Allstate was founded in 1931 and ever since then, the insurance company has been working to develop industry-leading policies in a variety of insurance types. In addition to personal umbrella insurance, Allstate offers auto insurance and home insurance.
Serving millions households nationwide, Allstate is dedicated to helping its members deal with unexpected events and prepare them for the future through its coverage options.
Allstate has received high financial strength ratings from A.M. Best. These ratings are important because they show that the insurance provider is financially stable and will likely be in a financial position to meet its claims obligations.
When you buy an insurance policy, check the financial strength ratings because you don't want to worry about your insurer being unable to pay when you file an insurance claim.
Allstate members interested in buying an umbrella insurance product can find helpful information about personal umbrella insurance on Allstate's website. Here you can see a general overview, who and what is covered, benefits, how to read policy declarations, and a FAQ section.
From these resources, you can learn about the key parts of a personal umbrella policy (PUP) and make an informed decision based on the given information.
Allstate’s site states that the Personal Umbrella Policy “covers a wide range of losses, including any damages arising out of a covered occurrence.” The coverage is international so no matter where a member is they have coverage against:
Best Company has not received many Allstate personal insurance reviews, so insight on customer satisfaction levels and the customer experience are not available.
In order to purchase an Allstate Personal Umbrella Policy, members must have an auto or property insurance policy with the company that meets the required limits.
Here is the minimum coverage needed:
Although Allstate offers some information about its personal umbrella insurance online, you'll need to work directly with an agent to learn more about coverage specifics and insurance rates.
A quick, online process to get a policy in place is not available through Allstate. However, working with an agent can be beneficial to ensure that you have the coverage you need.