Geico is one of America’s most well-known insurance groups. Geico stands for Government Employees Insurance Company, established in 1936 for government personnel. Now Geico serves the general public with over 17 million auto policies. Geico offers services such as homeowners insurance, auto insurance, boat insurance, and renters insurance. As part of its mission toward quality coverage, Geico also offers RV insurance.
Geico offers basic coverage similar to its auto policies. This includes the following:
In addition to Geico’s basic coverage, the insurance company offers customizable plans for motorhomes and trailers. RV owners can select a policy with total loss replacement, replacement cost personal effects, vacation liability, emergency expense coverage, a windshield deductible, and RV medical payments coverage. Customers can also purchase Mexico insurance for their RV through Geico.
Geico covers Class A, Class B, and Class C RVs in addition to travel trailers, fifth wheel trailers, folding and truck campers, and toy-haulers. This coverage keeps consumers from wondering whether their RV can be covered by a Geico insurance policy.
For RV owners living in Hawaii, Massachusetts, Michigan, and North Carolina, coverage may not be available. If you are from one of these states, the online quote process will refer you to a phone number to call a customer service representative about your coverage options.
The online quote process takes you through a conventional questionnaire about driving history, vehicle make and model, and current limitations. However, when consumers complete a quote, they will not have an option to see their policy plan and customize the options digitally. Instead, consumers will receive an email or phone call about their coverage. Many other insurance companies allow RV owners to pick their quote options online and see an estimate of their premium before contacting an agent. For RV owners who want to compare premiums from several RV insurance companies, this could be an inconvenience.