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LAST UPDATED: January 11th, 2021

One of the insurtech pioneers, Homesite offers competitive renters insurance that can be purchased and managed online. Its policies stand out in the industry because they include mold and earthquake protection.

You can trust insurance policies from Homesite because the insurer has earned high financial strength ratings. If you're looking for renters insurance, Homesite's coverage options are worth exploring further.

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The Good

  • High Financial Strength Rating
  • Competitive Insurance Coverage
  • Convenience

High Financial Strength Rating

Most competitive insurers have high financial strength ratings. These ratings indicate how likely an insurer is to be able to pay claims.

Homesite has earned high financial strength ratings from A.M. Best, so you can be confident when purchasing a policy from this insurance company.

Competitive Insurance Coverage

Homesite renters insurance includes coverage typical for the industry, including the following:

  • Personal property coverage
  • Liability coverage
  • Medical payments to others
  • Loss of use (covers expenses if your dwelling becomes uninhabitable.)

Homesite's policies stand out from what other insurers offer because they also include coverage for mold and earthquakes.

You can add personal injury coverage, identity theft protection, and specific coverage for valuables. Including optional coverage expands the protection offered by your renters insurance policy.

Homesite's renters insurance policies go beyond what some other insurers offer, which gives the company an edge.

Convenience

Homesite is also easy to work with. You can view insurance quotes and file claims online at your convenience. If you prefer, Homesite also works with clients filing a claim over the phone.

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The Bad

  • Limited Customer Insight

Limited Customer Insight

Best Company has not received many Homesite renters insurance reviews. Due to the limited number of reviews, conclusions about customer satisfaction are not available.

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The Bottom Line

A full recommendation of Homesite requires more insight on the customer experience. However, the company has high financial strength ratings, offers good coverage, and is easy to work with. These factors make Homesite renters insurance worth considering.

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