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Amazon Prime Store Card

5.8 Overall Score

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We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

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Amazon Prime Store Card

Amazon Prime Store Card

Is This Your Business?

4.6

star star star star star_half

313 User Reviews

5.8

Overall Score

Compare

4.6

star star star star star_half

313 User Reviews

5.8

Overall Score

Compare

Author: Kaitlyn Short

LAST UPDATED: October 14th, 2025

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User Reviews

Star Rating

4.6

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313 Reviews

Review Breakdown

5 grade

72%

4 grade

17%

3 grade

9%

2 grade

1%

1 grade

2%

Sentiment Criteria

Value

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Sherran Nutson Atlanta, GA

I was once an Amazon Prime Store Card holder. I enjoy the credit card, but it only made me purchase stuff I didn't need on Amazon. I eventually paid the card off and stopped using it. Then Amazon closed the account. That has been 10 years or more. Since the pandemic, I've been purchasing 75% of my goods and services on Amazon, and I'm considering reapplying for the Amazon Prime Store Card again because of the great customer service, reasonably priced products and two-day shipping. In the last few years, I've really enjoyed the excellent customer service Amazon employees, and delivery drivers have been displaying. I enjoy my two-day shipping, unlimited music, discounts and other prime benefits that come with being an Amazon Prime Member.

2 years ago Edited July 17, 2023

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Emma Morrill

I really enjoy getting my 5% back on purchases. However, it is a pain to go through Chase's website simply to pay off my amazon card. I wish they had an in-house form of payment and regulating my account information. The APR is a bit high but I would recommend this card to anyone that already shops at amazon anyway. Simply charge your prime card then pay it off with whatever account you were using prior - then you'll have 5% cash back! It would also be great if amazon customer service could be more direct with their help. It took me multiple phone calls to different numbers to reach someone about an issue with my card. Turns out amazon doesn't do anything with them; it's all with Chase.

2 years ago

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scotty Saint Paul, MN

Amazon store card is very useful especially if you shop on Amazon. It gives you a line of credit you can then use to help build your own credit which I did on buying Amazon products that I was already going to buy but now it's helping me out build my credit wise too they gave me a good credit limit to start off with and they keep increasing it the more I make payments and do good on my account I use it all the time on Amazon and I will continue to they also offer cash back and if they just made a credit card for brick and mortar stores that would be great I definitely recommend using Amazon store card for any Amazon purchases to make

3 years ago Edited March 31, 2022

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martins timothy

You don’t benefit from Amazon prime if you are not a member apart from that it’s nice and one if the best. The 5% cash back is also a good thing and it can also get to 6% depending on how you use it and it doesn’t offer substantial discount if used within Amazon

1 year ago

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Kip Fowler Pleasant Grove, UT

We use this card to purchase all of our family needs. I like that we can make money by using it and paying off our card each month. They have been great to work with when we have had any questions about a charge.

7 years ago

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Tom McGovern Coventry, RI

To date, they have made a deal with the largest creditor I had. They have not yet made any progress on the other three which I am trying to close out. They have informed me that it might take them six months to negotiate with the other three creditors.

2 years ago

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Victor Berrios Port Saint Lucie, FL

The Amazon Prime card makes it easy to make purchases when you need too. I have used it frequently especially when you need to buy something right away the prine card makes it easy and the customer service is easy and not frustrating.

2 years ago Edited May 19, 2023

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Patt Queen Nampa, ID

Some hiccups with some vendors/sellers going thru Amazon. No longer getting stuff quickly. Several times items were returned to seller without ever being delivered to us in the first place. Some returns were credited to a gift card rather than back to our Amazon card.

2 years ago

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Alex Indianapolis, IN

This is the Christmas card. We love the convenience and rewards, and we also have the Chase. We try not to carry a balance but they're not the worst. Pre-internet, store cards were prevalent as well. Just don't bite off more than you can chew, because interest exists.

2 years ago

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angi bowerman Tipp City, OH

Love this card. It is easy to use and the cash-back is wonderful. It would be nice if the cash-back offers were all automatic. They require a "click" so you have to pay attention to notices. The benefits of this card are numerous. If you are on the fence - you should get this card, it is a favorite of mine.

2 years ago

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Jnt_421 Bethel Park, PA

I have had this account for quite a while. It has it's perks, but nothing to write home about... I do appreciate every once in a while I will see that I have enough accrued to apply to my next purchase. It's attached to my Amazon account, so I don't have to worry about inputting payment info or anything when I want to purchase from Amazon.

3 years ago

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Felicia Bady

Good service very knowledgeable took care of my return with no problem did follow up and remember to return item great service credit my card back before then received item but make sure to remind u if they didn’t receive item within a timely matter

3 years ago

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Luis Magallanes SR Daly City, CA

It is a very convenient card to have handy, but after a while, the interests become a bit high if principal is not paid completely. On the other hand, it offers the convenience of Amazon Prime, which accelerates the shipping process. It is just that the amount paid for the membership is a bit high.

5 years ago

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Liam steiner Cedar Knolls, NJ

Amazon prime store is reliable and convenient payment options for frequently online purchase with it's user-friendly interface, security features and rewards program and offers a great Cash back.

1 year ago

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Andrea Luke (Andrea L) Montreal, QC

I like using the amazon store card. I used it before they had their own card and still use it to this day. I like how I get credit for spending and add it to my next purchase or bill credit.

2 years ago

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Lenora Shuman Orlando, FL

Well if you need something I’m sure you can find it on Amazon. It’s great all the items that I don’t “need” find their way into my cart. It’s great that I have a card for those items. It makes it very convenient.

2 years ago

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Uju Kamanu Seattle, WA

The prime store card is so helpful when you have an active Amazon account too. Apart from getting cash back, I get shopping points which I can apply to purchase items on the site

3 years ago

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Layne Raleigh, NC

I used my amazon prime store card after a promote on amazon, it is a good card. I just upgraded to the chase amazon prime credit card and started using that primarily since it had better perks

5 years ago Edited September 14, 2021

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Melanie Rio Rancho, NM

Like the fact that I can pay for my amazon purchases with an amazon credit card—this way if amazon ever gets hacked, they do or have my bank or other credit card info. Very convenient.

6 years ago

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Hope Frankfurt am Main, HE

Amazon prime store Card ease all transaction on Amazon and monitor financial transactions on Amazon store. I use it to pay for products on Amazon and redeeming cards.

1 year ago Edited February 1, 2024

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Jack Rein Laona, WI

It is great using the card and getting the 5% discount. The are a little stingy with the amount of credit they extend regardless of you FICO credit score.

2 years ago

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mi8chael Moore Philadelphia, PA

Amazon make shopping and check out easy utilizing their credit card plus it help to build your credit score and an increase in credit. Also great customer service and support

2 years ago

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Rakim Carpenter Tulsa, OK

Card is helping build my credit up as well helping purchase the stuff I need also is automatically used for all purchases billing and payments are easy to set up

3 years ago Edited July 7, 2022

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Ronald Schaffer Schnecksville, PA

This credit card has good services . I have been using it for a couple years and mainly just using this on the Amazon site to purchase products they offer.

3 years ago

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Nathan North East, MD

Applied for the card and received card quickly. Customer service is responsive and willing to correct my issues. Interest is high but not worst than other cards.

5 years ago

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Michael Caslander Sunnyvale, CA

Love the convivence of having the credit card tied to my amazon account. No need to always pull out my card and enter in all the information.

2 years ago

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J. Goodale Elm City, NC

Good credit card. I like earning reward $’s for Amazon purchases. I only wish there was no fee for the card or it was a lot lower fee.

2 years ago

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kevin bowling Pikeville, KY

Company has helped very well with answering any of my questions.thats something I look forward to in using a company.would recommend to others.

2 years ago Edited March 1, 2023

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Brian Cowley Riverton, UT

The rewards program on the Amazon card is really good if you use Amazon a lot. You can get enough points to get free products pretty quickly.

3 years ago

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Tony Riverton, UT

If you shop a lot on Amazon, this card has a decent rewards program. I initially signed up for it, as there was a promotion for doing so.

6 years ago

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Leo

When needed I was able to use without issue to resolve when I need to buy something.

2 years ago

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Nicholas Genes Los Angeles, CA

I use this when shopping amazon prime. I love the cash back I get when buying with it.

5 years ago

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Rick Gore Canton, GA

Great card for utilizing Amazon as well as accepted most everywhere else. Makes shopping a little too easy!

3 years ago

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J B

I don’t use this card too often. Mostly when they offer a perk like a discount or bonus. Interest rate is OK

3 years ago

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Wolf Stonich Redmond, WA

great for the 5% cash back, just wish they would extend more than 500.00 to 1000.00 credit for frequent purchasers.

5 years ago

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pablo j claudio

Competitive prices, fasta and reliable delivery services. 100% satisfaction guarantee.

1 year ago

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Evan Michael McIntyre Brighton, MA

I just got my card and I like the fact that I get a 150.00 gift certificate to use on Amazon.

2 years ago

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Ron Thurgood Denver, CO

I use this card with purchase at Amazon. I do like the cash back features of the card.

3 years ago Edited January 26, 2022

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Kamron Dalton Riverton, UT

The Prime card makes it easy to combine what you want with what you need all in one place.

3 years ago

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Tony's Babygirl Staton St Louis, MO

Good card with credit line for various uses.

2 years ago

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2L8 iwon

The Amazon credit card makes it easy to shop and get a discount at whole foods

2 years ago Edited September 8, 2023

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Benjamin Milligan Dennis, TX

Good card for shopping at Amazon. Decent limits and offers 0% interest deals.

2 years ago

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Fumie Kurihara

Very convenient to use the card since it is link to your Amazon account.

2 years ago

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Ilspbeth Bruce

the apr is comparible to other cards with fair or poor credit.

2 years ago Edited April 11, 2023

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Gaelle Birang Magnolia, AR

I like it! accessible for everyone to use and purchase items.

2 years ago

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Curt Montague Hill City, KS

Free shipping is fast and trouble free. Returns are fast and easy.

3 years ago

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Larry Cooper Grove City, OH

With amazon prime I can order whatever I want and get two days free shipping

3 years ago

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Crystal Connell Denver, CO

Interest rates are high but they will work with you which is good

3 years ago

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Billy Hooper Jr Smithville, TN

A shop at Amazon for most of everything they're wonderful to work with

3 years ago

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Roslyn Wikoff

Super convenient…wish the interest rate was a bit lower!

1 year ago

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