All Reverse Mortgage was created in 2004 and is leading the industry in positive reviews. Focusing only on reverse mortgages, its business model was created to try and keep cost low by spending less on marketing, on brokers, and focusing only on HECM and H4P programs.

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The Good

  • Charges Less
  • Daily Interest Rates
  • ARLO

Charges Less

All Reverse Mortgage is set up to make sure the customer pays less. As one of the few HUD-approved direct lenders, All Reverse Mortgage does not need to go through a middleman. This cuts costs down, as well as drops interest rates and fees. The company doesn’t work through any brokers, focuses only on HECM and H4P loans, and doesn’t spend money on expensive marketing tactics.

Daily Interest Rates

High interest rates are a borrower's worst enemy, and hidden interest rates plague the reverse mortgage industry. Whille most lenders do not disclose interest rates upfront, All Reverse Mortgage is confident enough in its service, price, and company to advertise its interest rates. 


ARLO is tool created by All Reverse Mortgage that helps educate customers and provides a more reliable estimate as to what you borrowers might receive from its reverse mortgages. ARLO has answered over 1,300 questions to date and is available 24/7 to provide assistance.

The Bad

  • Variety


Since All Reverse Mortgage only focuses on HECM and H4P reverse mortgages, it does not spend money creating new, proprietary reverse mortgages. Although traditional HECM and H4P programs are good options for most borrowers, some proprietary reverse mortgages can be a better fit for other individuals.

The Bottom Line

All Reverse Mortgage focuses on saving its customers money. With some of the lowest rates in the industry, helpful borrower education resources, and great customer service, this company is one of the best when it comes to taking care of its clients.

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