GEICO offers its members a chance to add onto their current auto and homeowners policies with its Personal Umbrella Insurance. GEICO states that its policies can add $1 million in coverage to several different policies and may cost less than raising the limits on other policies individually.
When GEICO’s Professional Liability Insurance (PLI), also known as Errors & Omissions Insurance (E&O), is combined with the general liability insurance, business owners get that extra coverage. GEICO understands that business owners face risks every single day and aims to help by providing extensive insurance protection.
GEICO’s professional liability insurance commonly covers:
These items may be covered:
Business owners who provide customers/clients with a service are likely in need of professional liability insurance. GEICO offers a wide range of coverage that is designed for companies in all industries.
GEICO’s umbrella covers the policyholder, their spouse, any relative or dependent living with them, and a friend or relative who borrows their car.
GEICO members can quickly and easily get an umbrella rate quote online with one of GEICO’s licensed professionals. In order to provide members with an accurate quote, GEICO asks whether anyone in your household owns any of the vehicles listed below, if they have liability coverage for them, and the coverage amounts:
GEICO may also ask the following questions:
GEICO will need to know about these other insurance policies and liability limits:
Members may also be asked about the following:
Members will need a GEICO auto policy to qualify for GEICO umbrella insurance in every state except New Hampshire and New York.
Members will need to have and maintain certain minimum liability limits on their auto and homeowners policies (and their boat policy if applicable) to qualify for GEICO’s Personal Umbrella Policy.
Listed below are the minimum liability limits for each of the policies: