Allstate

• Basic Coverage Features
• Additional Coverage Options
• Discounts

Basic Coverage Features

Allstate provides all the basic coverage that will protect your RV in accidents:

• Bodily injury liability
• Property damage liability
• Collision and comprehensive coverage
• Medical payments coverage
• Personal injury protection
• Uninsured and underinsured motorist

Additional Coverage Options

In addition to its basic coverage, Allstate offers these options for customers:

• Towing and labor costs coverage to assist drivers when their vehicle breaks down
• Rental reimbursement coverage for comprehensive and collision claims that require the customers to rent another RV or car
• Contents coverage for RV owners’ personal effects
• Sound system coverage if your manufacturer-installed sound system needs repair

Discounts

Allstate lists a few RV discounts on its website, two of which many RV insurance companies don’t deliver:

• Multi-policy discount to bundle multiple insurance policies through Allstate
• Transfer discount to cut your premium if you’re transferring your motorhome policy from another insurer
• 55 and Retired Discounts for drivers who are 55 and older and not employed full-time

• No Online Quote Customization
• Customer Complaints

No Online Quote Customization

To receive a motorhome quote, customers will have to speak with a local Allstate agent. Customers looking to customize their plan online or see if their motorhome even qualifies for a plan will be unable to do so before contacting an agent.

Customer Complaints

Previous Allstate customers have complained about slow claim filing and high rates. Most reviews, however, are positive.