Progressive vs GEICO

Through GEICO's online quote platform, you can view insurance rate quotes from multiple insurance carriers. This aspect is helpful, especially if you want to compare rates and policies for the best rate.

Although GEICO doesn't issue all of the policies it sells, you can find helpful discounts. These include bundling renters and auto insurance and for home features like home security and smoke alarms.

In comparison, Progressive offers more discounts. Like GEICO, you can find a discount for bundling your renters insurance policy with an auto policy. If you experience a covered event for both policies, you'll only need to pay one deductible.

Progressive also offers a discount for paying in full, opting for emailed documents, and getting a quote before your current policy ends. The latter discount makes Progressive advantageous if you're switching insurers. 

While Progressive doesn't have a discount for home security, it does offer a discount for gated or secured communities.

Another key difference between the two companies is the claims process. Progressive's claims can be initiated and tracked through an online account or its mobile app. These options make the claims process as convenient as possible.

On the other hand, GEICO offers a list of phone numbers on its website. You'll need to know which insurer issued your policy to find the right phone number to call so you can file your claim. This process isn't as convenient.

While GEICO is advantageous for people interested in comparing policies, Progressive offers more discount opportunities and a more convenient claims process. Choosing between the two companies comes down to your preferences regarding policy comparison, discounts, and claims.