Barclaycard

2.7

Overall Score

7 User Reviews

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Barclays introduced the first credit card to the U.K. in 1966. The company's U.S. branch, Barclaycard, has been offering credit cards in the U.S. since 2004 when it began partnering with companies to offer "co-branded" credit cards.

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#34 Barclaycard Logo Barclaycard

2.7

Overall
Score

7 User Reviews

The Good

  • Rewards Program
  • No Annual Fees
  • Fraud Safeguards

Rewards Program

The majority of Barclaycard's credit cards are rewards cards. There are a variety of different cards to choose from, so customers can pick which rewards they would like to take advantage of. Benefits include cash, bonuses, points, consumer items, and travel rewards.

No Annual Fees

Barclaycard does not charge any annual fees, which can save cardholders hundreds of dollars each year.

Fraud Safeguards

Keeping its cardholders' accounts secure is Barclaycard's top priority. Because of this, the company has put security measures in place. For example, Barclaycard requires verification and a special passcode to log in. Additionally, the company does not hold cardholders liable for reported unauthorized charges. Visit Site

The Bad

  • Undisclosed Information
  • Late Payment Penalties

Undisclosed Information

Barclaycard has not disclosed APR ranges on its corporate website. In addition, it is unclear whether or not the company charges a foreign transaction fee or provides its customers with free credit score tracking.

Late Payment Penalties

Each time a cardholder makes a late payment, they will incur a fee of up to $35.

The Bottom Line

Barclaycard does not charge annual fees and offers several rewards programs and fraud safeguards. However, the company has not disclosed several pieces of important information, including APRs, and charges late payment fees.

User Reviews

2.7

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6

Donna Wheeler

January 22nd, 2018 Spring Valley, CA DETAILS

Value for your money
Quality of product or service
Customer Service
Company trustworthiness

Interest rates are too high and will not work with you.

Helpful?

6

Kristen

January 15th, 2018 ‘Aiea, HI DETAILS

Value for your money
Quality of product or service
Customer Service
Company trustworthiness

While the customer service I've received has been good, their interest rates are too high, I've set alert for my account and it never works and they have been known (I have a close friend who has experienced this) to blacklist people from applying for their credit card.

Helpful?

6

Anonymous

December 18th, 2017 Henderson, NV DETAILS

Value for your money
Quality of product or service
Customer Service
Company trustworthiness

High Interest Rates and the lack of reducing the rate even after on time payments and longevity with the credit card company

Helpful?

10

Noemi Wisniewski

December 18th, 2017 Chandler, AZ DETAILS

Value for your money
Quality of product or service
Customer Service
Company trustworthiness

Gives cash back. Easy to deal with. Staffs are polite. Customer service are station here in USA

Helpful?

8

linda preston

November 27th, 2017 Sacramento, CA DETAILS

Value for your money
Quality of product or service
Customer Service
Company trustworthiness

Every dollar spent gets you double points back.

Helpful?

1

Anonymous

September 12th, 2017 Ocala, FL

They allowed a charge to take place, even after I disputed the charge, because the merchant had used the card before.

Helpful?

Verified Customer

1

Anonymous

September 12th, 2017 Ocala, FL

They allowed a charge to take place, even after I disputed the charge, because the merchant had used the card before.

Helpful?