LearnVest is an online personal finance utility that allows users to track spending and budgets. It also gives you access to a financial planner that can view your account and who is a real human being. Users link their financial accounts, including bank accounts, credit cards, investment accounts and loans to the site. LearnVest then uses data from the accounts to give you a comprehensive picture of your financial health. Especially when you use the budgeting page diligently, you’ll be able to manage your money effectively with this tool.