State Farm was founded in 1922 by G.J. Mecherle. State Farm has thousands of agents and delivers millions of policies in the United States. The banking, investment, and insurance company has won many Corporate Social Responsibility Leadership Awards and offers consumers several services from loans to auto insurance — RV insurance is one of their many offerings.
State Farm covers many of the RV insurance basics, similar to the coverage you’d see for auto insurance:
State Farm is a trusted household company for many U.S. consumers. It is well-known for emphasizing customer service and satisfaction. Because of State Farm’s widespread coverage, consumers may already have auto, health, or life insurance from the company, meaning they can bundle RV insurance with these policies for a discounted rate through State Farm.
It’s important that RV users have access to their insurance information on the go. The State Farm mobile app lets drivers request roadside assistance and file claims from their phone.
If consumers are still in the process of financing their RV, State Farm Bank offers RV loans with no application fee. You can apply for a loan on State Farm’s website.
State Farm lacks the customizability of some other RV insurance policies. It does not offer diminishing deductibles, vacation liability for parked vehicles, or combined limits. To learn more about what State Farm does offer, you’ll have to contact an agent, because the site does not list many of its options. Some items the company’s site does list are a Personal Articles Policy, roadside assistance services such as towing service and flat tire service, and basic comprehensive, collision, and liability services.
Consumers complain of slow responses to claims, quotes, and requests. Policyholders say they sometimes have to follow up with State Farm to receive a response to their query. This has led to many negative reviews of the State Farm company itself, though this complaint is less common when communicating with a local agent.
State Farm is a good option for customers who already have policies with State Farm and are looking to bundle their RV insurance with their other plans. However, the company’s RV coverage appears to be more of an add-on service than several other insurance companies’ customizable policies. If you’re looking for basic coverage, you can rely on State Farm’s established brand to deliver. But consumers seeking coverage more uniquely tailored to their needs might be disappointed with State Farm’s plans.
Janet Metairie, LA
2 years ago
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