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Amazon Prime Store Card

Is This Your Business?
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5.8

Overall Score

Author: Kaitlyn Short

LAST UPDATED: October 14th, 2025

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Star Rating

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4.6

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313 Reviews

Review Breakdown

5 grade

72%

4 grade

17%

3 grade

9%

2 grade

1%

1 grade

2%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Maya My McDonough, GA

This can be a good investment since Amazon offers a lot of items and has many resellers, so the inventory is endless. I'm always shopping on Amazon if I'm not shopping in stores and I was already a prime member, so I took it up a notch and figured it made sense to enjoy even more perks by using their card. I got a $60 gift card after applying and I get cashback, but be sure to read the terms and conditions because it comes off as if you can get 15% cashback which was a big factor for my applying until I saw that it was only for certain purchases in a specific category, and that changes throughout the year. Came off as a bit confusing if you don't pay attention and I wouldn't recommend it for everyone unless you're a heavy Amazon user like I am.

2 years ago Edited July 27, 2023

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Jazz Rock Fusion & Synthesizer Music Wake Forest, NC

I signed up for this card to instantly save $200 off on a new ceiling fan. That was great. However, without asking me, Amazon instantly removed my default credit card and installed their Prime card as default payment method. I didn’t appreciate that at all. Chase bank is who runs the Amazon Prime card and when there are issues, you wind up dealing with both Chase Bank and Amazon as well. It can get complicated.

3 years ago

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Garth Kline Eugene, OR

Yes, cash back is great. They also have no interest payment options for certain items. Still 25% interest is insane. I don't use it much and when I do I pay it off quick. It can come in handy and put a little cash in your hand if you are smart. Still, as with every credit card, be careful, it is real easy to lose control and end up with a crazy payment.

3 years ago

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Michael Blitz Hicksville, NY

VERY high interest rates. I tried to use a different card for Amazon purchases, but when I use the Amazon car, merchandise always arrives more quickly. My advice is to pay the balance off every month. Otherwise, you could pay 25% interest or more!

1 year ago

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David Adrian Morales Weslaco, TX

I like my prime card but its not my go to. I only get a small credit line and have yet to ever get it raised. They say Im supposed to earn cash back but never have. I do like the finance feature and special offers at times which is usually what I use it for.

2 years ago

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Erick Benjamin Perez (Insurance Doctor) Hollywood, FL

Prime offers many benefits, from watching shows to shopping. The prime discounts online are great but what I really love is the Whole Foods discounts. The downfall is that it is rather small and not on everything. More versatility is important.

2 years ago

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TONYA HARRIS Chicago, IL

They are not totally fair. They will disabled your card without notification. If you pay early the system they use will say that you were late and charge you late fees. They penalize the customer for paying early.

1 year ago

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Billy Webb TX

Lately they have been denying my purchases even with credit is not at max....... now that I am thinking 🤔 about this I might have set it up that way. Have to check on that.

3 years ago

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Queen Shavy Miami Beach, FL

If you are an Amazon customer I guess it's a good thing. I tried to cancel my card and it took quite some digging to get that canceled. There are so many better cards I do not see any value in this one.

3 years ago

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Poline Atlanta, GA

It's secure while shopping on online amazon stores, it's backed by the fraud protection robust technology used on amazon and i always feel secure when purchase products

1 year ago

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MJ Cleveland, OH

Pros: Generous rewards when you use your card. You can manage your account through the Amazon Website. Cons: Low credit limits. Payments fluctuate.

3 years ago

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Hima ravipati Kenner, LA

They are good at advertising they offer 70$ cash back but there are lot off hidden fees , which you will seeing in the monthly bill , I don’t like extra charges

5 years ago

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Robbin Nelson Castle Hayne, NC

Interest rates are high. Higher than most of my cards. Some perks such as rewards but you have to spend a lot to get them.

2 years ago

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Ladie Lavender Eastsound, WA

Don't like it at all. Typical greedy company that don't give any room for small mistakes but can't wait to throw fees and fines at you

2 years ago Edited December 14, 2022

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Mrs. Roseshall Burgos Lancaster, OH

I stop Using Amazon Because Of All The Emails. Then I Started Receiving A Bill And Never Ordered Anything. Which I Found To Be Weird.

3 years ago

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Donald RockJr Cape Coral, FL

This card is okay, but just okay. You have a tendency to go overboard and purchase way too much and go over your limit.

3 years ago

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Camille Lynnwood, WA

This card is tricky because it automatically sets as default payment and can get maxed out easily if you don’t pay attention.

5 years ago

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B

We were given Amazon gift cards as a bonus and unfortunately we had to return the cards for new ones.

1 year ago

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Nankya Joseph

Amazon prime store card is easy to use while purchase products on Amazon and offers discount on every products.

1 year ago

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Joel Sinden Germantown, WI

They start you off with a low line of credit and don't give you credit increases. Other than that it's okay.

2 years ago

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S B Taylor Seattle, WA

Interest rate is a bit high- but it's convenient & they do have cash back policy- highest when ordering from amazon

3 years ago

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TrudiS Cambridge, OH

Interest rate is higher than other cards. Never seems like my balance ever goes down. Would not recommend this card.

3 years ago

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Melissa Holcomb Portland, OR

I thought this was for Amazon Prime Service nor for just the card. But great service.

3 years ago Edited November 14, 2022

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Rafael Orange City, FL

not my favorite cash back card but sometimes they have a great promotion

2 years ago

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Josh Domeier

Had it it worked out for a minute and then it cut me off just shut the card off

2 years ago

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Andrew Sandy, UT

Its a good card that has good rewards but the interest rate is high.

3 years ago Edited January 31, 2022

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Dustin Zucco Phoenix, AZ

Not to happy with the card it was expensive and not helpful

2 years ago