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GM Financial

4.9 Overall Score

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We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

GM Financial

Name: GM Financial
Rating: 4.0

Is This Your Business?

4.0

star star star star star_border

32 User Reviews

4.9

Overall Score

Compare

4.0

star star star star star_border

32 User Reviews

4.9

Overall Score

Compare

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Author: Kaitlyn Short

LAST UPDATED: January 22nd, 2025

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User Reviews

Star Rating

4.0

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32 Reviews

Review Breakdown

5 grade

47%

4 grade

28%

3 grade

2 grade

1 grade

Sentiment Criteria

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Brian

We wanted to purchase our Forever car this summer and looked at 10 or more SUV's until settling on the Buick Enclave Avenir. GM offered us a .9% finance rate for 36 months at a time when no one was under 6% for a full-size loaded SUV. The sign-up was quick & they gave us a rewards point bonus for parts & service that covered the cost of purchasing & installing splash guards.

10 months ago

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Stephanie Bloniarz

GM Financial is great!! I love their website, payment options, chat feature and added information! Everytime I have had to call in, I get the friendliest, most knowledgeable, helpful people. I just finished a loan with loan and look forward to any future business with them.

1 year ago

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Eddie Rios Ogden, UT

GM Financial has always been good to us. I bought a new Pontiac and they made the experience quick and painless. They had easy teams and the purchase contract was easy to read. They were genuine and direct with info, no played no games.

5 years ago

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Sheila Burns Dickson, TN

When I purchased by first car, GM Financial made the whole process easy. They offered me decent rates and choices of length of time vs payment amount. Great to have someone on your side when making a big purchase.

2 years ago

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peter harmatuk Poolesville, MD

Financed 2 GM leases through GM Financial. They are more than adequate once the account has been set up, but I experienced a number of 'less than desirable" run-ins with their customer service personnel....one thing I did n to like about the site was that anytime I went there to view my financial information, i was inundated with phone calls from salesmen thinking I was in the market to buy a new car....many of these salesmen could not take NO and an answer.

4 years ago

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Joseph Tempe, AZ

Got my Truck financed by GM, they gave me the best rates and payment. I have had this loan for 3 years and just paid it off, their customer service is top level

2 years ago

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Don Thigpen Kansas City, MO

Used them only once and probably won't go back. They were hard to work with once I fell on hard times and got a couple of months behind. I have worked with others who offered leap months to satisfy the months in arrears. This was a few years back. Hopefully, they have improved with the others who have.

2 years ago Edited February 10, 2023

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Wayne Young Little Rock, AR

GM Financial services my current truck loan. They send me good and timely information and their website is helpful. They have a competitive rate, and I have been pleased with their service.

5 years ago

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Ram ponnam Canton, MI

I have leased two chevy equinoxes and set up the auto payments on both of them and I have been relying on auto payments for many years. I did the same for my 3 equinoxes prior to this lease. I was reviewing the credit score and found that 120 points down and upon reviewing the report there was one late payment with a late payment due amount of $6000 plus where as that supposed to be under $200. Upon contacting GM financial I was told that the system automatically cancelled as one of the auto pay setup amount was $10 less than the due amount. Tthe autopay always by default selects the first option of ‘pay the next due amount’ which should pick the actual monthly payment. If at all thats an issue the system should right away reject the setup upon submit or I should get notified first via email or postal mail. The agent tells me that I got notified via email and asked me to check junk folder but he was not able to tell me when did they send. I clearly see that he lied about it as he wants to close the call and denied to connect to the supervisor. More over the autopay worked for 4 payments already before cancelling. I never had late payment in the last 18 years of my credit history and this screwedup big time my score. An issue exists in their system and no one at GM cares about it and all they say is it is your responsibility to check thise details. They are not getting the point of what is it that I get benefit upon setting $10 less than the actual amount. As a customer for 9 years they should check my pay history and think logically but they are so irresponsible and so ridiculous. GM financial screwed up my 18 year built credit history with their system issue. Never going to refer GM to any one.

6 years ago

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Amy Parch

There was a problem with my loan getting funded when i bought my car. GM financial helped me through the process and took the time to explain the issues. However, they do not refinance their loans, which isn't good consumer practice.

6 years ago

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Glenn Dalton Salt Lake City, UT

Used them several times for new car purchases. Very fair rates, easy to contact and work with, very knowledgeable, friendly and professional staff.

3 years ago

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Fernando Delgado Tempe, AZ

Our family was able to get a great loan with GM finance with under 5% even though their has been a bankruptcy in the history.

6 years ago

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Kathie Bowman Lakeside, CA

my fiance finances his car through GM. The website is very easy to read and pay the bill. everything is right there for you

7 years ago

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LaToya Swain Bryan, TX

This company was willing to work with a not so great credit score and was able to approve me for a new car!

2 years ago

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Steve Dilbeck Joshua, TX

High interest, customer service representatives are friendly but completely useless in making any kind of changes or updates to your account

7 years ago

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Ernesto Lozano Phoenix, AZ

Never had a problem with them. Interest rate was more than reasonable and I always know where I stand with this company

7 years ago

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Karla Harris Markham, IL

Great app to use in paying your car note and customer service as well.

1 year ago

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Cindy Granite Bay, CA

Terrible end of lease policies. No forgiveness for anything that does not benefit them. No allowance for unused miles or new tires but charge for every tiny picky thing.

7 years ago

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Leslie West Jordan, UT

Great rate and easy loan process. Will definitely do business with my next vehicle purchase

7 years ago Edited September 14, 2021

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Adam B Phoenix, AZ

good service, fast response, great rates

7 years ago

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James Johnson Edenton, NC

Doing a good job, good customer service, responsive

7 years ago

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Rich Bayes Addison, MI

Great service. Professional representatives. Dependable.

7 years ago

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Kurt Kretzschmar

THey have been very professional and let me know if there are any problems.

7 years ago

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EvaM Houston, TX

Excellent service. Would recommend to anyone

7 years ago

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William South Jordan, UT

Very easy to make payments, and very easy to work with. No complaints at all

7 years ago

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Uilani Eke Palo Alto, CA

I was happy with GM. For the most part they were helpful and our APR wasn’t too crazy.

7 years ago

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Elizabeth A Martin Allen Park, MI

On line options, great customer service,

7 years ago

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Dana Harrisburg, PA

Greats service and reaponse to inquiries

7 years ago

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Danuel Allen

Process went smooth to qualify. Never a problem with the payments.

7 years ago

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JOE SURDI Coram, NY

BECAUSE MY PAYMENT IS REALLY MUCH TO HIGH FOR MY SITUATION

7 years ago

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Kathryn G Patton Dubuque, IA

Difficult to work with and hard to understand

7 years ago

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Patrick Mansfield, TX

Terrible rates, no extensions without a charge

7 years ago

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