit Card as it simplifies my life. I make it a habit of paying my credit card bills every month to save on interest.

2 years ago

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Trina Columbus, TX

I'm not sure if this is for the Walmart money card or for the actual credit line Walmart is offering. I like the MoneyCard I have. Convenient if a bill needs to be paid online or over the phone (I got my checks cashed at work, so no direct deposit) hate they charge me $5 a month, but what can ya do, it's a prepaid hahah also gives you cash back when you buy from Walmart after 12 months

3 years ago

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Juliann Mecham Managua, MN

Walmart credit works fantastic. My friend wanted to donate to my humanitarian trip, and through Walmart credit they were able to transfer money from Texas to Utah with no hassle at all. I have only had good experiences with Walmart credit.

5 years ago

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Annie Hickey

I love my Walmart credit card! I use it for groceries or going out to dinner. I pay it off every month and that's my basically free cash flow for the month.

1 year ago

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TC B Florissant, CO

Well, I really really liked having the Walmart Credit Card when it was under Synchrony Bank. Then Capitol One took over the Walmart accounts and I strongly do not like Capitol One- so sadly I closed my Walmart Credit Card because of this.

1 year ago

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Hank Ricardo Winnipeg, MB

Walmart is my goto grocery, clothes and everything in between store. This is one of my favorite credit cards to use. The customer service gave me bit of an attitude when I asked simple questions. Maybe they were having a bad day.

1 year ago Edited February 16, 2024

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Clar lau

Walmart cards are acceptable everywhere else Mastercard is accepted and are easy to be redeemed on Walmart. I also redeemed my Walmart reward cards for flight and it worked for me.

1 year ago

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Janery Astacio-Marrero

The Walmart credit card offers convenient and cost-effective shopping with its competitive rewards program, allowing users to earn cash back and enjoy various benefits while making purchases at Walmart and affiliated stores.

1 year ago

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Arooj Naeem

I recently decided to apply for and use the Walmart Credit Card, and it has proven to be a convenient addition to my financial tools. The application process was straightforward, and I appreciated the quick approval.

1 year ago Edited December 11, 2023

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Valerie Collom Kansas City, MO

I have been a Walmart card holder for 10+ years. I love being able to use my Walmart card to pay for the groceries and household items my family needs all while earning credit to pay myself back! Excellent rewards program!

2 years ago

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Jeff Barton Layton, UT

Yeah I shop at walmart and have a card there. Do I like it - nope. But is their card good, yes. It does what it's supposed to. Their customer service is ok and their rates are higher than I like but it's an overall good card.

3 years ago

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Luke Swierczynski Waterford, MI

Great card if you shop at Walmart, 5% back cant be matched in store. Ended up grabbing this when I started using there online service a lot more. On par with amazon and might just convert me.

3 years ago

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TheOne AndOnly Gibsonia, PA

Walmart saved my lifestyle with it CC. Details were pretty clear and contacting customer service was just as easy. I had a great time with my card. Walmart is a one stop shop for me.

3 years ago Edited April 7, 2022

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Billi Lynn Holt Rochester, NY

Walmart credit card service was really good to use. I qualified for the basic credit card but they have credit cards with Visa as well. I liked that I qualified for Walmart credit and it really helped me out in hard times

3 years ago Edited April 4, 2022

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Randi Nelson San José, SJ

I love Walmart’s credit system because it can be used a crossed any walmart. It is easy to transfer money, and they have great customer service. I have never had a problem with them. I would recommend.

5 years ago

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Lori L

I'm very disappointed about the level of care when I tried to speak to a associate. It took six days of total frustration to finally give up. None were fluent in English, constantly requesting them to repeat and spell things. I couldn't understand their broken English spent probably a total of 20 hours and all I got was a shine in. Even the supervisor was impossible to understand, her name was Kim. Offered me promo codes, so I would drop the issue. Spoke so fast I had to continually ask them to slow down how fast they were talking.

1 year ago

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Peter Land O' Lakes, FL

Pretty good card services and customer service. Early on had difficulty getting the right product delivered on online. Once I reached out to them regarding these very fixable issues, they were very indifferent. Average.

2 years ago

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esther

I had a bad experience with their customer services, this should be looked into and resolved. Interest charges are getting high. I like the fact that i can earn a cash back from items gotten using this card. It is acceptable almost everywhere too. It is easy to shop using Walmart credit card.

1 year ago

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Funbi Atokose

The Walmart credit card offers some great benefits for me as a frequent Walmart shopper. I love the Cashback they give it's quite nice and no annual fee.

1 year ago Edited April 2, 2024

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Pamela Watts

I love their fair shipping and customer satisfaction policy. Excellent customer service! Sometimes the products come from a international vendor, but you can still return the products back to the store.

1 year ago

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Allen Carlson Lehi, UT

Walmart has really stepped up their game since COVID-19 hit. They have great products and the stores in my area are clean. The workers are helpful and know where things are.

2 years ago

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Amanda George IL

I have had a Walmart credit card and got a very high limit initially with no credit history. Their terms are acceptable but they have monthly fees and charges with their account.

2 years ago

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cindy g Victorville, CA

I’ve had a Walmart credit card and I’ve had no problems whatsoever with them. They have been great. Their staff is courteous and very professional.

2 years ago Edited May 24, 2023

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Sheila Burns Dickson, TN

A Walmart credit card is so helpful to have. It makes purchasing easy and convenient. You can shop multiple times in a month and pay only once. Very helpful!

2 years ago

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Shelton Germaine Rogers, AR

I have had my card with Walmart since the time they changed over to using Capital One. I haven't really used it more than once or twice. The rates aren't really competitive with some of my other cards, so this one isn't a GOTO card.

3 years ago

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Myken Salt Lake City, UT

I have a Walmart Credit Card and use is regularly for my purchases at Walmart. I have benefitted from the rewards the card initially offered and the terms of the card.

5 years ago

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martins timothy

Worst card out there Paid balance in full and still getting interest charges. For 2 months or so They need to be investigated for wrongful charging customer It’s like they are stealing from us And their customers service are not helping they make you feel like you’re doing the wrong thing

1 year ago

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David franklin Miami, FL

With my Walmart credit cards I earn cash back everything I buy everywhere and everyday and their credit card is very easy to use

1 year ago

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Otim Jordan Entebbe, 113

Walmart cards easily top up the Walmart account and provide the easiest way of shopping for the Walmart platform with discounts.

1 year ago

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Joseph Faenza Washington, DC

Overall I’ve been satisfied with Walmart’s credit services. I had a credit charge that was incorrect and customer service fixed the issue very quickly!!

2 years ago Edited July 28, 2023

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John Baylor Jr Richmond, VA

Great card to have! Comes with great benefit, like building cash back towards future purchases or paying down your balance!

2 years ago

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Carol Ross Warsaw, IN

A woman Cathy W was very helpful at check out in teaching how to use the lane for checking out and helping me get my groceries in a cart.

3 years ago

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Hannah Barth Tallahassee, FL

I do all of my shopping at Walmart with my credit card. They always have the best prices and the cash back feature is great.

4 years ago Edited November 12, 2021

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Amy Boren American Fork, UT

I have been asked multiple times while checking out to get their credit card. My husband got the card but we only had it for a few months before we cancelled it. We just didn't use it.

6 years ago

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Robert Horn II Pahrump, NV

I love using my Walmart credit card since they give me a 5% discount on everything purchased from Walmart.

2 years ago

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2L8 iwon

The Walmart credit card quick and a breeze to use at Walmart locations and fueling stations. Haven’t had any problems with their card

2 years ago Edited September 8, 2023

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JOE Pueblo, CO

they cut my limit even though ive never missed a payment because i might miss a payment . which made my cards go to 100% of dti drpped my fico over 60 pts

7 years ago

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Sonya Parker Mesa, AZ

Excellent customer service, convivence, competitive pricing, and a wide variety of products.

2 years ago

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David Burkhalter Dallas, TX

I enjoy the benefit of delivery and the available customer service perks for minimizing shopping stress.

2 years ago

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ElaineHaug Vancouver, WA

I have had several dealings with Walmart and I find them to be helpful and accomodating with each issue.

2 years ago

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