• Fast Credit Decision In Minutes
• No Minimum Credit Score Required
• Flexible Funds

Fast Credit Decision

If you're looking to fund a growth investment or business exppense, you know how limited that window of opportunity can be. A slow credit decision process or delayed transfer of funds could make or break that crucial inventory purchase or marketing launch you have planned. Fundbox has designed asimply process that gives you a credit decision in under three minutes (based on the median decision time for Fundbox customers), allowing you to make faster, smarter financial decisions with your limited time. The process is:

• Sign up in minutes and get a credit decision in hours without paperwork
• If approved, draw funds for your business at any time
• Funds transfer as soon as the next business day

Know Your Credit

Fundbox underwrites Direct Draw business loans--which go up to $100,000--using your business bank account transactions and other business data sources, and determines your eligibility and fee based on that data. Your personal credit score is just one small piece of the equation, and there is not a hard pull until you decide to draw funds, so there is no risk to your score until you've seen your credit limit.

Flexible Funds

Fundbox makes it easy to use your funds how you want. Stay in control with transparent pricing and funds that you can use for your business, however you see fit. Decide how much you want to draw and choose a 12- or 24-week repayment term. From there:

• Pay a simple flat fee only for the weeks you use your funds.
• Repay early and Fundbox will waive any remaining fees from your 12- or 24-week term. Since fees aren't front loaded, you save big.
• When you make a payment, that amount (minus the fees) becomes available again for you to use.
• You'll always be able to see the full cost of drawing before transacting.

Check rates with Fundbox

• Limited to the United States
• Short-Term Financing
• Fees Vary

Limited to the United States

Currently, Fundbox only offers advances to businesses registered in the United States. The company also will not advance funds for outstanding invoices that are in a foreign currency or are being billed to international clients.

Short-Term Financing

Fundbox offers 12- and 24-week repayment plans. While these terms work well for quicker business investments or expenses, they are not usually suited for longer-term financing needs.

Fees Vary

Fundbox's flat fees vary from business to business depending on the amount you draw, the payment plan you select, and other factors. You will always be able to see the full cost before you confirm a draw.

Fundbox has taken the things that matter in your financial decisions and has designed a funding process to match. Its fast credit decisions and flexible funds make it simple for you to seek funding and use your new resources for any business endeavor. At the same time, by taking your total business performance into account and aligning pricing with what's best for your business, you get a fast, straightforward decision and more control over your funding. Fundbox succeeds when the businesses that use it succeed, and its product reflects that. However, if your business operates outside of the United States and its territories, you're out of luck.