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4.9

Overall Score

LAST UPDATED: July 19th, 2024

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Star Rating

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4.2

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40 Reviews

Review Breakdown

5 grade

60%

4 grade

18%

3 grade

10%

2 grade

5%

1 grade

8%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Janery Astacio-Marrero

The special financing options are really helpful for big purchases. Plus, the exclusive offers and deals for cardholders make it worth having. I’m really happy with it!

4 months ago

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Kevin Ortiz

So so credit card. Nothing extraordinary from this card. No rewards or cash back. Only a few discounts over the year that do not entice the member to continue shopping. I believe that using other cards in Best Buy can get you bigger rewards than actually using their own card. Currently, considering closing it before the end of this year.

1 year ago

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Terrunder Columbus, GA

I just took my lap top back & customer service was great. They took their time & they work with me on getting my laptop back to workung. I had to pay to send it off & it came back so fast & the money i paid they refunded it back to my account within days. Go get at Best Buy!!!! Geeksquad be doing it up in there. No long wait time to be seen to get the help needed.

1 year ago

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Stephanie Love Herriman, UT

I have had my Best Buy credit card for several years. I have made several purchases on it and I love how they offer the up to 18 months same as cash. It’s a nice option to have when their is something you need to buy, like a new dryer or a fridge, or tv that you don’t have the money up front to buy it. This option basically lets you buy it and pay as if you paid all the money up front. I will continue using my Best Buy card and keep it open. I been very happy with my Best Buy card.

4 years ago

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Robert Horn II Pahrump, NV

I recently purchased a large screen smart TV at Best Buy. By applying for the Best Buy credit card, I received a 10% discount on my purchase. That was well worth getting the new credit card.

1 year ago

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Joseph Tempe, AZ

I used my Best Buy Card to recently buy a Drone and GoPro. I love my Best Buy Credit Card because Best Buy always has cool things I want and if I don't have the cash, I can always use my card

1 year ago

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A 1 Mesquite, TX

I had a Best Buy Credit Card that really came in handy while I was going to school and furnishing my apartment while relocating . The thing that has changed recently is the fact that I cannot discuss card transactions in the store. I have to call customer service and the wait times tend to be lengthy in order to reach a live person.

1 year ago Edited February 21, 2023

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Bunny Garlington Weatherford, TX

If it is an electronic device Best Buy has it. Giving a gift card is a great thing for your college bound kids. Using the Best Buy Credit Card lets all the info can help with returns!stay on your phone should you need it. You can see exactly what you bought and saving the receipt in case something needs to be returned.

1 year ago Edited August 22, 2023

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Luke Swierczynski Waterford, MI

Got their card solely for the 10% off a large purchase for a new TV. Was definitely worth it but as this point it really just collects dust. Whenever they threaten to decrease my credit line I go buy some candy and walk out just to keep it open for potential future purchases. No use outside of the store though.

2 years ago

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Moses F. Chandler, AZ

We enjoy going to Best by, they have a great selection of products & great value on products. The staff is always professional. We have used our Best Buy card to purchase appliances & Electronics, with ease & peace of mind of our purchases.

2 years ago Edited January 21, 2022

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Syl North Port, FL

I love Best Buy’s online shopping particularly picking up packages in store. For small items I pickup my packages in the front of the counter. For heavy items they have a designated parking and their staff bring it to your car. Making purchases with the Best Buy card is very easy, and I can choose a flexible financing options.

4 years ago

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Ted Johnson Pleasant Grove, UT

I got a Best Buy credit card when I bought my last tv and it gave me the flexability I needed to get some additional electronics that I needed for the family. They have great prices and also great customer service with any questions that I had or questions about my card. I was also able to receive updates on in-store specials.

5 years ago

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kristin Gneiting Pleasant Grove, UT

I purchased a television set at Best Buy and signed up for the credit card as well. It worked out great as I got no interest for the first 6 months and I could earn credit for my purchases. The rate was good after that and I also got better deals at Best Buy through the credit card. It worked well for me.

5 years ago

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Reese Pleasant Grove, UT

I have a Best Buy credit card and the initial promotion was to have 90-days same as cash and that worked out great for me. There are always deals when I shop at Best Buy so with my credit card my money goes further. There are also guarantees that come with it.

5 years ago

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Fernando Delgado Tempe, AZ

We have used Best buy credit card to be able to finance may things like are apple computer and most of the times they have this specials for 6-12 months no interest which is great!! Just make sure you pay it off before the promotional interest rate.

5 years ago

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Shauna Horne American Fork, UT

We have a Best Buy credit card and it makes it really easy to buy things at the store. They also have a good reward system where you earn rewards certificates when you use the credit card.

4 years ago

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Mickey Mangum Long Beach, MS

I have a Best Buy card that I use quite frequently. The website that you access to see your balance is a little bit confusing to navigate but nothing that would keep me from using the card. I like that I can pay money toward the balance on earlier purchases to keep from letting my 0 interest expire.

4 years ago

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Don Thigpen Kansas City, MO

Good products but costly. I do business with when I gotta have the good stuff. I bought a car radio with ApplePlay and that was a game changer, so they still get 5 stars.

1 year ago Edited February 9, 2023

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Lindsey B Orem, UT

Read the fine print! I shouldn't have listened to the sales rep in store on what the actual plan was for the Best Buy Card. This I can blame myself for trusting but ultimately it is still something that the Best Buy employee should have known. A good card to get 0% financing for a rather large electronic purchase but don't use if you aren't planning on paying off during the promotional period.

5 years ago

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Amanda George IL

I will never have another best buy credit card. It was fine for the first couple of weeks and then once I made my first payment through direct deposit, 3 days later they charge another payment and I hadn't even used the card again. When I tried to get ahold of someone to help me they told me they would cancel it and never did.

1 year ago

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MBA Dallas, TX

Credit card rates are high. Keep it at zero each month and avoid the finance rates. Geek squad is terrible always blaming you for a covered extended warranty plan issue

1 year ago Edited February 28, 2023

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Sherran Nutson Atlanta, GA

I have a Best Buy Credit card and love purchasing electronic product, earning reward points and receiving professional customer service.

1 year ago

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Ronald Fort Lauderdale, FL

Fabulous company when I order things online it’s ready for pick up. I get emailed the product is ready. People are friendly discounts a great.

1 year ago

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Alex Gohlke Franklin, MI

Very pleased with my Best Buy Credit card, use it anywhere and get plenty of reward points to redeem for games, consoles, accessories!

2 years ago

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Kalume Ibrahim Miami, FL

Best buy credit cards makes payment easy because it requires no verification to use.

8 months ago

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Clar lau

Best Buy VISA card is a part of Citibank,I use the card to purchase online products and transaction are faster.

10 months ago Edited January 15, 2024

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ramesh pothuru

best buy credit card has different payment options with 60 months financing options and flexible payment options.

1 year ago Edited July 6, 2023

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Billy Webb TX

Where do I start? First I never had a best buy with this company. Was the worst buy and the card services were terrible. High APR and not even worth to get a new card. Been over 10 years and now it's off my credit. Only one mispayment and they closed the card.

2 years ago

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Megum Povsha Bozeman, MT

Had a great experience every time I come in they ask if I need help. Very easy to find what you need as well. Clean and welcoming environment.

2 years ago

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Connor Smith Port Saint Lucie, FL

Reward program is great was able to get 10% reward when using card. This equaled $200 dollars to spend in Best Buy.

2 years ago

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Myken Salt Lake City, UT

I have used my Best Buy credit card for large purchases at Best Buy. It's been easy to use but I think the interest rates are too high so I don't use it often.

4 years ago

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Amy Boren American Fork, UT

we opened an account to get the intro interest free offer when we made a big purchase at best buy. When we paid it off we closed the account,

5 years ago

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REBECCA

So easy to work with. Buy everything for my home from them.

7 months ago

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Maya My McDonough, GA

I felt like I was in the middle of a tug-of-war with the endless unsolicited phone calls for me to apply for a credit card after I did a simple online inquiry.

1 year ago

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Angelina Hamilton Gulfport, MS

Works great when they are having promotion in store. Many are zero percent to several months. Really help out when needing new appliances!

4 years ago

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Danielle Powell Long Beach, MS

The six months no interest offer was awesome to help get a larger purchase for a gift

4 years ago

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George Laignel Minneapolis, MN

I just think they are great great customer service

6 years ago

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Matthew Karmo

Sells quality products. Friendly and helpful staff. Easy credit approval.

2 years ago

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Paula Henrie Pleasant Grove, UT

We have a Best Buy card and it helps us buy things with great savings. Easy to pay off.

5 years ago

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Awori Tina Richardson, TX

This credit cards are too limited and restricted by some vendors.

8 months ago