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LAST UPDATED: June 23rd, 2021

Allstate's renters insurance is competitive. The insurance company offers all the standard coverages and an identity theft coverage option. You can also find more discounts on renters insurance than with some other insurers. If you're looking for a good renters policy, Allstate is worth looking into.

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The Good

  • Online Insurance Quote
  • Standard Coverage Available
  • Good Identity Restoration Coverage
  • Nice Savings

Online Insurance Quote

As is typical for the industry, you can get Allstate renters insurance quotes online. This option makes it quick and convenient to see your rates and coverage options.

Standard Coverage Available

Allstate offers competitive renters insurance coverage. Through Allstate you can find personal property, scheduled personal property (high value items), reimbursed living expenses, liability, and guest medical coverage.

If you want additional liability coverage or flood insurance, you can purchase these as separate policies.

Good Identity Restoration Coverage

With its renters insurance policies, Allstate also offers identity restoration coverage. This coverage option makes the insurance provider stand out from other renters insurers because it isn't a common offering.

Allstate's identity restoration insurance coverage includes the following:

  • Manage accounts and permissions through Allstate Digital FootprintSM
  • Identity and credit monitoring
  • Access to Allstate's in-house team to assist with restoring your identity
  • Up to $1,000,000 for expenses related to restoring identity
  • Reimbursement for stolen funds

You also have the option to upgrade your coverage to include enhanced financial monitoring, monitoring for social media and credit card transactions, and to be prioritized when it comes to customer support.

As identity theft coverage goes, Allstate's coverage offers a full range of services.

Nice Savings

Insurance companies tend to offer fewer discounts on renters policies. Considering this trend, Allstate offers a good selection of discounts on its policies:

  • Multi-policy discount
  • Safe home discount (home security or fire alarms)
  • Easy pay plan® (automatic payments)
  • 55 and Retired
  • Claim-free

The Bad

  • Limited Customer Reviews

Limited Customer Reviews

Best Company has not received many Allstate renters insurance reviews. Due to this low review count, conclusions about customer satisfaction are not currently available.


The Bottom Line

Although more customer insight is necessary for a full recommendation, an Allstate renters insurance policy is worth exploring further because its coverage is competitive and it offers a good number of discounts. You'll find personal property coverage, liability coverage, and more with an Allstate policy. It's also convenient to work with the insurer since you can get an insurance quote online.

Allstate insurance may be an especially good fit if you're looking for a renters insurance policy with good identity theft coverage since its offering is comprehensive and has the option to upgrade for additional services. Work with the company directly to learn more about what your insurance rate would be and more specifics on coverage.

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Daniel Snow Redmond, WA

I love Allstate. I have them for auto and renters insurance and will definitely use them for home owner’s insurance soon. Trustworthy, customer first attitudes, low pressure configuration of policy, and good value.

3 years ago

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Landon Badoni Montgomery, TX

Renters insurance is a breeze with Allstate. Fortunately I haven't had to make claims so far so I can't speak to that, but the customer service so far has been fantastic!

3 years ago


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KS Orem, UT

We haven't had to put in any claims *fingers crossed* but they have really good rates!

2 years ago