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Author: Kaitlyn Short

LAST UPDATED: January 7th, 2023

Good Sam Insurance Agency has been helping customers find RV insurance policies for nearly fifty years. It is transparent about its savings statistics, claiming customers can save as much as $389 by insuring with Good Sam. The agency specializes in fifth wheel trailers, travel trailers, and motorhomes for part-time and full-time RV users.

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The Good

  • RV Insurance Marketplace
  • Basic Coverage Features
  • Customizable Options
  • Supplemental Resources

RV Insurance Marketplace

Good Sam offers rates from four American insurance companies: National General, Progressive, Safeco, and Foremost. This will allow consumers to receive the best rate among the four without having to fill out a quote for each company.

Basic Coverage Features

Good Sam covers these basic RV insurance essentials:

  • Property damage liability
  • Bodily injury liability
  • Collision and comprehensive coverage
  • Personal injury protection
  • Uninsured and underinsured motorists protection

Customizable Options

Many large insurance companies offer basic RV policies without options that cover the unique features of trailers and motorhomes. Because it offers insurance from four companies, Good Sam offers travelers extra coverage such as Hitch Coverage, Mexico Insurance, and Permanent Attachments insurance to allow customers to customize their plans for their RV.

Supplemental Resources

Good Sam lets their commitment to RV insurance shine through by offering a free, informative RV ebook with tips on protecting and managing a recreational vehicle. The company also has several informational resources on its site for RV safety, coverage selection, and insurance terms.

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The Bad

  • Receive Better Rates over Phone
  • Only Four Companies

Receive Better Rates over Phone

Good Sam mentions on its website that customers should call and use a savings code to find the best rate for their insurance policy. For customers looking for the convenience of getting a quote online, this could be a drawback.

Only Four Companies

Customers who don’t want to insure with National General, Progressive, Safeco, or Foremost and customers who want to shop around and compare rates might need to look for RV insurance alternatives. Good Sam insures through these four.

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The Bottom Line

Good Sam is a great option for customers who want a quote with customizable options and discounts but don’t want to research several insurance companies before minding the best match. Good Sam Insurance Agency will compare quotes for you.

However, if you want to insure through a different insurance company Good Sam does not use, you’ll need to find another option for your RV.

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M T Chicago, IL

I like that the RV insurance option was provided at purchase. I disliked how the full scope of the product was not presented until after fees were paid.

1 year ago

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Allison Hall Gulfport, MS

They've been easy to work with and worked to make sure we got the policy that covered what we needed.

4 years ago