Chubb boasts being the world’s largest publicly traded property and casualty insurer. Chubb knows that its members want to protect their families and their financial well-being; that’s why the company aims to provide the very best protection and service.

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The Good

  • Masterpiece® Excess Liability Policy
  • Insurance Solutions for All Sizes and Types of Companies

Masterpiece® Excess Liability Policy

The Masterpiece® Excess Liability Policy from Chubb offers policyholders broad coverage and limits ranging anywhere between $1 million to $50 million. Coverage includes the following:

  • Property Damage and Bodily Injury
    This applies to members held liable for someone being injured on their property.
  • Personal Injury
    Applies to situations where lawsuits involve slander, accusations of libel, or negligent infliction of bodily injury.
  • Defense Costs
    Chubb covers the cost that it takes to defend a lawsuit (even if it is groundless, false or fraudulent). As long as it is covered under the policy, Chubb will provide legal counsel with coverage for all expenses incurred.
  • Excess Uninsured/Underinsured (UM/UIM) Motorists Protection
    Chubb offers up to $1 million in Excess UM/UIM coverage that benefits the policyholder in the case they are involved in an accident with an uninsured or underinsured driver.

Insurance Solutions for All Sizes and Types of Companies

Chubb offers umbrella and excess liability insurance for small and mid-sized companies as well as large global and national companies. The company also boasts tailoring insurance solutions for companies in the energy, construction, real estate, and hospitality industries.

The Bad

  • Limited Information

Limited Information

Chubb doesn’t publish any pricing or rate information or if there are any requirements that potential members need to be aware of.

The Bottom Line

Chubb offers homeowners a wide variety of coverage types and plenty of insurance coverage for homes, automobiles, personal items and valuables, boats and yachts, as well as cyber protection. Chubb also offers its policies in all 50 states. However, there is little detail on the specific, which can be frustrating as potential customers will have to contact the company for this information.

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