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iGo banking is a division of Flushing Bank, and provides many options for checking and saving account needs. Backed by nearly 80-year-old Flushing Bank, iGo Bank has options for checking and savings, CDS and money markets. During the fourth quarter of 2014, Bankrate.com acknowledged iGo banking with a Top Tier award for 100 highest yields. That singular complaint was closed within the last 12 months.
iGo banking has a solid mobile banking account that keeps up with similar online accounts. There is enough information provided that it appears to be just as solid as its' competition. Many of the standard mobile banking features are offered by iGo, such as mobile deposit, balance inquiries and free bill pay.
With iGo banking, users can open basic checking, savings, and CD accounts. Each account comes with its own unique features and services as well as varying interest rates. All iGo banking accounts allow for money to grow and are broken down as follows:
High Yield Checking Accounts:
High Interest Checking Accounts:
High Interest Savings Accounts:
Flushing bank manages a large amount of assets and they have been in business for almost 100 years. The size of a company and the amount of time that they have been in business is not always the best indicator of quality but it is something to take into consideration.
Opening a CD was easily located, but after searching for a bit, a specific rate was never found. The rate for a CD can be up to 1.30%APY. Another down side to iGO Banking's CDs is a higher minimum balance. There minimum is set at $1000. This is twice as much as other online banks. Other common complaints include:
iGo's website seemed hard to navigate. After opening tab after tab, I finally found the information I was searching for, but only after nearing losing interest. With so many other options, it makes me wonder how many potential customers give up and move on due to the oddly laid out website.
A Beneficiary is not allowed on their Checking and Money Market Accounts. This means that there is no Pay on Death on these accounts. These accounts could very well wind up in Probate upon the demise of the owner.