is based in Kansas City, Missouri and was founded in 1999 as an internet-based bank and . Simple and straightforward, NBKC impresses customers with a modern and personable feel through its .
Customers rave about the incredible they receive from NBKC’s knowledgeable, friendly, and attentive employees. Throughout a process, you work with one assigned rep that will answer your questions and help you find the best options for your personal situation. This excellent makes the experience easy.
If you want to talk to someone face to face about with NBKC, you’ll have to travel to Kansas or Missouri. NBKC’s only physical locations are in Overland Park and Leawood in Kansas, and Liberty and Kansas City in Missouri. This is a common drawback of . Many people prefer to execute their in person so they can personally know the banker and talk through all their options. This can be especially difficult when you have issues with a , , , , monthly maintenance , , transactions, score, and balance. However, excellent helps to combat the lack of few physical locations and allows for better experiences with .
Because NBKC is heavily focused on mortgages and personal and family banking, its business banking options are left a little bare.
This bank bases their decisions off of such little information. I've applied for a checking account, and the reason I was declined is because there were too many "ChexSystems" inquiries. An inquiry does not mean fraud or red flags, it means someone looked at your ChexSystems account. Each company that "Looks" at it, adds +1 inquiry. nbkc bank declines applications that have too many inquiries, in this case, only a few. Very strange, and probably the reason why they have yet to surpass 100 million in equity after being in business for over 20 years. There are banks with near 100 billion in assets, and have only been in business for half that time. I can foresee the acquisition of nbkc bank by some other big bank, simply because nbkc bank bases their final decisions off of such little information. Horrible experience especially considering I've given this bank so much of my time in research. Do not apply, they will waste your time as well if you try to diversify. They want you to only bank with them, and they want to be the only one on your ChexSystems report.