Founded in Italy, Generali Global Assistance has a long history as an insurer and offers products in many parts of the world. The company has offices in San Diego, California and offers travel insurance to U.S. residents.
Generali's travel insurance policies are competitive for the industry. You can find coverage for pre-existing conditions and even coverage if your travel service provider becomes financially insolvent.
Generali travel insurance policyholders also benefit from additional services, including 24-hour travel support, concierge, and identity theft resolution.
Generali has consistently received high financial strength ratings from A.M. Best. These ratings indicate that the insurer is financially stable and likely able to meet its claims obligations. High ratings are common among competitive insurers.
Generali offers competitive coverage through its three policy options. Depending on the plan you choose, you can find the following coverages:
The coverage offered by Generali travel insurance is competitive. Not all carriers offer coverage for missed connections or include accidental death and dismemberment coverage, so these inclusions make Generali stand out.
Generali's two higher tier plans cover your trip if your travel provider becomes financially insolvent and is unable to offer the trip.
Generali's top-tier plan offers travel insurance coverage for pre-existing conditions according to specific terms. While it would be nice to have that coverage available with its other plans, it is good that you can find this kind of coverage at Generali.
It's common for this kind of coverage to have set terms and conditions, so be sure to understand the terms of the pre-existing conditions coverage.
You can add rental car coverage with Generali's lower tier plans. This coverage is automatically included with the provider's top-tier travel insurance policy.
To its top-tier plan, you can add trip cancellation coverage for any reason. This additional trip cancellation coverage is a common upgrade for the industry. While it would be beneficial to be able to add this coverage to any of Generali's plans, it's nice that it's available with at least one plan.
Generali is advantageous because of the additional services it offers with each of its plans.
You'll benefit from access to 24-hour travel support. Through this service you can receive referrals for medical care and legal assistance, help arranging travel plans, an emergency cash transfer, and more.
Generali also offers concierge services and identity theft resolution services. These additional services make Generali's plans more attractive because they offer valuable assistance especially if you need emergency assistance.
Best Company has not received many Generali travel insurance reviews. Due to this lack of reviews, conclusions about the customer experience are unavailable.
Generali offers three travel insurance plan options. Some competitors offer more options. If you're interested in considering a larger selection of plans, you may need to consider another travel insurance company.
However, you can find competitive coverage through Generali.