ResidentInsure

• Simple Purchasing
• Reliable Insurance Carriers
• Multiple Payment Options

Simple Purchasing

ResidentInsure does everything it can to make that signing up with the company is as simple and straightforward as possible. All tenants need to do is fill out the online form or call one of ResidentInsure's licensed insurance agents.

The online form does require some personal information such as zip code, type of property, email address, phone number, etc. Although a few other insurance companies require a social security number to get a quote, ResidentInsure does not.

Reliable Insurance Carriers

ResidentInsure policies are from three different insurers. If you purchase through ResidentInsure, your insurance provider could be Markel American, Kemper, or QBE.

Each of these insurance carriers has high financial strength ratings. You want to choose an insurer with high ratings because they are financially stable and likely to be able to pay claims.

Multiple Payment Options

While most insurance providers have customers either pay monthly or annually, ResidentInsure offers several different options. Customers can choose to be billed monthly, quarterly, semi-annually, or annually.

Many customers may not be able to pay for an entire year up front. Still, many people don't want to worry about money being pulled from their accounts every month, so this feature is beneficial for customers who want more control over their policy.

• Only Available At Certain Locations
• Must Provide Contact Information for Quote
• Hours of Operation
• Basic Coverage
• Limited Customer Insight

Only Available At Certain Locations

ResidentInsure is only available at certain locations. If you're a renter at one of these locations, ResidentInsure is a convenient way to get renters insurance coverage. 

If your apartment complex is not listed after you input your zip code, you may not be able to purchase a policy through ResidentInsure. Instead, you'll need to consider another insurance company or agency.

Must Provide Contact Information for Quote

Before you can see a quote, you must submit your email address. It can be convenient to get a quote emailed directly to you. However, if you're still comparing options, you may not be ready for sales emails.

Hours of Operation

ResidentInsure isn't open 24/7, which can be frustrating for some customers. Instead, customers will have to call or contact the company within the hours of operation:

Monday-Friday: 10 a.m. to 8 p.m. (EST)

Additionally, ResidentInsure is closed on major holidays.

Basic Coverage

ResidentInsure's basic coverage is pretty limited. A renters policy comes standard with liability coverage and personal property coverage.

However, customers will have to pay extra for replacement costs, theft, water backup (sewer and drains), and earthquake coverage. Although it is common for companies not to include water backup and earthquake coverage, most insurance companies will include replacement coverage in the standard package.

Limited Customer Insight

BestCompany.com doesn't have many ResidentInsure reviews, which means we can't make a recommendation based on the customer experience.