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This company gets you excited about low interest rates, then they deny you with no explanations. I’ve paid every one of my loan payments and my credit score is 805. They said I need a cosigner. I got a co-signer to waste all of their time filling out these applications and they still denied me. Don’t get peoples’ hopes up, you should probably quote an interest rate appropriate for the person and don’t make people waste their time on your site and then not tell them how or what they can do to get the interest rate YOU quoted for them.