error This company may not service all states.

Small business financing company Rapid Finance has grown to be one of the biggest names in alternative business financing since its founding in 2005. With personalized customer service, competitive rates, and flexible funding options, Rapid Finance has funded over $2 billion for companies in various industries. 

The company's variety of financing options puts it at the forefront of the industry. Rapid Finance also provides a business advisor who will work with customers one-on-one in order to service every unique business situation.

Applications are not solely based on credit score, giving more applicants funding opportunities, and financing amounts start at $5,000. 

Customers can get approved in minutes and can receive funding in as little as 24 hours. 

The Good

  • Variety of Loan Options
  • High Maximum Loan Amount
  • High-Quality Resources
  • Customer Support
  • Rapid Finance Reviews

Variety of Loan Options

Rapid Finance provides a variety of financing options for lots of differing borrower needs, including the following: 

  • Bridge loans
  • Lines of credit
  • Merchant cash advance
  • SBA loans
  • Invoice factoring
  • Asset based loans
  • Commercial real estate loans

Through its lending partners, Rapid Finance allows customers to participate in low-interest rate SBA-approved bridge and long-term loans. 

The company's small business loan is a great fit for small businesses that do not meet the criteria for an SBA loan.

The merchant cash advance (MCA) and line of credit are both good options for short-term cash needs. Small businesses can purchase new equipment, bolster their payroll, or pay off tax liens with the MCA or line of credit products.

Approved loan uses depend on the loan type, but includes practically any need you have as a business owner, including the following: 

  • Working capital 
  • Location expansion
  • Equipment leasing
  • Payroll 
  • Debt consolidation
  • Technology
  • Marketing

Be aware that Rapid Finance works with a partner network of finance brokers for equipment leasing, credit card processing, asset based loans, and invoice factoring so pay close attention to the terms and conditions set forth by your direct lender. 

High Maximum Loan Amount

With Rapid Finance and its partner network, businesses can receive financing ranging from $5,000 to $10,000,000 depending on gross sales and other factors.

Many lenders in the industry only offer loan amounts closer to $500,000, giving Rapid Finance a leg up on its competition. 

High-Quality Resources

Rapid Finance's website provides excellent resources for small business owners including white papers, slide share presentations, and an e-book on marketing best practices. Its blog is updated frequently and includes a long list of articles covering several small business topics. 

Additionally, you can check your eligibility with Rapid Finance's loan amount calculator to see how much you could qualify for if approved based on your credit score and gross monthly sales. 

Keep in mind that the results of the calculator are no guarantee; you’ll still need to be formally approved with an application. 

Customer Support

When clients choose to work with Rapid Finance, they'll have access to a personal business advisor who can help them determine which financing options are right for their business.

Rapid Finance also provides a number of other tools for borrowers, including a client portal that is accessible around the clock and allows borrowers to upload documents, see payment information, and review financing when applicable.

Rapid Finance Reviews

The majority of Rapid Finance reviews are positive, giving the company a high rating from consumers. Rapid Finance customers highlight quick loan approval and funding time, great staff and customer service, and competitive rates. 

With such high ratings from customers, future borrowers can have peace of mind knowing Rapid Finance is a trusted lender that delivers quality and satisfactory service. 

Visit Site

The Bad

  • Does Not Fund Startup Companies
  • Excluded Businesses

Does Not Fund Startup Companies

Rapid Finance does not provide funding for startups, so those looking for startup funding will need to look elsewhere. 

To qualify for a loan with Rapid Finance, businesses have to meet certain requirements, such as being in business for at least six months and having at least $5,000 in monthly revenue. Business owners will need to have a credit score of 550 or higher. 

Excluded Businesses

Rapid Finance does not service the following business types:

  • Annual memberships
  • Adult entertainment
  • Bail bonds
  • Casinos
  • Churches and all non-profits
  • Collection agencies
  • Consumer debt counseling services
  • Direct/multi-level marketing
  • Firearms
  • Flea market
  • Home-based door/door-no lease space
  • Kiosks
  • Law firms
  • Marijuana (dispensaries, producers, distributors)
  • Payday loan companies/other lending businesses
  • Travel agencies
  • Car services 
  • Automobile dealerships

The Bottom Line

Overall, Rapid Finance has some great options available for the small business owner, including a merchant cash advance, a line of credit, and other small business loans. 

In addition to offering multiple financing solutions, the company offers a simple application process, opportunities to borrow even with bad credit, quick approval and funding times, and respectable customer support.

If you are a consumer looking for a trusted lending option and your company has at least six months in business and $5,000 or more in monthly revenue, a Rapid Finance loan may be a great choice. 

You can find Rapid Finance reviews below to learn more about the customer experience with the lender. 

We'll Introduce You!

Call our recommended rep over at Rapid Finance below.

1-(866) 564-3221

Why Can I Trust Bestcompany.com arrow_drop_down

User Reviews

Star Rating

4.5
starstarstarstarstar_half

215 Reviews

Review Breakdown

5 star
78%
4 star
11%
3 star
2%
2 star
2%
1 star
7%

Sentiment Criteria

Value for your money
starstarstarstar_halfstar_border
Quality of product or service
starstarstarstarstar_half
Customer service
starstarstarstarstar_half
Company trustworthiness
starstarstarstarstar_half
search cancel

Verified Customer

starstarstarstarstar

Dennys Automotive inc

October 23rd, 2018 Franklin Park, IL DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

very helpful there when you need them always willing to try harder to make it happen

Verified Customer

starstarstarstarstar

ArcMedia

October 23rd, 2018 Seattle, WA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They leave you alone, contact you once in a while. Always find good rates and get stuff done fast.

Verified Customer

starstarstarstarstar

suzanne

October 23rd, 2018 Leesburg, VA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Very quick funding and easy application. My customer service rep was great in explaining and walking me through the whole process.

Verified Customer

starstarstarstarstar

R&R Auto Supply

October 23rd, 2018 Orange, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Easy to work with, very professional, fast response

Verified Customer

starstarstarstarstar

Olivia Dawson

October 23rd, 2018 Thomasville, GA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Wonderful customer service, They care about their customers

Verified Customer

starstarstarstarstar

Eric Reyes-Calderon

October 23rd, 2018 Sioux City, IA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar

great fast an easy steps to getting you aproved an have money transfered to your account

Verified Customer

starstarstarstarstar

Joe LaFalcia

October 23rd, 2018 Visalia, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great prompt and helpful customer service as always

Verified Customer

starstarstarstarstar

Joel

October 23rd, 2018 Marshall, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

My associate Joel made it easy to get funded.

Verified Customer

starstarstarstarstar

Fern

October 23rd, 2018 Bothell, WA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I"ve worked with Rapid Advance for a couple years now and we are very happy with how fast and easy is the process of getting funded.

Verified Customer

starstarstarstarstar

Brad N

October 23rd, 2018 Provo, UT DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They were willing to work with me when others would not. I also appreciated the honest and upfront communication.

Verified Customer

starstarstarstarstar

Harb LLC

October 23rd, 2018 New Castle, DE DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Professional staff. Quick loan process.

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Whatever

October 23rd, 2018 Bloomington, IL DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

sloppy with paperwork, tried to get additional funds and their back end was all screwed up

Verified Customer

starstarstarstarstar_border

Dawn

October 23rd, 2018 Sheridan, WY DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

They easy to get a hold of and to work with

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Doesnt matter

October 23rd, 2018 Duluth, MN DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

27% split has put me out of business. Never told the loan term was a couple months and I am a repeat customer

Verified Customer

starstarstarstarstar

Rhino truck

October 23rd, 2018 DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Easy to work with , simple requirements, simple application fast answers

Verified Customer

starstarstarstarstar

CAM

October 23rd, 2018 San Clemente, CA DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

Great communication! And follow up until the job was done!

Verified Customer

starstarstarstarstar

Planet Kidz, Inc.

October 23rd, 2018 Garland, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Professional beyond other companies worked with.

Verified Customer

starstarstarstarstar

Mariana

October 16th, 2018 DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They are very quick to reponse and are very friendly and have many options to meet my needs

Verified Customer

starstarstarstarstar

Tammy C

October 16th, 2018 Minot, ND DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

they were easy to work with, communicated with me every step of the way, and came through with good results.

Verified Customer

starstarstarstarstar

D.S.

October 16th, 2018 Huntington, IN DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Very friendly and quick service. Their process was very simple.

Verified Customer

starstarstarstarstar

Custom ventilation

October 16th, 2018 DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

Very helpful. Leading you in the right direction for your needs

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Richard ford

October 16th, 2018 Spring Lake, NC DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Never missed a.payment and.when.i.asked.for. more.money they said they cant because we had hurricane

Verified Customer

starstarstarstarstar

Shane

October 16th, 2018 Elkhart, IN DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

Fast and easy approval with painless payback options.

Verified Customer

starstarstarstarstar

Mike .moose

October 16th, 2018 Ontario, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great service very helpful, and always is on top of my account

Verified Customer

starstarstar_borderstar_borderstar_border

unknown

October 16th, 2018 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

poor customer service. Promised loan in certain amount of time, it came in 5 days later. Missed one payment because I was traveling. Wouldn't waive the fee.

Verified Customer

starstarstarstarstar

Kisha Daniels

October 16th, 2018 Miami, FL DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Professional, dependable and trustworthy.

Verified Customer

starstarstarstarstar

TG Duffy

October 16th, 2018 Charlotte, NC DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

They worked hard to help me get funded and made me feel special.

Verified Customer

starstarstarstarstar

Kyla Creations INC

October 16th, 2018 Norcross, GA DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Fast and honest with service. Thank you

Verified Customer

starstarstarstarstar

CEO from NY

October 16th, 2018 Red Hook, NY DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Very responsive and professional; Rapid Advance is a standout go to source for fast funding for growing companies. They have come through for us every time we reached out to them.

Verified Customer

starstarstarstarstar

Patricia

October 16th, 2018 Yonkers, NY DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I was working 4 times with them, excellent services.

Verified Customer

starstarstarstarstar

Nick Scallion

October 9th, 2018 Round Rock, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Rapid Advance was very helpful and understanding of my situation

Verified Customer

starstarstarstarstar

Best customer service

October 9th, 2018 San Mateo, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

My business advisor, Ms. Maryam S, keeps me posted and gave me options on how to reschedule my loan and add more funds. Turnover time is also fast.

Verified Customer

starstarstarstarstar

Subs 88

October 9th, 2018 DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

always great customer service and helps my business when needed

Verified Customer

starstarstarstarstar

VJ

October 9th, 2018 San Antonio, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Friendly responses / Quick service / Good followup on available product options

Verified Customer

starstarstarstarstar

Buzz's

October 9th, 2018 Merced, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

SO EASY TO WORK WITH, THEY UNDERSTAND OUR NEEDS & GET US WHAT WE NEED

Verified Customer

starstarstarstarstar

Tracy

October 9th, 2018 Buffalo, NY DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Easy application process and fast to work with to receive the loan

Verified Customer

starstarstarstarstar

Kyle Kahn

October 9th, 2018 Peachtree City, GA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

The service is amazing! No a simple process but the great knowledge the representatives have make it and easy process. Loved everyone I have worked with.

Verified Customer

starstarstarstarstar

WILSONS ABBEY MEDI-CAB

October 9th, 2018 Exeter, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

very easy to work with, follow through and my rep always calls back within 2 hours.

Verified Customer

starstarstarstarstar

Shipley

October 9th, 2018 Fort Smith, AR DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Quick application and process and timely response

Verified Customer

starstarstarstarstar

Small Business owner

October 9th, 2018 Orlando, FL DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

My representative was straight forward at all times and worked hard to get me approved

Verified Customer

starstarstarstarstar

Smith jasmine

October 9th, 2018 Missouri City, TX DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstar_borderstar_border

They have us when we need them.low monthly pay.u don't have to worry

Verified Customer

starstarstarstarstar

NSBS

October 9th, 2018 Hyattsville, MD DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They always work with you regardless of your financial situation.

Verified Customer

starstarstarstarstar

Lauck Motors

October 9th, 2018 Roswell, GA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

nothing but great service. they get it done and are very helpful

Verified Customer

starstarstarstarstar

Angel Upholstery

October 9th, 2018 Chapel Hill, NC DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

customer service is awesome and they answered all of my questions

Verified Customer

starstarstarstarstar

Pig Daddy's

October 9th, 2018 Drexel Hill, PA DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

Quick and easy to complete the application

Verified Customer

starstarstarstarstar

Marianne

October 9th, 2018 Scottsdale, AZ DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Anna has been great with me and works with me.

Verified Customer

starstarstarstarstar

Nice

October 9th, 2018 Southampton, NY DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I'm satisfied with service the product and the ease of processing.

Verified Customer

starstarstarstarstar

Dr. Eugene Antenucci

October 9th, 2018 Bay Shore, NY DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Excellent support, quick turnaround, reasonable rates

Verified Customer

starstarstarstarstar

Stewart snacks

October 9th, 2018 Monroe, LA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great customer service and very good service in financing.

Verified Customer

starstarstarstarstar

Patrick

October 9th, 2018 Waynesville, NC DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They are very helpful. Very upfront and honest about their terms and how the deal will work. Their are no surprises.