Buxfer

I wanted to make it easier to calculate the costs of my rental property and other info I needed for tax filing. I have bank accounts in multiple countries. I tried five different finance aggregators including Quicken, which has been around for decades. Buxfer allowed need to easily categorize transactions from banks in multiple countries.

I am using buxfer fom europe, it help easily to manage about 15 current accounts in various currencies (99% are synchronized automatically) , so I have an instant overview of the global value of those accounts, it also manage cash account as well as physical gold with manual introduction of transactions. Tagging operation to categorize them is also very easy and convenient as I personalized them in categories and sub categories, so its really easy to do and adding rules automatize tagging of each transactions. I am actually using the pro version, and I plan to switch to the upper version how is more complete regarding longer term investment tracking. Overall there is a very good software , intuitive to use, and I only needed once support which I received fairly quickly and in a satisfactory way.

I'm using Buxfer for 10 years now and I'm very satisfied by the various functionalities and the reliability of the software. I really appreciate the graphical analysis as well as the speed of operation even over quite large historical periods. I also find the budgeting and forecasting menus very helpful and powerful. Overall the application is quite powerful and very simple to use. This is the financial application I have kept using for the longest time (>10 years) and I see no reason to change. The only functionality I'm missing is the ability to analyze exchange rate evolution in a multi currency user profile. This seems to be kind of a stretch for the development team. Beyond that I'm very happy with this financial application even though a direct connection to bank accounts would further facilitate the load of data. Buxfer helped me most in Historical transaction analysis and reporting ; Budgetting and Forecasting activities ; graphical drilldown analysis ; Overall Buxfer significantly improved my productivity on financial matters.

I chose Buxfer for keeping track of my finances about 4 years ago, having looked at alternatives. It was easily the best out there. It links to all my important bank accounts and credit cards and automatically pulls in the information. It is very flexible in the way it can categorise transactions (with multiple categories if necessary) with automatic rules. It can export transactions easily if I want to analyse further in Excel. Support is responsive as it can be tricky to link to bank accounts, some of which is beyond Buxfer's control. The interface is good, but could be slicker and hasn't changed over the years I've used it. I never really got the investment side to work, partly because there aren't native links to most UK institutions and partly because I think it's difficult to achieve for any app which is not specifically for the purpose. It definitely does what I need for a personal finance system.

I’ve been using Buxfer now for a couple of years. Previously I had used MS Money and it generally met my needs which, in a nutshell, are for a system to record and classify personal finance transactions and help to forecast cashflow. I tend to do financial planning and more complicated forecasting on Excel so don’t need this but I do need to have a way to export transactions from the system to Excel on a monthly basis. My other requirements were for multiple currency support (in my case GBP and EUR) and synchronisation of account data with financial institutions. Although I have some investments, I don’t use Buxfer to track or manage those to any great extent. I tend to do financial stuff on a desktop PC or laptop so having app isn’t important to me. My finances have got more complicated over the years, so I am looking at about three dozen accounts of various types across a dozen or so financial institutions. MS Money had been out of support for donkey’s years and the bank sync function had stopped working so I spent some time looking at alternatives including reading reviews and doing some testing of systems. I chose Buxfer because it seemed to offer what I needed, and the cost was reasonable. I was also able to try out the product before committing. I subscribe to the ‘PRO’ service which is the middle tier of their paid plans. When I decided to migrate to Buxfer from Money I also decided to backdate transactions by nearly two years. This took a fair bit of time, but it gave me experience in using the product. It was easy to import transactions from Money or Excel, but I had to manually modify inter-account transfers to get them recorded as such. (Buxfer still isn’t very good at identifying transfers between accounts when they are downloaded from financial institutions). Although it hasn’t been plain sailing all of the way I would classify myself as a satisfied customer of Buxfer and with that in mind here are my positive and negative comments: Positive: • The core functionality is strong and feels very robust. • The user interface is comprehensive and well laid out. • I have never not been able to access the system and it is usually as responsive as any cloud-based system. • Account synchronisation (via SaltEdge) works well and I have managed to synchronise with all of the financial institutions where I have dealings that offer the service. • I can easily download and extract transaction data into Excel for further analysis and forecasting. • The reporting functionality is generally quite powerful and flexible. • Rules work well and can be easily configured and edited. • Multiple currencies works seamlessly. • The ‘PRO’ subscription is pretty good value for money. Negative: • When synchrosising accounts with banks the system doesn’t usually pick up transfers between accounts (so these need to be manually edited). • The reconciliation feature is there but isn’t really much more than the ability to categorise transactions as reconciled en masse. • The Help pages are not very helpful! • You can’t save report configurations (although this hasn’t been a problem for me in practice). • The cost of the highest tier ‘PRIME’ subscription is double that of ‘PRO’ but seems to add very little in the way of functionality. To my mind it is worth a dollar to two more a month not five. • I had a problem with a synchronisation error (on my most used account) and although customer support tried to help me they were not able to fix it. In the end I had to delete the offending account and recreate it. • A minor gripe (as a non-US user) is that what I would call ‘current accounts’ are categorised as ‘checking accounts’ and it isn’t possible for the user to edit the category names. I have a feeling that you may be able to do this with a PRIME subscription.

I use Buxfer for my own personal finances and assessing wealth, which is probably quite unusual. I find it an excellent tool for these purposes tracking my day-to-day finances and investments. The UI and methodology is intuitive, though does take some time investment to understand how to tag and track accurately. I don't link Buxfer directly to my bank accounts, though it is possible, preferring to upload CLSV files. The process of updating and monitoring spends is quick and easy with multiple views. Buxfer has been a really worthwhile investment for me and has helped me to feel in control of tracking finances, monitoring mid and long-term investments. Having used the tool for several years, I have stuck with it in part due to the ease of updating and managing. Really an essential tool for anyone with an interest in getting to grips with their finances and wealth.

I downloaded and trialed literally a dozen different solutions for automating my budget. Not only was Buxfer the winner, it was the ONLY one that met all my requirements. It is modern and easy to use, but fully tailorable and customizable to create the budget I need and track it how I want to. There was only one other product that allowed you to create both monthly and annual budgets, and the other one was clunky as all get out. At least half of the solutions required you to manually delete things like credit card payments (transfers) so that they would not hit your bottom line. Honestly, I was a bit baffled by how bad most of the programs out there were. Also, how hard it was to find Buxfer; it was on only one review site. It is clearly the leader in this area, speaking as an ex-accountant.

I have been using Buxfer for 7 years now, and I find it to be the most complete budgeting solution for my needs. I used to use Quick Books, but it wasn't keeping up with the times. I tried Mint, YNAB, Money Dance, Personal Capital, and others. The look is clean and organized, and has the right features to get a clear understanding of your spending habits and financial health. Account sync is quick and easy. The graphs are intuitive and helpful for getting a good understanding of trends with just a quick look. Buxfer is reliable, and I have not had any issues with availability or accuracy. I have seen many improvements to Buxfer over the years as well, which tells me they continue to invest and develop the solution. There are a ton of personal budgeting software and solutions out there, and many times it does come down to personal preference. However, Buxfer is definitely worth giving a try.

After using several different personal finance applications over the years, I think I've found my perfect solution with Buxfer. The features that I wanted in my ideal finance app were: - Ability to import historic data in standard formats (e.g. .qif or .ofx files); I've got 20+ years worth of data that has been migrated through various different apps and I imported it all into Buxfer without any issues. - Web based with an Android app that syncs seamlessly. I tried another web based finance app but it was too slow to be useable; no such problems with Buxfer. - Ability to use Open Banking to automatically sync transactions with UK banks & credit cards. I've been using Buxfer for several months and, so far, the transaction syncing has worked really well. - Automatic tagging of transactions based on rules. - Ability to have manual accounts e.g. cash accounts. - Ability to track investments and other assets / liabilities (e.g. property, mortgage). For me, Buxfer is a great solution. The minor downsides are: - As far as I can tell, you can only sync with banks / credit card companies that let you login via a web-page; any that only have an app can't be synced. This impacts one of my credit cards so for that card, I have to enter the transactions manually. - The top level plan with automatic backups and investment features is quite expensive.

I needed to have a full visibility of my income and expensive so I decided to look for budgeting apps. I have tried few apps before I know Buxfer. I learned about Buxfer from YouTube videos which show comparisons between budgeting apps, so I decided to give it a try Then, after trying Buxfer for few days in 2017, I have decided to permanently use it as my budgeting app because I found it very easy, straight forward, flexible, and customizable. I started using the free bundle for the first few months. Then, when I needed more capabilities such as creating more than 10 accounts and forecast, I started using the pro subscription Now after all of this time using Buxfer, I fixed many of my financial issues, including expenses control, and cutting unnecessary spending. I also, have created monthly spending base lines for some tags and that allowed me to plan my funds more effectively I recommended Buxfer for some of my friends and they have a very good experience with it

I was a long time Quicken User. It was one of the only home budgeting software that allowed for multi-currency support. But I kept having problems. Every year, when it came time to renew, I made a desperate attempt to find something else. After three or four years of searching, I found Buxfer. I have now been using Buxfer for three years and am satisfied. Due to the time-zone stretch - I don't use the premium feature that would allow me to contact staff. Therefore, it can sometimes be a couple of weeks before an issue is dealt with - but I haven't had too many issues. Buxfer allows me to have multiple accounts in multiple currencies; to run reports; to export data for manipulation in excel; to download AUTOMATICALLY from EVERY bank I need to connect (in three different countries)! I looked everywhere, and Buxfer is totally top marks for function and cost.

I am so happy with the Buxfer solution. For years I have been trying to find the time to get a full handle on my net worth at any given point in time by having a one stop shop location where I can see each and every cash flow aspect inbound and outbound as well as capture fixed assets such as property value, car value etc etc. FINALLY such a place exists and it is EASY to keep up to date as almost all my global accounts can connect with secure live updates!! Thank you Shashank and team you have made my life decisions a easier and I have reached a comfort level of actually knowing how things really stand financially. Buxfer is TOTALLY recommended to all friends, family and global acquaintances!

Buxfer is the most customizable and user-friendly budget tracking software on the market. I've tried basically all of them from Mint to YNAB to SoFi to Google Sheets. Buxfer is the best, hands-down. You can set up rules to automatically label your transactions, then set budgets for each label. The budgets can accommodate rollovers from month to month if you want. It shows you how much money is in each account and a sum total of your net worth (amount in the bank minus credit card charges) so you're never in the red. The rule automation is very powerful and can even change transaction types and other fields of a transaction. They're still growing and improving, so bugs do come up occasionally, but their customer service team is very responsive and I have never had an issue go unresolved. I have recommended Buxfer to many people and will continue to do so. I've been a loyal customer for 5 years.

Buxfer is built for people who want the control and flexibility to manage, view, edit and organize finances in the way that makes the most sense to you. It has become the central hub of my entire financial life, showing you your NET worth across all your accounts, investments, and assets. Buxfer connects with all my banks, and also lets me manually my statements. I can see my entire net worth, including my home, vehicles, properties, checking and savings accounts, and even track Crypto and IOUs from friends and family. The coolest feature is Rules, which help me rename cryptic transaction titles into something more human. Buxfer also predicts how much I'll have in the future based on my current spending habits and income.

Buxfer is the best independent online and automated service that I have found that can aggregate account information from multiple sources in a manner that makes sense. I have accounts and investments in multiple countries and Buxfer works great on an international basis. It will track network, expenses and income and presents info effectively. It works great, and I have found no real alternative to its capability. Thanks Buxfer, keep it up.

I had never heard of Buxfer, but had to do research as I was planning my retirement finances and needed to understand my expenses and future retirement income. Using the software has been very easy and the few times I got stuck on an issue the help desk has been there to solve the issue. I would recommend this software and I have been very happy with my user experience.

I have been using Buxfer for about 10 years. It allows me to manage my personal finances in a very organized way. Despite all of its automatisms, it also allows for manual insertion and organization of data the way I want it to. Tagging rules are a great feature that allows me to automatically tag expenses based on my own set of rules, making it much faster to organize my data.

I used to write my budgets and expenses on excel, but it was hard to manage on an iPhone, so I tried Buxfer and after the trial period I subscribed to the service. I am able to save my expenses on the go with multiple devices, I can monitor my budget and organize it by category, I can let the app insert recurring payments, or expense category based on the description I write.

I have been using Buxfer for about a year. I was previously using Reckon Accounts Personal Plus, but found it didn't really meet my needs any longer. So I did an online search an came across Buxfer. It's so much easier to use as a web based platform and I love that I can easily sync my bank transactions to save time on manually entering everything. There's also an upload feature if sync isn't available and this makes it easy if your bank allows you to download transactions in Excel. I can totally recommend you try Buxfer. It makes budgeting and tracking our family expenses super easy.

This is the best and most flexible app ever for household records and budgeting. It connects to your bank ( if you want it to); it can categorise payments automatically if you ask it; it is magnificently stable and reliable and you can see in two clicks everything you’ve spent in any category over the month, years or any period you choose. It also backs itself up to Dropbox or other choices all the time (if you want it to) and it’s got comprehensive budget options.

I switched to Buxfer after being a longtime Quicken user (and MS Money before that), but I was looking for a web-based platform, not just web-enabled, to make management of my household finances easier while traveling and to make it easier to communicate with my spouse. There are lots of online personal financial management sites out there but almost all of them are past-looking. What I really wanted, and what Buxfer provides, was a tool that would help me not only budget but also provide cash flow projections for all my accounts. Buxfer's interface is simple yet robust and flexible.

Buxfer is an invaluable tool to help me manage my finances on a modest income. Through the Reminders feature I anticipate upcoming costs and can plan accordingly. By dedicating and sticking to budgets for food, kids, health, my home etc. I don't have to worry about overspending. Most importantly it has helped me to be more confident and in control of my money, and to enjoy both spending and saving.

Being an expat with several bank and investment accounts across multiple countries, I haven’t found just a better solution, but in fact any viable alternative to Buxfer for managing all my finances in one place. I can’t provide a rating for Customer Service, as I haven’t needed to contact them so far.

I've been a happy Buxfer customer for more than 10 years now, and I'm extremely happy. They have survived to a shift in the industry, keeping a solid product, with no ads, solid privacy, and overall consistency. I am so happy a company like this still exist, and I'm happy to be a paying customer

Former Mint user who switched over to Buxfer about 20 months ago. Love it. Best personal financial app out there and trust me I spent a long time doing my homework on all the different options out there. It keeps me on top of all my accounts. Has save me money more than once.

I know where I've spent every cent. I can track all my accounts (mortgage, bank, superannuation etc) . I can see at a glance exactly what I am spending my money on. I am able to budget better and have successfully implemented a savings plan, I

My UK based home accounts package company had ceased to trade. I did a lot of research and Buxfer seemed to answer my needs. I signed up and it has proved an excellent choice for me and I hope to remain with Busferfor the Foreseeable future

Excellent accounting package. Simple and easy to use with secure links to accounts. Gives great flexibility in analysing data and provides easy downloads when it comes to tax forms etc. By far the best package I have used for accounting for business and personal use.

I had tried multiple different budgeting apps (Mint, Everydollar, etc.). Buxfer was perfect for us because you could completely customize your setup. It seamlessly links all your accounts and provides a quick snap shot of all your financials at a price that does not break the bank. I highly recommend.

Buxfer is a great product - easy to configure and allows you to keep close track of your personal finances. I've been using it for 3 years and now have lots of data about where I am spending money - which makes planning for the future much easier.

I've been a MS Money for years, and when MSFT decided to depricate it, I had to look for an alternative. Buxfer is better than MS Money, because I can access it from anywhere I need it. It is always on and I don't need to worry about backup. It is just there.

I've been using Buxfer to track my own personal finances for several years and have been very pleased with this product. I was moving from Quicken because I was annoyed that they weren't online. Buxfer lets me sync what I want to sync and manually input the rest so I'm able to keep an eye on my cash flow in the way that suits me best.

It was a life changing event when I finally found Buxfer. I am paid costumer for years now and I use it daily to have a precise reports about my portfolio. Before Buxfer I was totally lost in different sheets. Now I can't imagine what would I do without Buxfer.

Buxfer is how I track my home finances and I now can budget and plan properly. I am in the UK and am pleaased that it is integrated well with the UK's financial bodies. Now, if it could just display the graphs with £ rather than $ that would be great!

The only app (and I tried around 10) that offered the flexibility needed to manage personal finances effectively. Others seemed better at the outset but were so limited. Provides clear visibility over finances like no other tool.

My fave financial app for years. I have worked with this app since 2017. I tested another 2 or 3 apps to manage my accounting and Buxfer was the best. The best part is that I am from Colombia and I can manage my accounts in Colombian Pesos as my accounts in dollars.

Love the ease of managing my finances with it. I would now be lost without it. I can see from top level net worth down to transactional detail and see trends in categorised spending/income

Hi, I would give 6 stars if I could. its a brilliant app that really solved my problem with where my salary was going. It helped me in having a better control over my finances Mihai M

This is a great programme. My last cloud based money software programme was rather complicated to use and closed down. Buxfer allows me to access my accounts on several devices very easily.

To be honest long time user of Microsoft Money and I was looking for a digital online tool to migrate. I tested diverse tools and Buxfer by far was the best one, more complete with great integration. Really Amazing!

I was struggled to find an app that can sync an wide range of banks. Unlike other apps that I have used in the past, Buxfer offers tools for me to analyse and understand my spending habits. I highly recommend Buxfer

I'm an American living in Germany with both American (B of A) and German (Sparkasse) accounts. Buxfer is able to link with both of my banks across the Atlantic and easily keep track of my loans, income, and expenses.

Buxfer enables saves me money every month despite my relatively low salary at times, and the tight budget — for ten years now! I know exactly how much money I spend and where, and I can plan for big expenses in the future.